Top Top 10 Tax Audit Vatambudzi

by Beverly Bird

IRS Inoona Zvinhu Zvimwe

Zvidzidzo zvakaratidza kuti kugara pasi kugadzirira kudzoka kwemutero kunogona kukonzera ropa revanhu, uye hazvisi kufadza kwekuita kuti kuwedzere nhamba dzinokonzera spike. Kutya kugadzira kukanganisa kuchaita kuti hasha dzeInternal Revenue Service dzipinde mumoto wekuongorora.

Asi kuongorora kwakazara hakuiti chaizvoizvo nguva dzose. IRS iri kuongorora vashomanana vanodzoka mazuva ano, kunyanya nemhaka yehurumende yehuwandu hwemari inoshandiswa iyo yakakonzera vashandi vashoma kubva muna 2010. Asi 0,6 muzana chete yemitero yakagamuchira zvimwe, kubvunzurudza kwakanyanya muna 2016. Izvi zvaive zvichibva kunenge 0.8 muna 2014 uye 2015. Izvozvi zvakati, kune zvikanganiso zvishomanana izvo vateresi vanowanzoita kuti vawedzere mikana yekuwira mudiki duku yezana.

01 Makombiyuta Trigger

IRS ine kakombiyuta iyo yakanyatsorongedzwa kuti ione kusina kubhadharwa mumitero inodzoka. Inonzi Basa Rinofanirwa neRiscriminant Information kana DIF, uye rinotsvaga mutero wose wekubhadhara wakagamuchirwa ne IRS. Rinotarisa zvinhu zvakadai sedudzikinuro ruzivo-zvichida vaviri kana kupfuura vanhu vakataura kuti vakazvimiririrachete-pamwe chete nemabhadharo uye zvikwereti izvo zvisinganzwisisi.

Ndivanaani vanoti kuti zvamakabvisa hazvina musoro? DIF inosarudza. Ikombiyuta inofananidza kudzokera kwega kwega kune vamwe vevateresi vakawana mari yakafanana. Vanhu vazhinji vanowana $ 40,000 pagore havapi $ 30,000 emari iyo kune rudo, saka DIF yakanyatsogadziriswa kukanda mureza kana iwe ukati waita. Izvi zvinokurudzira kuongororwa nevanhu vanoshandiswa.

02 Unowana Zuva ... Kana Kuti Zvishoma

zvisina kufanira

I IRS haisi kuzopedza nguva nguva yayo pakuongorora kunze kwekuti vashandi vakanyatsoziva kuti mutero anokwereta mimwe mitero uye pane mukana wakaisvonaka wekuti IRS inogona kuunganidza iyo mari. Izvi zvinoisa pfungwa pavanowana mari yakawanda.

Nyaya dzakawanda dzezvemari dzakarongedzwa dzinotumirwa nevateresi vanowana mari ye $ 200 000 pagore kana kupfuura, uye vazhinji vavo vaine mari yeinopfuura $ 1 mamiriyoni muna 2016. Kana pasina chimwe chinhu, iyo yose inowanikwa mune mamwe maitiro akanaka kwazvo emitero, uye inoshandiswa mitero yakadzoka zvichida kuisa zvikanganiso.

Zvimwe, iwe unomira mukana wakakura wekuongororwa kana uchikwanisa kupedza mari yako yose kuburikidza nekushandiswa kwekutora mutero. Chero chete 1 muzana yevateresi vanowana pakati pe $ 200,000 ne $ 499,999 vakaongororwa muna 2016, asi 3.25 muzana yevaya vanoti havana chekugadzirisa mari yakawanda vakazviwana ivo pasi pe IRS microscope.

Maererano nehuwandu hweRS, iwe wakachengeteka kana iwe ukashuma mari mune imwe nzvimbo ye $ 50,000 kusvika $ 74,999. Vaya vanobhadhara mutero vanoongororwa zvishoma.

03 Iwe Wakatadza Kubhadhara Mari

Uncle Sam anochengetedza ziso rakanaka kune vose vanowana mubhadharo vanogamuchira. Hurumende inoita izvi kuburikidza nekubvumirana kusamanikidzwa kwechinhu chipi nechipi chinokubhadhara iwe mari kune chero chikonzero chipi nechipi.

