Isu Tine Nguva Yakadini Yokupa Kugamuchirwa?
Pamwe mubvunzo uri nani unogona kunge uri, kana iwe uri mutengi, iwe waizoda kwenguva yakadii kumirira kubvuma kupiwa? Kuudzwa kana mutengesi ari kugamuchira, kuramba kana kupikisa chipo chako chekutenga? Vakawanda vatengi havagone kurara usiku shure kwekutumira chikwata chekutenga imba. Asi kazhinji vatengesi havangwarira pakudonha muzvishongo zvevatengi.
Kupa kugamuchirwa kwakavakirwa kune zvinopfuura kungosayina pachinopiwa chekutenga .
Mitemo inogona kusiyanisa kubva kune imwe nyika kuenda kune imwe nzvimbo yekutengesa zvivako asi kazhinji inopa kugamuchirwa kunosanganisira kuendeswa kwepamutemo kwechipo chekutenga kunhengo yakagamuchirwa.
Munhu akakurudzira kupindura mubvunzo uyu kwauri ndeweimba yako yemugovera. Nhengo yega yega yeimba inofanirwa kana inofanirwa kunge yakanyatsozivikanwa nezvibvumirano zvekutenga iyo zvipo zvipo uye inokumbira mutengi kuti asayine.
Kare, zvibvumirano zvekutenga kana, semasitoriri avakadana, kuisa risiti , yaiva imwe kana mapeji maviri. Nhasi, iwo mapeji 10 kusvika ku20 kana kupfuura. Pane imwe nzvimbo, yakavanzwa mune zvose zvemashoko, ndiyo mhinduro kumubvunzo wako. Zvibvumirano zvishomanana zvikuru, kana zviripo, zvakasununguka uye zvakanaka kune hupenyu hwako hwose. Yakawanda inosanganisira nguva yakagadziriswa yekubvuma kupiwa, mushure mokunge, chipo chacho chingave chisingabatsiri kana kubviswa.
Ko chipo chinogona kupera here kusati kwapiwa kubvuma kunopiwa?
Zvigadziri zvenguva zvakakosha kuti zvibatane pane chero ipi zvayo yekutengesa.
Ndiko nokuti vazhinji vanotenga zvibvumirano zvine mutsara: nguva ndeyezvakakosha. Kutenga zvibvumirano zvakare zvinowanzobudisa nguva yekugamuchirwa. Semuenzaniso, kupa kunogona kunge kwakanaka kusvikira mazuva matatu kubvira musi wechinesi chemugadziri pane imwe nguva, sekuti, ichiti 5 PM. Kana, chibvumirano chekutenga chingava nezuva rakasiyana.
Kana iwe wakagamuchira chipo chaJanuary 2 musi waJanuary 3, uye chakanga chakakodzera kwemaawa 72 pa5 PM, chaizopera musi wa5 Mbudzi paJanuary 5th. Ichi ndicho chikonzero nei vatengi vemutengesi vachifanira kuunza pakarepo kupiwa pachisigniswa nemutengi. Mutengi wemutengesi uyo akagamuchira kusayina kwomutengesi pamugovera musi weChina asi wakamirira kupera kwevhiki-svondo asati atumira chikumbiro nezuva 3 zuva rekupedzisira kumushandi wezvitengesi aigona kuzviwana achipa mhiko yekupera.
Kuti uende kuzotarisana nechinetso chekugoverwa kwenguva refu, mutengesi anogona kupa chikwata kumutengesi . Rimwe rekupikira raizotangazve kutanga awa. Chipiro chekugadzirisa chinogona kuve shanduko mumitengo yemutengo kana kungowedzera nguva yekubvuma kupiwa.
Ndeipi nguva yekubvuma kupiwa?
Nguva yakatarwa yekugamuchirwa kwezvipo inobva pane zvaunopa. Semuenzaniso, zvibvumirano zvakanyanya muCalifornia zvinoshandisa California Residential Purchase Agreement uye Joint Escrow Mirayiridzo, yakagadzirwa neCalifornia Association of REALTORS. Nyika dzakawanda dzinopa maitiro akafanana ekutenga zvibvumirano.
MuCAR RPA, nguva yekubvuma kupiwa inowanika mumapeji mashomanana ekupedzisira yesangano. Inoti kugoverwa kuchafungidzirwa kubviswa kana kusina kusayiniswa nemutengesi uye kunopiwa kune mutengi na5 PM pazuva rechitatu mushure mokunge chipo chacho chasayirwa nemutengi.
Mutengi anogona kupinda musi chaiyo kana kuchengetedza kusakwanisa kwezuva rechitatu.
Mutengi anogonawo kupa mvumo kumumiririri wake weimba yekutengesa kugamuchira kutumirwa kwechipo chinosayirwa. Kana zita remugadziri remugadziri risina kupinda uye bhokisi rinoramba richiregererwa, chipo chacho hachizofungidzirwi chinopihwa kusvikira mutengi achigamuchira. Nguva iyo nguva inogona kukonzera chibvumirano ichizopera, ndicho chikonzero vazhinji vamiririri vanosarudza kugamuchira zvinyorwa nekuda kwevatengi vavo.
Sei nguva yakagamuchirwa yekugoverwa ichikosha?
Nguva yakatarwa yekugamuchirwa kwekugovera inokosha kana zvichikosha kuti mapato anogadzirirwa zviri pamutemo nechibvumirano. Zvose zvibvumirano zvemaimba zvinofanira kunge zvakanyorwa. Kunyange zvazvo "akadaro, akati" zvinyorwa zvinogona kuzvidzora ivo pachavo murufu mumatare edzimhosva, shoko rakanyorwa rinotaura zvakawanda. Paunenge usina mubvunzo, ita zvinyorwa.
Vatengesi vanoda kuona kana chipiro chakanaka chisingaiti chichasvika angakumbira mutengi kuti ape nguva yakawanda kuti agamuchire kupa. Kana, mutengesi angaedza kuigamuchira nekusarudza pane imwe chipiko chisati chavapo chipo chekutenga chapera. Zvisinei, mutengesi ane imba yave iri pamusika, anoti, mazuva makumi matanhatu, angada kuisa pfungwa pachinzvimbo chekutarisana nechipo chiripo pane kutarisa mumasango kune vamwe vakawanda.