Paunenge Usingadi Gap Inishuwarenzi uye Ungadzivisa Sei?
- Inishuwarenzi yeGap haisi mutemo unosungirwa wehushuwarisi kana mitemo yenyika paunotenga motokari.
- Inishuwarenzi yeGap inopa kugoverwa kwemusiyano pakati pemari yaunokwereta pamotokari yako, uye kuti zvakakosha zvakadini (Chaichoicho Cash Value) panguva yengozi inokonzera kurasikirwa kwese.
Inguva Yakajeka Inishuwarenzi Inobatsira?
Paunenge uine kurasikirwa kwehushuwarenzi, kambani yeInishuwarensi ichakubhadhara chaiyo mari inokosha yemotokari, ino inenge iri dambudziko apo iwe unokwereta mari yakawanda pamotokari kupfuura iyo motokari yakakodzera.
Sangano rekushandira inshuwarisi rinogadzirisa dambudziko nekubhadhara musiyano pakati pemari iyo kambani yeinishuwarenzi yaiwanzobhadhara mukurasikirwa kwese kwengozi uye mari yaunokwereta pamotokari. Inyanzvi yehupfumi ndiyo inoshandiswa kugovera.
Gap Inishuwarenzi Inobatsira Kudzivisa Kuvhara Mari Kubhadhara Mari Kana Une Zvaunoda
Kana iwe uine kurasikirwa kwese kwemotokari yako, kambani ye inshuwarisi ichabhadhara chaiyo mari chaiyo (ACV) yemotokari panguva yekurasikirwa.
Izvi zvinogona kuva dambudziko kwauri kana uwandu hwekuderedza kwemotokari yako, pamwe chete nehanya iwe uri kubhadhara pakubhadhara mari yako kana kubhadhara mashizha iwe mumamiriro ezvinhu apo kukosha kwemotokari kunokosha kudarika chikwereti chakweretwa pamotokari pa nguva yekurasikirwa zvachose kana kutora pamotokari yako.
Iyi inetso inokosha mumakore mashomanana ekutanga kwekutenga motokari itsva.
Kana iwe uine chikwata cheshuwarenzi, ivai nepakati pakati pezvaunokwereta uye izvo motokari yako yakakosha, zvino iwe unogona kunge wakaramba uchibhadhara musiyano pasina inshuwarisi yepasipo kana gap waiver clause.
Inishuwarenzi yeGap inokuchengetedza kubva pakubhadhara kubva muhomwe yepakati pakati pemari chaiyo yemari yemotokari uye mari yaunokwereta kumakambani ekubhadhara kana mutero.
Yako Car Car Insurance Company Inogona Kupa Iko Isingakoshi Mitengo yeGap Insurance
Iwe unogona kutenga mukana weInishuwarenzi kumutengesi, kana kuburikidza nekambani yehupfenyuro yemotokari yako nekubvumirana .
Iwe unofanirwa kugara uchitarisa chiyero nemotokari yako yekambani yekambani usati wafunga nezvekupa kwemugadziri.
Iwe Haufaniri Kutenga Gap Inishuwaiti Paunotengesa
Indasitiri yeInishuwarensi ine kukwikwidzana kukuru, pane zvakawanda zvingasarudzwa kutenga bhadha yemainshuwarisi online
Gap Inishuwarenzi Haisi Kungobhadhara Imotokari
Inishuwarenzi yeGap inogona kubatsira pakutsvaga kwemotokari itsva nemari inobhadharwa kana kukodzwa motokari. Vanhu vazhinji vanofunga kuti kana vakatenga motokari yavo, inshuwarisi yeGap haifaniri kudiwa. Ichi chisina kururama.
Inishuwarenzi yeGap inobatsira chero nguva iyo iwe unokwereta mari pamotokari uye ichari kuripa zvishoma nezvishoma kupfuura iyo inoderedza.
Gap Inishuwarenzi Inodiwa neKubhadhara Kwako kana Kwemari Chikwangwani
Zvibvumirano zvebvumirano zvinoshandiswa nemakambani ekubhadhara, naizvozvo hapana "chibvumirano chekubhadhara chikero" chatingati chingaita kuti iwe uwane inshuwarheni yepasipo. Zvimwe zvibvumirano zvebvumirano uye kunyange zvibvumirano zvemari zvinosanganisira chirevo chegap, sezvinotsanangurwa pasi apa.
