Tendai kana kwete, vatengi venyu vachiri kuda kunyora cheki. Kunyanya, iwe ungasarudza kugamuchira cheke, kupa mari yekugadzirisa kadhi rechikwereti nekubhadhara pamwe nekukwanisa kubhadhara mari .
Iwe unogona kunge wakashandiswa kuisa cheki yakagadzirwa kwauri iwe pachako, asi zvakadini nezvecheki chebhizimisi? Nzira yekubvumirana haisi yakasiyana zvakanyanya-kungowedzera zvishoma zvishoma nekuti cheko inobhadhara kubhizinesi rako.
Nzira Yokutsigira Bhizinesi Cheki
Kuti ubvumire cheki, enda kunzvimbo yakagadziriswa kumashure kwe cheki. Iri ndiro chikamu chipfupi kumusoro apo rinoti "Shandisa Izvozvi." Kushandisa peni, gumisa kugonesa:
- Nyora zita rebhizimisi, rinofanira kufanana nemutengi uri mberi kwecheki.
- Isa zita rako.
- Nyora zita rako (Mutungamiri, Muridzi, Muchengeti, nezvimwewo)
- Wedzera mitemo kune cheko kana uchida.
Ita kuti zvive nyore: Kana iwe ukagamuchira huwandu hwemakeke (akawanda kupfuura mashoma pazuva, somuenzaniso), unogona kurwara nezvose zvakanyora. Iwe unogonawo kutsigira cheki dzako uchishandisa tampu. Kuongorora chekushona kwepaIndaneti uye mabhuku ehofisi vanogona kugadzira tampu nezvose zvese pamusoro apa, zvichikubvumira kuti ubhururuke kuburikidza nekubvumira. Kumbira bhengi rako pamusoro pemhando ipi zvayo isati yasarudzwa usati waira tampampu-vanogona kunge vane zvavanoda, uye zvakanakisisa kutevera mirairo iyo kuti usapedzisira kunonoka kugadziriswa.
Kutsigirwa kwako kwose kunofanira kukodzera munzvimbo iyi pamusoro pemutsetse (kunyange pane imwe nzvimbo yegwenga), saka ronga mberi. Zvipingamupinyi zvishomanana zvekuchengetedza zvose zvakagadzirwa zvinosanganisira:
- Iri zita rebhizimisi refu
- Chido chemasigniniti akawanda
- Chero mitemo yaunowedzera inotora nzvimbo yakawedzerwa (ona pasi apa)
Kurambidza Kuvimbiswa
Apo iwe unotsigira cheki , unobvumira ani zvake ane iyo kuti atore mari.
Izvi zvinowanzoita zvakanaka nokuti bhangi rako richaunganidza mari uye kuisa iyo mari muakaunti yako. Zvisinei, kana cheki ikarasika kana iya iya kuba iya mushure mokunge inogamuchirwa, mbavha inogona kukwanisa kutenga cheki kana kutumira mari yacho kune imwe nhoroondo.
Kubvumirana kunogadzirisa kunoderedza ngozi yako nekudzivirira izvo zvinoitika kumari mushure mokutsigira. Semuenzaniso, unogona kudzivirira cheko kubva pakukanganiswa, kuitira kuti nguva dzose ichange iine mapepa ekuratidza apo mari inoenda. Muitiro unowanzozivikanwa ndewekunyora "Kuti uise chete kuAndaneti 123456" (uchishandisa nhamba yako yekodha, zvechokwadi), izvo zvinoreva kuti cheki inofanira kuiswa kuakaunti iwe unotsanangura.
Kushandisa Check
Mabhangi kazhinji anoramba kuongorora cheko mari yakabhadharwa kumabhizimisi, saka iwe uchada kuisa yakawanda cheke yakaitwa kune bhizinesi rako.
Asi zvakadini nekutengesa cheki izvo-zvinoita here kutengesa mari yakaitwa kune bhizinesi? Ndizvo, asi zvakaoma. Bheji yako yakanakisisa yekuwana mari iri kushandisa bhangi rako (uko iwe une bhizinesi rako rekuongorora akaunti) mushure mekunge maiti yako yakashandiswa kwechinguvana.