Mitemo yemitero yakawanda inoda vanhu nemakambani kuti vanyore zvikwereti kune vose IRS uye kune vasingabhadhari vakagamuchira mari. Washandi wako anofanira kubudisa W-2 pamubhadharo wako uye kuendesa kopi kune IRS zvakare. Vachigadziri vekambani uye vanozvimirira vanogamuchira mafomu 1099-MISC, kazhinji apo pavari kubhadhara mari inopfuura $ 600 yemabasa. IRS inowana makopi. Kana iwe une chikwereti kana chikamu chemari, iwe unogona kutarisira Fomu 1099-INT kana 1099-DIV pakupera kwegore ... uye, hongu, IRS inowana kopi yeiyi, zvakare. Unogona kutarisira kuti iwe uye IRS muchawana Fomu W-2G kana iwe ukakunda mukaseti kana kutora lotto.

DIF inonyatsoziva nezvemafomu aya ehupenyu anogamuchirwa ne IRS, saka kukwira kunoenda mureza kana mutero wako wekudzokera unokundikana kusanganisira chero ipi zvayo. Ramba uchicherechedza pazvinhu zvose zvauri kuwana uye iva nechokwadi chekuzvizivisa. Uye iwe ungada kuchengetedza ruzivo rwekuwana mari iyo isingagumi nemashoko ekudzoka, zvakare, zvakadai semazano, mari yawakabhadharwa nokuda kwebasa, mari inowira pasi pe $ 600 1099-MISC muganhu, kana alimony iwe ungangodaro wakagamuchira. Zvine zvishoma zvishoma, mari yose yaunowana inotengesa uye inofanira kuziviswa.

04 Iwe Wakapedza kana Waiisa Mari Yakawanda

Mhando dzakasiyana dzemabhizimisi dzinofanirwa kuzivisa IRS chero munhu upi zvake achiita mukutengesa kukuru kwemari, kazhinji inosanganisira $ 10 000 kana kupfuura. Kana iwe ukakanda mari yakawanda nokuda kwechikonzero chipi nechipi, unogona kutarisira IRS kushamisika kuti mari iyi yakabva kupi, kunyanya kana mari yako yakasarudzwa isingatsigire.

Zvichida mwana wako achiri kuyaruka ave achichengetedza kwemakore nemakore kutenga motokari yake yekutanga. Anodurura nhoroondo yake yekuchengetedza uye anopa $ 10,000 kuti atenge mavhiri ake matsva. Kana achitenga kubva kune vatengesi panzvimbo yega yega, IRS ichaziviswa. Kana akabhadhara mutero wokudzokera, anofanira kunge akagadzirira kuratidza IRS kuti akaunganidza sei mari iyoyo. Anogona kunzwa kubva ku IRS kunyange kana asingafaniri kudzorera kudzoka-kana mari yake yakawanda isingakoshi, inowedzera mutsvuku mutsvuku.

Kunyorera mitemo yebhangi uye yezvemari inokonzera nguva inopera. Mari ye $ 9,999 muMuvhuro inogona kunge isingatauri ... kunze kwekuti iwe ukaisa $ 1 zvakare musi weChipiri.

05 Unotora Roti Yokutsvaga

IRS inotarisira kuti vateresi vanorarama mukati mezvigaro zvavo. Vanobhadhara, vanobhadhara zvikwereti zvavo, uye zvichida vane ruzivo rwakakwana kuchengetedza nekudyara mari shoma zvakare. Inogona kukonzera kubvunzurudza kana iyo equation isingaenzani kana inonzwisisika uye iwe uri kuda kutora mutero kune chikamu chikuru chemari yako.

Izvi zvinowanzoitika kana vateresi vemuitemize, zvakadai semuenzaniso wekupa $ 30,000 emari yako ye $ 40,000 pamabhadharo akakodzera. Amai Theresa vangangodaro vaenda nayo, asi haisi mamiriro ezvinhu chaiwo evanhu vakawanda. Saizvozvowo, zvinenge zvichiita kuti mubvunze mibvunzo kana iwe uchiti iwe wakashandisa zvakawanda pane zvekutora chikwereti apo iwe haufaniri kuwana mari yakakwana zvichienderana nemari yako yakataurwa kuti uwane chikwereti ichocho chikuru.

Kana iwe uchiwana pakati pe $ 50,000 uye $ 100,000 pagore, IRS inofanidza kuti iwe haungakwanisi kupa zvipo zvezvipo zvinodarika madhora 3 100 kana kubhadhara chikwereti chinowedzera kudarika madhora mazana manomwe nemashanu pagore.

