Munhu Anomiririra Munhu Munhu Akabhadhara Sei?

by Julie Garber

Kuwana Kubhadharwa Kwebasa Rakabhadharwa

Kana iwe wakagadzwa kuti ushumire seMumiririri weMunhu , anonziwo Mutongi kana Executor kana Executrix, weimba, uye pane dzimwe nguva, iwe uchave wakakodzera kubhadharwa nekuda kwebasa raunopa panzvimbo yeimba. Iwe uchagamuchira zvakawanda sei uye paunenge uchigamuchira izvi zvinoenderana nezvimwe zvinhu.

01 Chirevo ichi chakasiya chikamu chekupedzisira chekuti Will And Testament?

Kana iyo decedent yakafa ichibva kune imwe yekupedzisira yekuda uye yeTestamende , iyo yekupedzisira inofanirwa kuongororwa zvakanyatsotarisa kuti iongorore hupi hutungamiri hwekuti iyo Mumiririri Wega anofanira kubhadharwa. Vamwe vanhu vanosarudza kuderedza mari yemadhora chaiwo, asi vamwe vanosarudza kubvumira kubhadhara mari inonzwisisika inobva pamutemo wehurumende unoshanda. Kunyange zvakadaro, vamwe vanosiya Mumiririri weMunhu wega humwe hutano panzvimbo yekuvabvumira kuti vatore mari, iyo inopa mutero wekuwana mari kune Muiti weMunhu wega kubva pakunamatira kusingatarisirwi asi mari inobhadharwa semari inowanikwa mari. Kana iyo decedent yakafa isina kusiya Chido Chakupedzisira, zvino mutemo wehurumende uchatonga mari iyo Mumiriri weMunhu oga ane kodzero yekugamuchira.

02 Ndeupi rudzi rweMumiriri weMunhu wega wega anotaura kuti mutemo unopa?

Mamwe magwaro anopa mitemo chaiyo yebhadharo inofanira kubhadharwa kune Mumiriri weMunhu. Munyika idzi, mari yacho inowanikwa nokuwedzera kukosha kwehuwandu hweimba yeproteti nehuwandu hwemazana, uye sezvo kukosha kwakanyanya kunowedzera chikamu chinoderera. Somuenzaniso, muCalifornia mari inotengesa yakaenzana ne4% ye $ 100,000 yekutanga, 3% ye $ 100,000 inotevera, 2% ye $ 800,000 inotevera, 1% ye $ 9 mamiriyoni anouya, 1/2% ye $ 15 mamiriyoni anotevera, uye chikamu chakanaka chakagadziriswa nedare renzvimbo kune madhora 25 $. Mune dzimwe nyika, mari yose yakasara inotsanangurirwa muuchenjeri wedare rekuongorora kuti chii chiri "mari inonzwisisika." Mune dzimwe nyika, matare ekuongorora mabhuku anowanzotora mazano emunharaunda nemari yakakodzera.

03 Ndiyo Mumiriri wega wega ane kodzero ye "mari inoshamisa"?

Mune dzimwe nyika iyo Mutero weMumiriri weMunhu wega unotarirwa nemitemo yehurumende pane imwe nzvimbo yehuwandu hwehuwandu hwehupfumi, zvisinei, Mumiririri weMunhu wega kana Muiti weChito achave nekodzero yekuwana mari yekuwedzera yebasa rinoshandiswa kumusoro nepamusoro pemamwe mabasa mashoma. Nzvimbo dzakasiyana-siyana dzinogona kusanganisira kutarisira kutengesa kwezvakanaka zveimba neimba yega ; kutonga mhaka panzvimbo yeimba; kudzivirira kutongwa pamusoro peimba; kubatanidzwa mukukakavadzana kwemitero nekuenderera mberi; uye kuenderera mberi kwebhizimisi rakaderera .

04 Pane kune anopfuura Mumiriri weMunhu wega here?

Kana pane vazhinji vanomiririra wega uye iyo yekupedzisira ichave yakanyarara pamusoro pokuti mumwe nomumwe anofanira kubhadhara sei, mutemo wehurumende ucharaira mari inobhadharwa kune imwe neimwe fiduciary. Mune dzimwe nyika, mitemo inoda kuti fiduciary dzakawanda dzinofanira kugovana mari yakakwana, asi mune imwe nzvimbo imwe neimwe yega yega inogona kuunganidza mari yakazara iyo imwe fiduciary inogona kupiwa.

