Iwe Wakagadziriswa Zvakanaka Car Inishuwarenzi, Asi Wakawana NezveInishuwarenzi yeGap?
- Motokari yekukodha yakawedzera ne 91% mumakore mashanu akapfuura
- Mumwe wechitatu wezviuru zvemakore akawana motokari itsva muna 2016, akabhadharira motokari itsva pane kuitenga
- Mari yekubhadhara inotengeswa inenge $ 120 pasi pamwedzi kupfuura kutengesa motokari
- Kubhadharira mutengesi kwakawedzera sezvo kukwereta kwawedzera, zvinopesana nedzimwe tsika dzekubhadhara mari kana sarudzo dzekubhadhara.
Nerudzi urwu rwemashoko, zviri pachena kuti kukodha kunoramba kuchiwedzera saka zvine musoro kutarisa mune imwe yemibvunzo yehushuwarisi yakabatana pakubhadhara uye motokari inshuwarheni.
Inhu Inishuwarenzi Yakadini Inotsiviwa Nemota Inoda?
Yakagadziriswa motokari yveshuwarisi uye mari inotambiswa motokari yveshuwarisi haisi iyo yakasiyana pane yakazara yemotokari yunivhisi Mhedzisiro huru mu inshuwarisi ndeyekuti mari inobhadharwa kana kuti yakodzwa motokari inofanira kutumidza zita rekambani kana yekambani yekukodha semunhu anonzi inshuwarisi.
Zvibvumirano Zvokubhajisa Motokari uye Inishuwarenzi
Kana usingave nemotokari yako chaiyo semamiriro ekubhadhara, iwe unogona kufunga nezvekuzvidzivirira kwako uye kuva nechokwadi chokuti chikwereti chako chabhadharwa zvizere uye zvibvumirano zvako zvebvumirano pasi pemubhadharo zvakazara zvakazara muitiko wekuitika kana kurasikirwa zvachose.
Hezvino zvimwe zvinhu zvinokosha zvokufungisisa paunosarudza inishuwarenzi yemotokari yakarasikirwa, kusanganisira rudzi rwekugovera iwe unoda, uye mamwe mashoko pamusoro peGap Insurance.
7 Mazano Pamusoro peInishuwarenzi Unoda Paunotora Motokari
- Nemhaka yokuti iwe hausi wega motokari yacho uye uri kutengesa chete, haugoni kutora motokari yemotokari . Iwe unofanirwa kutakura zvakakwana inshuwarheni yekuvharidza sehuwandu hwakazara uye kupopotedzana kugoverana nemotokari yako yebhaisi inshuwarisi kambani ye gap inshuwarisi yekubhadhara kunze.
- Kana iwe uine motokari yemotokari yako, iwe unofanira kutendera kambani yako yveshuwarenzi kuti ndiani iyo kambani yekukodha iri. Kambani yekambani inova inonzi anishuwarenzi pamutemo nokuti vane chido mumotokari sezvo inongorayirwa iwe.
Usati watenga mari yemishandiro yveshuwarenzi, ita nechokwadi kuti kuparadzaniswa kwepakurege kusati kwasanganiswa mukugoverwa kunopiwa nekambani yekutengesa, yekutengesa, kana yemotokari yako yekambani yunivhesiti. Iwe unogona kuwana ruzivo urwu muchibvumirano chekukodha. Kana uchida rubatsiro kuongorora izvi, chikamu chino chinogona kubatsira .
- Usavhiringidzika pamusoro pehurukuro inotengesa motokari yako yemotokari, Gap Inishuwarenzi haifaniri kuvhara motokari yako yakagadziriswa.
- Tarisa kuti uone kana chikwereti chako chekubhadhara chakavharidzirwa ne inshuwarisi yegap.
- Usakanganwa kuti iwe unogona kutenga bhuwarisi yemajeri mushure mekunge yako yekutanga kutanga.
- Usavhiringidza inshuwarisi yegap nekupfeka uye kubvarura inshuwarisi (kureva, inshuwarisi inobatanidza kunyanya kuvhara nekukuvadza kukanganisa motokari), inishuwarenzi yokuputsa inshuwarisi kana gwaro rako rebhajiro rakagadziriswa. Hapana yemhando iyi yemishuwarisi yemitemo ndiyo inopesana nemishuwarenzi yemitemo uye haigone kukubatsira kana motokari yako yakazara kana kubiwa.
Iwe Unofanirwa Kuwana Mukana WeInishuwarenzi paNyu Yakodzwa Motokari?
Inishuwarenzi yeGap ndiyo pfungwa yakanaka yekubhadhaza motokari mune mamwe mamiriro ezvinhu.
Kunyangwe kuwana yakakodzera yemota yunivhesiti yekubhadhara kubva kune inshuwarisi broker kana vashandi inokosha, inshuwarisi yako yebhaji haifaniri kuvhara mari inowanikwa mumotokari yega yega.
Izvi zvinogona kuitika kana iwe uine motokari yako yakashandiswa, kana ikabirwa, kana kuti "kurasikirwa zvachose" mumutsara. Kuti udzidze zvakawanda nezvemotokari dzakasungirwa uye kana uchida Gap Insurance Coverage, verenga nyaya yedu pamusoro peGap Inishuwarenzi Inoda Nekodzero Dzako .
Ndekupi Kwokutenga Gap Insurance
Nhoroondo yedhizimusi yekubhadhara inotiratidza kuti vanhu vazhinji vari kubhadhara uye vanobhadhara motokari dzavo dzakakodzwa kune mutengesi.
Iwe unogona kuva nezvipo zvakawanda kuti uwane Gap Insurance, dzidza zvakawanda pamusoro pekugona kwaunogona kutenga Gap Inshurenzi pano kuti uve nechokwadi chokuti iwe unowana mutengo wakanakisisa, nekugoverana.
Nzira Inoshandiswa Nemajeredzi Inishuwarenzi Inoshandiswa Nevashandi Vengoro
Motokari yako yemishuwarenzi ichafukidza huwandu hwematengo yemari pamusi wekupesana.
Muzviitiko zvakawanda, nokuti mari yekubhadhara inowanzopera kudarika kana iwe uri kutenga motokari uye nokuti motokari itsva itsva dzinoderedza zvakanyanya mumakore mashomanana ekutanga, kukosha kwemusika kwekambani yakakodzwa yakanyanya kuderera kudarika icho chiripo chikwereti pachibvumirano chebvumirano . Izvo zvakati, iwe uchiri kukonzera mutsauko iwoyo maererano nezvinoitwa nekambani yeinishuwarenzi uye ichakweretwa pachikwereti: chikamu ichocho, kana kuti "gap," ndiyo inyanzvi yehushuwavha yakavhara.
Nzira Yokufananidza Nayo Gap yeGap Inishuwarenzi
Chirongwa chekuverenga goro iwe waunoda kuviga muhuturo yehushuwarenzi ndeyotevera: iwe unokweretesa chibvumirano chekubhajisa (-) kambani yeinishuwarensi yebhadharo = iyo iwe uchiri kutarisirwa, iyo inogona kuguma iri muzviuru zvemadhora .