06 Iwe Wakapinda Muchikwata Chekuita Mari

Zvichida iwe hausi pedyo nemakore ekurega basa asi pane chimwe chinhu chakaitika chinoda kuti udimbure mari yawakanga uri kuisa mune 401 (k) kana IRA. Izvo, zvakare, zvinogona kuita kuti kuongororwa-kwete nokuti inonzi kubhadhara mutero kutora matanho ekutanga, asi nokuti vanhu vazhinji vanoita saizvozvo vanoita zvikanganiso pamitero yavo inodzoka. I IRS inoshuma kuti kuvhara 40 kubva muzana yevaya vanotora matanho ekutanga muna 2015 zvakare vakagumburwa pavakashuma chiitiko pamutero wavo wemitero. Pano paine zvikanganiso, pane zvingave zvekuwedzera mari yemitero ye IRS.

Zvizhinji zvezvikanganiso zvinobatanidza nevateresi vasingabhadhara mutero unobhadhara mutero wekutora zvishoma. Nhamba yemashiripiti iine makore 59 1/2. Kana iwe wakwegura kupfuura izvi, kuregera kunowanzoti hapana guru guru, kunyange pane dzimwe nguva iwe uchafanira kubhadhara mutero wemari pamaparidziro. Kana iwe uri muduku, zvakadaro, iwe uchafanirawo kubhadhara 10 muzana mutero chirango pane kubviswa. Pane zvipfeko kune chirango ichi , asi usati mumwe wavo kunze kwekuti iwe unonyatsoziva iwe unokodzera. IRS inotaura kuti iyi ndiyo iyo vanhu vakawanda vanoita zvikanganiso uye vanozvizarurira ivo pachavo kuongororo.

07 Iwe Uri Washandi-Wakashanda

Vashandi vemuSouth and freelancers vane kodzero yekutora mitero yakawanda iyo vamwe vakawanda vateresi vasingakwanisi kugoverana, zvakadai sokubviswa kwehofisi yepamusha, kubviswa kwemairenda, uye kuderedzwa kwezvokudya, kufamba, uye varaidzo. Izvozvi zvinodhadharwa paChechi C uye zvakabviswa kubva kumari yako kuti uone mari yako inotengesa.

DIF iri pakatarisira kutsvaga kuri pamusoro pezvakagadzirwa kune mabasa akasiyana-siyana. Zvinogona kutarisirwa kuti iwe uchapedza 15 kubva muzana kana zvekuwana mari yako paunofamba gore negore kana iwe uri unyanzvi hwekutengesa nokuti izvi ndezvimwe zvinoshandiswa nevamwe vatengesi. Kana iwe unoti 30 muzana, unogona kutarisira IRS kuti iongorore zvakanyanya kudzoka kwako.

Saizvozvowo, kana ukashandisa motokari yako kuti uite zvebhizimisi uye iwe unoda kutora mari yako kana mileage, IRS haifaniri kunzwa kuti 100 muzana yefambi yako yaingova yezvinangwa zvebhizimisi, kunyanya kana usina imwe motokari inowanikwa yega shandisa. Zvichida, iwe wakafambisa kuti uite zvido zvako pane imwe nguva. Uye IRS inoziva kuti vateresi vanotaura nezvekubviswa kwehofisi yeimba vanowanzoita kuti mitemo isakanganise, saka pane zvimwe zvingave zvimwe zvimwe zvemadhora emari ikoko zvakare.

08 Iwe Unayo Chesi Yemari

Kana iwe uchishanda mari yebhizimisi-hapana inokutora 1099s nekuda kwebasa rako asi pane iyo iri kupa $ 50 yechitsvuku chacho-izvi zvinogona kukuisa paRS radar zvakare.

Mabhizimusi anowira mune izvi zvinosanganisira salons, maresitorendi, mabhairi, motokari yakashambidzwa, uye misasa yematekisi, maererano ne IRS. Zvichida zvisina kururama, zvinotora nzvimbo iyo inonyanya kuve nyore kune vadzidzisi vemabhizimisi emari kuti vaise $ 50 muhomwe dzavo uye vakakanganwa pamusoro payo panguva yemutero. Bhorogi ichaenda kana mararamiro ako ari akadaro kuti mari yako inonzi yakangokwanisa chete haikwanisi kubhadhara mari yako yose.