Sei kubhadhara kwakaoma: Ndeipi basa guru nekubhadhara cheki? Cheki dzinoitwa kune bhizinesi dzakaoma.
Kana chekiti inobhadharwa iwe somunhu oga, iri nyore: Mari ndeyako, saka bhangi inongoda kuongorora unhu wako kuti uwane mari yekuongorora. Asi mabhizimisi masangano epamutemo. Vanogona kunge vane vadzimai vakawanda, uye vangada kubvumidzwa kwevanhu vakawanda kuti vabvise kana kushandisa mari-uye kutenga cheki ndiyo yakaenzana nekubvisa mari. Kunze kwekuti iwe uri pabhangi rako, mutauriri kana mutauriri wevashandi haazozivi kuti ndiani ane kodzero yekuwana mari kubva kubhizinesi rebhizimisi. Kune dzimwe mabhanga, kune vose vanoziva, iwe unogona kugamuchirwa, asi iwe unogona kunge nyore nyore kuva mushandi anonyadzisa kana mbavha yakabiba cheki kubva pamakero.
Kuita seBhizinesi
Zvakachenjera kuedza kuti vatengi vanyora cheki kune bhizinesi renyu. Iwe uri kuita sebhizimisi rakanaka, uye-uchifungidzira uri kuita zvinhu zvose zvakanaka uye uchidzivirira hutano hwako -iwe unogona kuderedza mutoro wako pachako kana chimwe chinhu chichiitika kune kambani.
Kushandisa zvinyorwa zvemunhu oga: Kubata nekutengesa mabhizimisi kunounza mari yakawedzerwa uye kusagadzikana, saka unogona kuedzwa kuti vatengi vaite cheki dzinokweretwa kwauri (sewe munhu). Iwe unogona kunyange kuedzwa kuti uise mabhizinesi chekuita mubhengi rako rega: Watova kubhangi, uye mari ichazouya kwauri chero zvakadaro-saka chii chimwe chekuongorora?
Mabhangi haafaniri kuisa mabhizinesi aya kuakaiti yako yega (kunze kwekuti iwe usayina chekuvhara pamusoro , iyo isingabvumirwi kubvumidzwa). Asi muzviitiko zvakawanda, hapana anocherechedza, uye iwe unogona kubvisa nayo. Kana bhengi ichicherechedza, iwe unotadza kunonoka kubhadharwa uye mamwe matambudziko, saka zvakanakisisa kudzivisa tsika iyi.
Mutoro wega wega: Kunyange kana iwe ukakwanisa kuongorora bhizinesi mu akaunti yako pachako, zvakanakisisa kushandisa bhizinesi kuongorora bhizinesi rebhizimisi rako. Kushandisa nhoroondo yako pachako kunogadzirisa zvinhu zvako pangozi, uye pangava nemimwe migumisiro. Kana uchida mamwe mashoko, uye mamwe mazano ekuti ungawana sei (inotengeswa) nhoroondo yakazaruka, ona peji redu pakuvhura bhizinesi kutarisa kambani .
Nzira Dzakawanda dzekubhadhara
Kana kuongorora kuri mutoro kwauri, chengorora dzimwe nzira dzokubhadhara.
Mari- inofungisisa : Kana mari yako inonyanya kukoshesa, mari uye cheki ndiyo nzira dzinodhura, asi izvi zvinoshandiswa uye zvinowedzera. Cash inogadzira zvinetso zvekuchengeteka, asi cheki zvinogona kugadzirisa uye zvinotora nguva yemari yekurova kero yako.
Purasitiki: Makadhi uye chikwereti mabhidhiyo anodikanwa nevatengi, asi zvinogona kuva zvinodhura kune vatengesi. Kunyange zvakadaro, zvakakosha kuwana pfupiso periodically kuti uone kuti muchabhadhara zvakadini. Iva nemafungiro emitemo inotenderedza kuwedzera zvikwereti kune kutenga kadhi rechikwereti .
Kodhidhi yepamusoro: Kuwedzera kushandiswa kwemari yekubhadhara, edza kuunganidza mari zvakananga kubva kumabhengi emabhengi. ICH zvinowanzobhadhara zvishoma kudarika kadi yekubhadhara.