05 Ndiyo Mumiriri wega wega here?

Kana Mumiririri weMunhu ari chikwata chakadai sebhangi kana kambani yezvitendi , tarisa kuona kana Ikupedzisira Ichatsanangura kuti chikwata chekuchengetedza chikwereti chakakodzero yekuwana mari yekubhadharisa maererano neyo yakabudiswa mari yepamutemo panguva chaiyo musi wekufa kwevakafa. Aya mahedheni emitemo akafanana nemitemo yehurumende iyo inoyera mari yeMumiri weMunhu sepakati yehuwandu hwehupfumi. Kana Ikupedzisira Ichinyarara panyaya iyi, zvino mutemo wehurumende ucharaira kuti mari yacho ichabhadharwa.

06 Ndiyo Mumiririri Wega Munewo gweta reimba here?

Mune mamiriro ezvinhu aya, tarisa kuona kana Shanduro Ichataura nemari inobhadharwa kune gweta uyo ari kuitawo seMumiririri weMunhu. Dzimwe nguva Testator uye gweta rinopinda muchibvumirano chakanyorwa apo Pakupedzisira Zvichaitwa kuti ndezvipi mubhadharo uyo gweta ane kodzero yekuwana. Kana Kupedzisira Kuzove kwakanyarara panyaya iyi, zvino mutemo wehurumende ucharaira kuti kana kuti kwete gweta rinogona kuunganidza mari seMumiriri weMunhu wega uye seye gweta renzvimbo.

07 Ive neVabatsiri Vavabvumirano Nezvemumiriri weMunhu Wemunhu Here?

Pasinei nokuti Ichokupedzisira Izvo uye Testamende inotaura chii kana kuti mutemo wenyika unopa chii, dzimwe nguva vatsigiri vepfuma uye Mumiriri weMunhu wega achasvika pakubvumirana kwekuwanda kwekuti Mutariri weMunhu wega achabhadharwa sei. Izvi zvinogona kuitika mangwanani-ngwanani mubvunzo wekutonga kana kusvika kumugumo apo imba yacho iri kuda kugadzirirwa.

08 Mumiririri weMunhu aripi akabhadhara kunze kwehomwe?

Kana Mumiririri wega wega akabhadhara chero chinhu chipi nechipi kubva muhomwe yake, ipapo Mumiriri weMunhu oga ane kodzero yekubhadharwa nekuda kwezvikwereti izvi. Kunze kwehomwe mari zvinogona kusanganisira mari yaifanira kubhadharwa imba isati yavhurwa, yakadai sechiremba uye mari yemariro, zvishandiso, mitero yemapurisa, inshuwarisi, uye mari yekuchengetedza. Kunze kweizvi, kufamba kwemari uye mileage yakaitwa panguva yekupa iyo dzimba pamwe nehosi yepahofisi uye mahofisi achadzorerwa zvakare.

09 Mumiririri wega wega achapihwa mari?

Kunze kwehomwe mari yekubhadhara kunodzokororwa munguva yekutongwa kweimba. Mune dzimwe nyika, mari inobhadharwa kune Mumiririri weMunhu, zvose zvisizvo uye zvisingaenzaniswi, inogona kubhadharwa panguva ipi zvayo panguva yekutonga pasina dare remutemo. Asi kunyange munyaya idzi, avo vanobatsirwa vanogona kukumbira kuderera kwemari yave yatobhadhara kana mutongi wenharo achifunga kuti mari yacho haisati yakwanisika pamabasa anobhadhara. Mune dzimwe nyika, mari yeMumiriri weMunhu wega inogona kubhadhara chete mushure mekutongwa kwematare. Zvisinei, chirevo chekuteerera chinogona kuregererwa kana vose vanowana ruzivo vakaudzwa nezvemari inobhadharwa uye vanyoresa vanobvuma vanobvumidza kubhadhara pasina kubvumirwa kwevatongi.