Kuti inishuwarensi inotasva sei kana kugonesa mabasa
Ndeipi chinangwa chekuvimbiswa kweinishuwarenzi?
Chinangwa chekugadziriswa ndechekushandura mutemo. Makambani eInishuwarenzi anopa zvibvumirano zvekupa sarudzo kune insureds kuwedzera kugoverwa kana kuwedzerwa kugoverwa kwemiganhu, asi vhizimisi vanogonawo kupa zvibvumirano zvakakosha kupedza kana kudzivirira kugoverwa. Inishuwarenzi inotsigirwa inoshandiswa mune pfuma uye kuurawa kwehutano. Iwe unogona kunge uine zvibvumirano zvakabudiswa pamusha, renters, condo, motokari uye yemvura inshuwarisi mitemo, pakati pevamwe.
Inguva yakareba sei inishuwarensi inotsigirwa inoshanda?
Kugutsikana kunoshandura purogiramu uye inova chikamu chekambani yako yemishurensi yemishuwarenzi. Inoramba ichishanda kusvikira pakupera kwemutemo uye inogona kuvandudzwa pasi pemitemo yakafanana nemamiriro ezvinhu sezvimwe zvose zvemirairo yako. Kusiyana neizvi ndechokuti kubvumirana kunotsanangura izwi rinoreva kuti kubvumidzwa kwakakodzera.
Muenzaniso wekubvumira inshuwarisi ane nguva shoma
Kugutsikana kunoti: "Kunonzwisisika uye kubvumirana kuti mutoro uchawedzerwa kune imwe nzvimbo panzvimbo yekero yeX kubva munaJune 1, 2017, kusvikira panaJune 30, 2017." rine chinyorwa chetsika yakatarwa yekubvumirwa kana chibvumirano chekugadziriswa kwemutemo.
Mumuenzaniso uyu, kubvumirana kunotsanangura nguva yaro, naizvozvo kana mutemo wacho wapera munaDisemba 2017, kubvumirwa hakuzove kwakakodzera kwenguva yakazara yechibvumirano asi kunoremekedza nguva yakatarwa.
Mhando imwe yemvumo iyo inowanzoshandiswa kwenguva shomanana inogona kunge iri mvumo yekugara kana imba iri kugadziriswa.
Nheyo yacho haifaniri kuvhara rudzi urwu rwemungozi kwenguva yakazara, asi kana iwe ukarega kambani yako yveshuwarisi ichiziva pamusoro pezvinodiwa zvenguva pfupi, inogona kukupa mvumo kwenguva yakatarwa nekuwedzera kubvumirana kunotaura saizvozvo. Vanogonawo kusarudza kupedza zvinyorwa panguva iyi zvakare.
Mhando mbiri dzeInishuwarenzi
Iyo inishuwarensi yekugadzirisa ndiyo gwaro idzva raunogamuchira mushure mekuita shanduko yemutemo
Iyo inoumba chikamu chesungano yako yveshuwarisi uye iwe unofanira kugara uchichengeta kopi yacho nemagwaro ako epakutanga emagwaro.
Muenzaniso: Dzimwe nguva zvinogona kutaurwa kuti kubvumirwa kunotsiva shanduro yekare yemvumo yako, semuenzaniso apo iwe unoshandura kero, kambani yekare yepurogiramu nerekare yekare haina kushanda. Mune nyaya yakadaro, kubvumirwa kunotsiva chikwangwani chepambani chepamberi.
Muenzaniso: Julie naSam vanorambana uye Sam anoratidza kuve neimba yeimba nemotokari kuna Julie. Sezvo Julie iye zvino ari iye oga akanyoreswa uye mutemo wemutemo weimba yacho, anogona kukumbira kubvumirwa kumba kwake nemotokari yemainishuwarenzi kubvisa zita raSam Mapepa emitemo anogamuchira pamwe nekugadzirisa ichave kugamuchirwa. Kubvumirana ikozvino kunongoratidza Julie semunhu anonzi inshuwarisi.
Izvi zvinotsiva shanduro yekare yakabudiswa yesangano uye zvibvumirano zvino zvichamiririra chigadziriswa chebvumirano chebvumirano yehushuwarisi. Kushandura iyo inonzi anishuwarenzi ndechekushandura kukuru kwematongerwo enyika, shanduro yekare nemazita aSam pairi inotsiviwa nekubvumirwa kutsva.
Iyo inishuwarensi inogamuchirwa inogonawo kureva chirevo kana mutasvi
Kana kubvumirana kunowedzera kugoverana kumapurogiramu ako, kunongedzera mamwe maitiro kune kontrakiti, inowedzera kufanirwa kwakafanana neinomupurisi wehushuwarisi, kana kuwedzera zvipingamupinyi pamusoro pekugoverwa kana kukanganisa kunotevera kunyora pasi nekambani ye inshuwarisi, zvino inogona kuitwa sechigamuchiro. Izvo zvose zvinotaurwa neshoko kana chibvumirano hazvibatsiri, izvo chete zvinotaurwa zvitsva, naizvozvo kubvumirana kunova kuwedzera kune purogiramu uye inofanira kuchengetwa nemagwaro ekutanga.
