Kune vakawanda, kutanga kwacho ndicho chikamu chakaoma. Pinda 52-Week Money Challenge, nzira yekuchengetedza iyo inokupikira iwe inenge $ 1,500 yakaponeswa pakupera kwegore nekudzinga madhora chete pavhiki.
Chii chinonzi 52-Week Money Money?
Heino nzira iyo inoshanda: Unotanga nokuponesa $ 1 chete yevhiki yekutanga yedambudziko racho, uripinde mumudziyo wekero yako usina kufunga kwechipiri.
Vhiki inotevera, iwe unotora $ 2, uye inotevera, $ 3, unowana pfungwa. Pakupera kwechinetso, iwe uri kuchengetedza kudarika $ 50 pavhiki, zvichiunza mari yako yose inoponeswa kusvika pasi pe $ 1,400 pakupera kwegore.
Kwetewo kuvhara, zvakanaka? Kana iwe uri kushamisika kana iyo 52-Week Money Challenge yakakodzera iwe, verenga pamusoro pekuongorora kwedu kwakatendeka iyi nzira yekuchengetedza.
The Potential Downsides
Zviri nyore nyore kune ani zvake kuisa pacheche $ 1 pavhiki, zvikurukuru nechiyeuchidzo chekuona sejeri yakazara nemari yakagara pa-countertop yako. Panewo marata akawanda anogona kukwanisa kuwanikwa paIndaneti, kuitira kuti iwe unogona kunyatsocherechedza kufambira mberi kwako apo iwe uchiona kuti mari yako yakakura ichikura.
Asi kusvika kumagumo edambudziko ndechekuti inenge ichinyengera. Kuvhara $ 50 pavhiki muna December kunogona kunge kwakaoma, kunyanya kana iwe uchifunga nezvekushandisa mari yezororo , sezvipo, kufamba, zvipo zvekufambisa zvehofisi, uye kudya kwezororo.
Dzimwe nyanzvi dzinoratidzira kutora 52-Week Money Challenge mumutsara: kurasa $ 52 muvhiki 1, $ 51 muvhiki 2, nezvimwe zvakadaro.
Nenzira iyo, iwe unoguma uchida kungochengetedza zvishoma zvishoma pavhiki mukati memwedzi iyo inodhura yezororo.
Kuwedzerwa, kubva $ 1 pavhiki, $ 2 pavhiki, $ 3 pavhiki, nezvimwewo ndizvo zvakadai sezita racho, zvinogona kuva zvakaoma kuti zviyeuke kuisa pariri mari iyo vhiki nezvose zvauri kuita.
Chimwe chinetso chinetso? Kuramba chido chokurwisa stashi yako kuti uise pizza guy kana kutenga kofi munzira yekushanda. Pashure pezvose, zviripo ipapo.
Kune vamwe, zvingave zviri nyore kuzvipira kumari yakatarwa kuchengetedza pamwedzi, kuisa munyaya yavo yekuchengetedza, mutual fund, kana CD (zvichienderana nezvido zvako uye zvaunofarira zvemari iyoyo) pakutanga kwemwedzi, uye kukanganwa nezve it. Nenzira iyi, mari yako ichakushandira iwe, (kureva, kuwana mubereko ), kwete kungogara muhari, kwete kuwana chikamu chekufarira. Zvinoshamisa, kana 52-Week Money Challenge yakatidzidzisa chimwe chinhu, ndeyekuti zvishoma zvese zvinotaurira.
The Upsides
Asi pane humwe huchenjeri shure kwe nzira iyi yekuchengetedza. Kune imwe, uri kuwana kukurumidza. Uye kune ani zvake ari kushanda kune chinangwa chemari, kana chiri kuchengetedza kutenga imba , kubhadhara chikwereti, kana kuenda kuhope iyo yehope, nguva inogona kuita kana kuputsa kubudirira kwako.
Vamwe vanogona kutaura kuti zviri nyore nyore kuisa padera mari yakatarwa pamwedzi. Semuenzaniso, kuti uwane mari yakafanana yekuchengetedza $ 1,378 sezvaunenge uine 52-Week Money Challenge, iwe unofanirwa kuchengetedza zvinenge $ 114 pamwedzi. Asi zvinogona kunge zvakanyanya kuoma kuti uwane mari pamagumo emwedzi, panzvimbo pekufamba kwako.
Funga nezvazvo: Wakabhadhara zvikwereti zvako zvepamwedzi, wakagutsikana chero chikwereti chemari, wakatora mari yako yemwedzi yekugara, wakavhara zvinhu zvisingatarisirwi. Iwe unonyatsokwana $ 114 yakasara kuti uise pane? Nenguva isipi, vashomanana vanovhara vhiki vanoita sevanotambudza kupfuura kudarika $ 100 pakupera kwemwedzi apo mari yakaoma.
Mifungo Yokupedzisira
Kunyange zvazvo 52-Week Money Challenge isingashandisi munhu wose (uye ingave isina kumbova yakanakisisa yekusarudza mari, tichifunga kuti mari yako inongogara muhari, kwete kuwana chido), isu tinogona kubvumirana pane chimwe chinhu: Kuchengetedza mari yakanaka . Kutanga ihafu yehondo. Uye kunamatira purogiramu yekuchengetedza kuchakuisa iwe munzira yekubudirira kwemari.
Kune avo vanotarisa kuvhara mari yavo yepamhanho kana kungotanga kuponesa, iyo 52-Week Money Challenge inogona kunge yakakosha. Mushure mezvose, izvo zviyeuchidzo zvinooneka zvinogona kunge zvakasimba kuponesa cues.
Asi handizvo chete sarudzo, uye iwe unofanira kuita tsvakurudzo yako paunotanga kuronga hurongwa hwekuchengetedza, kuti uone kuti unosarudza chirongwa chinokubatsira iwe.
Mamwe Mari-Kuponesa Mazano:
- Sarudza kuti unofanira kunge uchiponesa zvakadini nemitemo mina .
- Iyo imwechete yakasimba kwazvo yekushandisa mari yekuchengetedza mari ndeyokubhadhara iwe kutanga .
- Unoda kufuridzirwa kumisa kushandisa uye kutanga kuponesa? Yeuka kuti $ 1 nhasi inokosha kudarika $ 1 pagore kubva ikozvino .
- Kuti uwane kubudirira kuchengetedza mari, iwe haungagoni kudzivisa kuwana-nekugara- pane bhajeti .