Heino izvo Zvaunoshaiwa
Mari iri kuwedzera magetsi. Vamwe vanhu vachiri kushandisa mari, asi dzimwe nzira dzokubhadhara dzakave dzakakurumbira. Sei? Vanogona kuva nyore kushandisa, ivo vakasununguka kana zvisingadhuri, uye vari nani pakuteerera kushandisa.
Mabhangi anoita basa rinokosha mukushanduka uku.
Mari yepaIndaneti inoshandiswa kugumira kumabhanki akashanda paIndaneti chete. Asi iye zvino, kunyange mabhanga makuru ezvitini-uye-matope nemakambani emakero emunharaunda anopa maitirwo epaIndaneti. Izvozvo zvaiti, iwe unogona kushandisa shanduro-yega yebhanhire, uye isu tichakurukura nezvezvakanaka uye zvakashata zvezvisarudzo zvakasiyana pasi apa.
Online Banking Services
Kutsiva rwendo kuenda kubazi kunoreva iwe unogona kutengesa bhizimisi chero nguva, kubva (inenge) chero kupi zvako. Asi iwe unogona kuitei chaizvoizvo? Zvizhinji.
Kuti uende kubhangi paIndaneti, unoda kushandisa kombiyuta yako kana purogiramu pafoni yako. Kutanga kunogona kunge kunonyengera kana iwe usinganzwisisiki nekombiyuta, asi zvinhu zvose zvinova nyore kana iwe wakagadzika.
Vhura maakaunti: Unogona kuzarura kutarisa, kuchengetedza, uye dzimwe nhoroondo dzekutsvaga paIndaneti , pasina chidimbu chokudhinda kana kuisa chero chinhu. Munguva yakapfuura, waifanira kugara nebhangi rako pachako panguva dzebhizimisi uye udzivisa matengesi akawanda ekutengesa.
Nekombiyuta yemagetsi, iyo yose inogona kutora maminitsi gumi.
Bhadhara zvikwereti: Panzvimbo yekunyora cheki kuti ubhadhara zvikwereti, bhangi rako rinogona kunyora uye kutumira cheki yako mwedzi mushure memwedzi. Zvinogonawo kuendesa mari kune yako payee electronically, kunyange kana mari yaunofanira kubhadhara mwedzi woga woga.
Kuti uwane mashoko akazara, dzidza kuti ungashandisa sei mubhadharo rebhadharo mumutambo .
Shandura mari: Unoda kutamisa mari kubva pakero yako yekuongorora kubhuku rako rekuchengeta? Zvakadini nokuisa mari yakawanda mune chikwata chokuisa (CD) kana kuzarura CD itsva? Iwe haufaniri kushanyira bazi kana kumirira kubatisisa kuti uite zvinhu izvozvo zviitwe. Iwe unogona kunyange kubatanidza ma-akhawunti ebhangi kumabhanga akasiyana uye epa mari kumashure.
Kumbirira zvikwereti: Mari chikwereti "mapepa" maitiro makuru. Asi haafaniri kuva. Tora muhutano hwako, izvo zvichakurumidza kuita chirongwa chekuongorora chikwereti chako, uye bhenji rako richadzoka kwauri nemhinduro. Vamwe vanokweretesa vanoshanda zvakakwana paIndaneti , uye vanogona kuita zvishoma-zvishoma kushandura zvikwereti.
Wana mazinga akanaka: Mabhidhi eIndaneti anozivikanwa pamakwikwi emitengo. Mukufungidzira, iwe unogona kukwanisa kuwana zvakawanda mumakero ekuchengetedza kwepaIndaneti uye ubhadhara mutengo wekuderera huri pasi pane zvikwereti. Iko nguva dzose pfungwa yakanaka yekutengesa kumativi uye kuenzanisa mabhizimusi ekuIndaneti kumitambo yemadzitateguru, asi iwe unowanzoita zviri nani paIndaneti. Dzimwe mabhangi ezvitini-uye-matumba anopa mazano e-online chete. Kuti ushandise nhoroondo idzi, iwe unofanirwa kurega mapepa emapepa (ayo iwe ungasarudza chero zvakadaro) uye kukwanisa kubhengi nemudzidzisi.
Deposit checks: Kana mumwe munhu akakubhadhara ne cheki, pane nzira dzakawanda dzokuisa nadzo .
Inokurumidza uye yakanyanya kusarudzwa ndeyokushandisa chekuita chekuvhara kure: Shandisa chinyorwa chekuongorora uye uende nayo kubhangi rako kuti ubhadhe. Hapana chikonzero chekushanyira bazi kana kutumira chinyorwa. Kuti uwane mamwe mashoko, dzidza kuisa cheki nefoni yako .