Ko IRS yaizoziva sei mararamiro ako? Iko kune zvose zvakaderedzwa izvo zvauri kuda, hongu, asi IRS inotorawo mazano kubva kune vagari vane hanya. Saka kana iwe wakaita vavengi vashomanana uye iwe uri kutyaira kune imwe nyika muFerrari apo iwe uri kupa mari ye $ 50,000 pamutero wako wekudzoka, IRS inogona kuziva nezvayo.

09 Unozviti Hobby Yako Sebhizimisi

Zvichida iwe unobereka vana vechidiki uye unovatengesa. Izvi zvinoreva here kuti iwe unoshanda iwe pachako? Zvichida, asi mitemo yakawanda yemitero inosarudza kusiyana kwebhizimisi uye chido.

Kana iwe uri woga, iwe unowana zvose izvo zvakanakisisa zvakakonzerwa nemutero weTereji C. Kana bhizimusi rako riri chido chekushanda, iwe unogona kungotora mari kusvika kune mari yawakagamuchira kubva pane zvaunoedza. Saka kana iwe uchitengesa vana vashanu madhora mazana mashanu ega ega, iyo yaunogona kudhonza ndeye $ 2,500 mune zvekufananidza mari, uye kunyange zvakadaro kana iwe chete itemize. Iwe haugone kushandisa kurasikirwa kubvisa mamwe mari. Zviri pachena kuti zvinowedzera kubhadhara mutero-wakachenjera kutumira chido chako chebhizimisi, uye IRS inoziva izvi. Nokudaro, mitemo yose yemitero.

Chido chako chekuita haisi bhizimusi kana iwe usati wakaratidza net net kubva kwayo mune zvinenge zvitatu zvekupedzisira kwemitero yemakore mashanu. Chimwe chinhu chiripo kana iwe uri kubereka mabhiza-munyaya iyi, makore maviri kubva pamakore manomwe. Kana iwe uchangobva kutanga uye uyu ndiwo gore rako rokutanga pane bhizinesi rako, unogona kuisa Fomu 5213 kuti uzvipe mamwe makore mana kuti uwane iyo purogiramu, asi izvi zvinogona kutarisa kunyatsotarisa ne IRS, zvakare.

I IRS pamwe haichazofungi nezvebhizimisi rako bhizinesi kana iwe usingatarisi pamari kuti uwane zvigaro kana kupa nguva yakakodzera, simba uye mari kuti uwedzere mari yako. Mune mamwe mazwi, iwe unoshanda chaizvo pairi uye kwenguva yakawandisa zuva rimwe nerimwe. Iwe unoda zvinyorwa kuratidza kuti kana iwe uri kuongororwa.

10 Une Masimba kana Cash mune imwe Nyika

Ichi chikuru. I IRS inonyanya kufarira kune vateresi vane zvinhu uye mari yakaiswa mune dzimwe nyika, kunyanya kune avo vane mitemo yakanyanya mitero kupfuura ino muU.S. Hongu, IRS inogona kuwanisa kuwanikwa kwekodha yako yebhuku kubva kubhengi rekunze, uye ichaita saizvozvo kana inonzwa kuti iwe unogona kubhadhara mitero pamari yawakaisa ipapo.

Iwe unosungirwa kutaurira zvose zvinyorwa zvekunze nezvikwereti, zvikwereti zvinowanikwa zvinopfuura $ 10 000 paFinCEN Fomu 114. Iwe unoteerera mutero wemitero kana ukadaro, asi unogonawo kutarisira IRS kuti uongorore uye uone kuti zviyero zvekambani yako ndeyezvawakazvitaura kuva.

Usatuka Mathematics

Ruzhinji rwekuongorora kwemitero harisi chikonzero chemasvomhu ekukanganisa. Zvinowanzoitika nokuti chimwe chinhu maererano nemamiriro ako emari chinowedzera mureza wekundu we IRS, ichikuisa mune rimwe boka rinoratidza kuti unogona kubhadhara mamwe madhora emitero kupfuura iwe. Kana kukodzwa kwako kwakarurama, nenzira dzose uvataure nokuti iwe une kodzero kwavari. Ingove wakagadzirira kuratidza uye kuvimbise kana iwe wakabvunzwa.