ZANO: Tsvakurudza chibvumirano chauri kusayina usati watenga inshuwarisi yepasipo nokuti unogona kuziva kuti iwe une gwai rekuvhara. Izvi zvinopesana nekambani yezvemari, uye chibvumirano chebvumirano.
Gap Insurance uye Kodzero dzeVatengi
Kazhinji, inshuwarisi yegap haisi mvumo yepamutemo.
Zvisinei, vatengesi vakawanda kana masangano emari yemari yemotokari vanogona kuwedzera inshuwarisi yegap kune chikwereti chemutengesi. Paunenge uchitenga motokari itsva iwe une kodzero yekuramba yeruzhinji yemainsurance. Iwe usati wakaramba inshuwarheni isina mari, zvakadaro, iva nechokwadi chokuti haufaniri.
Apo Pureji Inishuwarenzi Haifaniri Kudiwa
Kunyange zvazvo inshuwarisi yegengo inokurudzirwa zvikuru mune zvakawanda zvekutenga motokari itsva , pane dzimwe nguva inshuwarisi yegap haifaniri.
- Kana iwe uine mari yakawanda yekuchengetedza kuti uvhare mutsauko pakati pekubhadhara kwehushuwarisi uye kukosha kwemotokari yako, iwe unogona kunge usingadi mari yemainsurance. Ramba uri mupfungwa, izvi zvinokusiya iwe uine mari mune zvemari chero ipi zvayo mumari inokweretwa muitiko wekurasikirwa zvachose.
Chengetai Kana Inishuwarenzi Yako Yepamberi Inopa Gap Inishuwarenzi
- Mamwe makambani emishuwarenzi atove anopa rubatsiro rwekuchengetedza mari kana shanduro yakadai yemari yeruzhinji yakagadzirirwa mumotokari yemotokari yemitemo , saka zviri pachena kuti hazvizovi nemanzwiro ekubhadhara mari yeinishuwarenzi yaunenge uine. Kumbira kambani yako yveshuwarenzi yemotokari kana vakapa gap inshuwarisi.
Chii Chinonzi Mubayiro Wokubhadhara Mari?
- Dzimwe makambani ane zvikwereti anopa mubhadharo kubhadhara muchibvumirano chechikwereti. Izvi zvinoreva kuti kambani yezvikwereti inotarisira kuvhaka kwekukosha.
Chii Chinonzi Gap Waiver Zvigadziriswa muSungano Yechibvumirano?
Kana chikwereti chako kana chibvumirano chechibvumirano chiine chinyorwa chegap mukati memvumo yekubhadhara iyo inokubudisa kubva pakaputsika pakati pehuthusiro yekubhadhara uye mari inokwereta mushure mekurasikirwa kwese asi iwe haudi gapu inshuwarisi, nokuti kune gap yaiver inobvumirwa muvhesi yemari yako . Bvunza bhadha yako yemari yemari kuti uende pamusoro pemitemo yesungano newe, kuitira kuti ugone kuva nechokwadi kuti unonzwisisa zvikamu. Kuziva nezveiyo kunogona kukuponesa mari yakawanda.
Nzira Yokurambidza Nayo Purezidhendi - Une Kodzero Yokuramba
Usati wasayina mapepa ako echikwereti, iva nechokwadi kuti uwane runyorwa rwezvinyorwa zvezvinhu zvose zvakabatanidzwa mubhadharo rako rekukweretesa uye iva nechokwadi chokuti hauri kubhadhara mari yemajeri kana chimwe chinhu chipi zvacho chausina kugamuchira.
Sarudza motokari yako yekutengesa kuti iwe unoramba inshuwarisi yegap kana iwe wakasarudza kuti haufaniri kuchida, kana wakasarudza kuitora kune imwe nzvimbo.
Kana iwe uchiri nematambudziko, unogona kutaurirana nemumiririri wako inshuwarisi kana hurumende yehurumende inshuwarisi kuti uwedzere rubatsiro mukuwana kodzero dzako kuti urambe inshuwarisi yegap.