Gara uchiziva: Kuwedzera pane zvinyorwa kuongorora account yako paIndaneti, unogona kushandisa "zvekare-kare" mameseji kuti uchengetedze account yako, chengetedza zviyero, nezvimwewo. Dzimwe nguva zvinonzwa sokunge zvakanyanya basa kuti uzarure purogiramu uye pinda mukati kuti uone kuti iwe uripo zvakadini . Tsvaga chaizvo kuti ndeapi mapoka ehutano aripo uye kuti unobatsirwa sei nekunyora mameseji nebhangi rako .
Ona nhoroondo: Unoda kuona kana cheki iyoyo yakagadziriswa, kana kuti yakawanda yako yakakubhadhara iwe? Zviri nyore kuona kutengesa kwepaIndaneti, kutora zvinyorwa zvekare, uye kutsvaga zviitiko zvakananga.
Dodge mari: Mazano emabhengi epaIndaneti anowanzobhadhara zvishoma kudarika zvidhinha zvidhinha-uye-sedhaka-vachiri kupa makwikwi ekukwikwidza. Iwe une mukanano wakanaka wekutasva bhizimusi chekuona pasina uye kubvisa mari yemwedzi yekuchengetedza nebhadha rekuInternet.
Pros uye Cons of Online Banking
Pane zvikomborero zvakasiyana zvekubhengi bhadha rekuInternet, uye zvakakosha kuti uve nekodzero yekubhadhare pabhangi. Asi mabhengi emagariro uye zvikwereti zvezvikwereti zvinewo nzvimbo yavo.
In-person services: Mabhanisi anoita zvinopfuura kungobata mari uye kuzvivhara. Vanogona kupawo zvinyorwa zvinyorwa, kuchengetedzwa kwekuchengetedza mabhokisi, uye kuongorora kwepamutemo munguva pfupi. Unogona kunge usingadi masangano iwayo kakawanda, asi paunoita, zvinowanikwa panguva yechiitiko chinokosha. Ongorora kuti kana kwete here zvinonzwisisika kuchengeta nhoroondo yekamba yakazaruka .
Nyanzvi yezvekombiki: Kana iwe usinganzwisisiki nekombiyuta, mabhizimusi ekuIndaneti angava dambudziko rakawanda kupfuura rakakosha. Kunyanya, zvinongoitika zvinowira, uye kana kombiyuta yako (kana kuti kombiyuta yebhangi) isiri kushanda, saka hapana zvakawanda zvaunogona kuita. Kune mamiriro ezvinhu akaoma sehuwandu hwemashoko ekutengeserana nevatengi kana nhaurirano pamusoro pemhando dzakasiyana-siyana dzezvikwereti, zvingava zvakanakisisa kuva nekutarisana chiso nechiso.
Hapana mari? Panewo nyaya yekuwana mari. Nzvimbo dzepaIndaneti-mabheji anowanzopa kadi yebhadhiro yaunogona kushandisa kuti ubvise mari, uye inogona kunge yakabatana nemakwikwi neATM isingabhadhari . Asi nokuda kwemari mikuru kana kuti kubviswa, bazi rinogara rakanakisisa.
Chengetedzo
Zvose zvingaita zvakanaka, asi mari yako yakachengeteka here?
Kambani yebhangi inowanzoonekwa yakachengeteka kudarika bhadha bhizinesi. Kuva nebhadharo yako zvakanamirwa mubhadha yako yebhangi kunopedza njodzi yekuti munhu ari kuba cheki yako kubva kumakero. Uyezve, hapana munhu anogona kukodha ruzivo rwebhuku rako kubva kune cheki dzaunotumira kune mabheji apo makombiyuta ebhangi anotumira iyo mashoko zvakare uye zvakachengeteka. Kana kukanganisa kana zvikanganiso zvichiitika, mutemo wezvematongerwo enyika unowanzochengetedza iwe , chero bedzi iwe uchiita nekukurumidza.
Kuramba wakachengeteka zviri nyore. Chengetedza kombiyuta yako uye zvigadzirwa zvepamusoro. Kunyanya, chengetedza kuti chirongwa chekushandisa, anti-virus, uye firewall zvinochengetwa ikozvino. Shandisa zvakaoma-kufungidzira mapepa, uye usambozvinyora pasi. Pakupedzisira, usatongopindura maimeri, foni, kana kutumira mameseji anokukumbira kuti upe ruzivo rurefu (kana munhu wega) ruzivo .
Kutaura chokwadi, zvikanganiso zvinowanikwa paIndaneti. Chero bedzi iwe uchangotumira mari kune mumwe munhu kuti iwe uri zana muzana waro waunoziva iwe, unofanirwa kudzivisa vazhinji vavo . Ingoyeuka kuti zviito zvekupisa zvakanyanya zviri kupa mari kana ruzivo kune mumwe munhu.