Ichi ndokusaka zvisinei kuti uri mutoro sei uye kuti unochenjerera sei mutyairi iwe, iwe unotofanira kuva negeji yemota inshuwarisi .
Kusarudza gap Insurance
Inishuwarenzi yeGap ndiyo inosarudza, kuwedzerwa-inshuwarheni kugoverwa kunogona kukubatsira kuti uvhare "gaka" pakati peuwandu waunokwereta pamotokari yako uye yemotokari chaiyo yemari yemari (ACV) muitiko wekuitika. Imotokari chaiyo mari inokosha kukosha kwemari yemotokari panguva yengozi, kwete yemotokari yemutengo wepakutanga.
Gap Inishuwarenzi Muenzaniso
Ngatiti iwe unobatanidzwa mune imwe njodzi yakavharidzirwa uye inowanikwa isina mhosva. Motokari yako yakakuvara zvisingaiti kugadzirisa uye inoda kuchinjwa. Iwe uchiri kukwereta $ 15,000 pamotokari yako yemoto asi ACV yemotokari yako ine $ 11,000 chete. Kana iwe uine bhujimisi yemajeri, inogona kukubatsira kuti uvhare $ 4,000 gap pakati pezvaunokweretesa pachikwereti chako iyo yemotokari yako yakakosha, mushure mokunge yakabviswa.
Kunyange zvazvo uine ruzivo rwehutano hwehutano hunokosha, zvakakosha kuti uzive kuti zvinyorwa izvi zvinorevei.
Icho Chero Chese Chinorasikirwa Gap Car Insurance Covers
- Kuba
- Moto
- Vandalism
- Njodzi
- Mafashamo
- Tornado
- Hurricane
Sezvaunogona kuona, zvakakosha zvikuru kana kurasikirwa kwako nguva dzose motokari yako yakazara yakazara uye kuwirirana inshuwarisi ichavhara, gap inshuwarisi ichavhara zvakare. Yakawanda yepasimusi yemishuwarisi mitemo ichavharawo inshuwarisi yako inobviswa .
Chii Chinoti Gap Car Inishuwarenzi Inosanganisira?
Kunyatsonzwisisa tsanangudzo yemapapuvhisi emotokari yako yakakosha nokuti pane zvipembenene zviripo. Aya mazamu anosanganisira zvinhu zvausingazive zvakadai seyo itsva yepamusoro tech AV system yawakasarudza. Pasi apa ndiyo inonyanya kukosha yekuziva.
6 Nhengo Yowakasiyana Car Car Inosanganiswa
1. Motokari dzisina kuvharwa neshuwarisi yakazara uye yakakanganiswa haibvumi.
2. Imwe midziyo pamotokari yako yakanga isina kuiswa mufekitari.
3. Mari yaive "yakakonzerwa" Muchikwereti chemotokari semari kubva mune zvekutengeserana kana mumotokari.
4. Kubhadhara mari yezvimwe zvigadzirwa zvakawedzerwa kune chikwereti kana kubhadhara iyo inosanganisira zvinhu zvakadai semabhadharo akawedzerwa.
5. Chero chekubhadhara kwako kusina kubhadharwa kana kudarika kana kubhadhara chikwereti.
6. Mhosva ipi neipi yezvemari kana kuchengetedzwa kunowanikwa pamotokari yako yakakodzwa.
Zvakakosha kuyeuka kuti izvi ndezemienzaniso yezviitiko zvinowanzoonekwa uye zvakasarudzwa. Sezvo muridzi wemotokari, ibasa rako kutarisa iwe purogiramu yako kuti uone kuti yako yakadini gapu inshuwarisi yekuvharavha uye zvisarudzo zviri.