Muenzaniso: Erizabheti anotora chikwereti uye anoziva kuti mutemo wake wekodha une marefu ekugadzirwa kwezvishongo zvemaoko , anokumbira kubvumirwa kuwedzera chimwe chinhu chakarongerwa: chisungo chake chekuita. Kubvumirana kucharondedzera kufungidzira kutsva: zvigadziriswa zvishongo . Izvi zvinotsigira nenzira ipi zvayo kutora mutemo weCondo, inongowedzera kugoverwa nenzira yechigadziro.
Muenzaniso: Jim aida kubhadhara zvimwe zvebhizimisi rake rekumba. Akange aikwanisa kuwedzera inshuwarisi yekuendesa kune vimba yake yemainishuwarenzi yomu inshurensi yekuvhara bhizinesi rake.
Mune mhando dzekusimbisa iyo inshuwarheni yekugadzirisa inoshandura mitemo nemirairo yemutemo wako uye inova chikamu chekusunga kwako inshuwarisi yemvumo yepamutemo.
Inishuwarensi yekugadzirisa inzira yakanaka yekuwedzera kuwedzerwa kwehuwandu hwehushandiro yako yveshuwarisi kana kuita shanduko pasina kuverengera mutemo mutsva wose uye inogona kupa mamwe mazano kune muiti wemutemo .
Inishuwarenzi inotsigirwa inogona kushandiswa nenzira dzakawanda yekusimudzira inishuwarenzi uye kupa huwandu hwakakwana uye humwe humwe huripo hwevatsigiri vehurumende.
Misimboti yeInishuwarensi
Inishuwarensi inotsigirwa ishanduko yemutemo inogona
- Wedzera kune kugoverwa kweinishuwarenzi
- Mienzaniso kana kubvisa kugoverwa kwemutemo
- Anowedzera kana kubvisa vanhu nenzvimbo pamusoro peinishuwarenzi
- Inogona kuwedzerwa pakati pemakore
- Zvikwata zvekutanga zvinogona kugadziriswa semugumisiro wekuvimbiswa kweinishuwarenzi
Chero nguva iyo inishuwarenzi yako inoshandura inozvizivisa iwe pachako zvese zvinorehwa
Mvumo inoshandiswa muinishuwarenzi inogona kupesana zvichienderana nekambani ye inshuwarisi uye rudzi rwe inshuwarisi iyo kubvumidzwa kunoshandiswa kune iyo. Kana ukawana rugwaro runoti ndiko kubvumirana kwehutano hwako, iva nechokwadi uye uhuenzanise nepeji yako yekuzivisa chirevo chepakutanga uye ona izvo zvashandurwa kana taura nemumiririri wako weinishuwarenzi kuti uone kuti unonzwisisa migumisiro yebhuku idzva.
Apo inishuwarensi inotsigirwa inoderedza kana kupedza kubhadhara
Kana iwe ukawana kubvumirwa mune tsamba, kana kubva kuinishuwarenzi yako uye usingazivi kuti chii, ita nechokwadi kuti iwe unoshevedza vamiririri vomshuwarisi uye uwane.
Kugutsikana kunogonawo kubvisa kana kupedza kuparidzirwa. Semuenzaniso, kurerutsa chikwereti kune chivako, kana kusaisa mvura kukuvadza kweimba yako, kana kuwedzera yako kubviswa . Iyi mamiriro ekuderedza kugoverwa uye anogonawo kubudiswa sekambani inogamuchirwa mvumo kubva pane zvinyorwa pasi.
Inishuwarenzi inobvumirana inogona kupa zvikakosha zvakakosha kana kukanganisa kumutemo wako, iva nechokwadi kuti unonzwisisa zvipi zvinotsigirwa zvinowanika purogiramu pamwe chete kuti kubvumirana uku kunogona kuchinja sei ikozvino yehushuwarisi mutemo nekukumbira muimiridzi wemumiririri weu inshuwarisi.
Muenzaniso: Jeff anosarudza kutumira murindi wemu inshuwarisi kuti aone kuti chii chingave chichigona kuwanika pamotokari yemishuwarisi. Mushandi wake anomutaurira kuti haana mari yekubhadhara mari yekubhadhara pamutemo wake, uye anogona kuwedzera sechibvumirano kana kuti kumirira kusvikira purogiramu yake ichivandudzwa mumwedzi gumi nemana. Anosarudza kutora chinyorwa pakarepo sechibvumirano. Mwedzi mitatu gare gare motokari yake inokuvadzwa pangozi. Nemhaka yekuti akawedzera motokari yekubhadhara motokari inopera mukati mekupedzisira kuburikidza nekubvumirwa, yaifanira kushandisa motokari yokurenda paakanga akamirira kuti motokari yake igadziriswe uye kambani ye inshuwarisi yakabhadhara zvose. Kudai akanga asina kubvumirwa, angadai akabatwa pasina motokari kwemazuva kana kuti aifanira kubhadhara muhomwe. Akanga akafara zvikuru akadana kuti aone nezvekuwedzera kwekugadzirisa zvingasarudzwa uye akawedzera kuparidzirwa pakati pemakore achishandisa kubvumirana.