Imwe 10 Yakanakisisa Yakakwirira IFFs

Kusarudzwa kwakasiyana-siyana kwekugoverana ETFs uye Bond ETFs Nekurima Zvibereko

Kana uri kutarisa kutenga chimwe chezvibereko zvakanakisisa zvezvibereko zve ETFs pamusika, kune mhando dzakasiyana dzemari yekufungisisa.

Iwe usati watenga chibereko chakawanda ETF, kana chero ipi zvayo yemari yekutsinhanisa, (kunyange njodzi dzisungo ) ndeyekutsvaga kuziva chinangwa chegadziro pane zvido zvako uye kuti ichazadzisa sei mamwe mari muhomwe yako. Uri kutsvaga zvibereko zvakakosha kuburikidza nezvikwereti kana kuti kubva kune chikwereti chekubhadhara chikwereti?

Iwe unenge uri kuisa mari mune imwe kambani yakabhadhara here kana kuti nhoroondo yakabhadhara mitero, yakadai seIRA? Uri kutarisa mari yemazuva ano, kukura kwenguva refu kana maviri?

Sei Uchifanira Kuisa Mukurima Kwekubhadhara Mari?

Zvingave iwe uri kuisa mari yakawanda yemari pamwe chete kana zvibereko zvakakura zveTFF, yakachenjera kuti uve nechinangwa chakajeka chekutenga aya masimba ekutsvaga mari .

Vashandi vanotarisa zvibereko zvinowanzotarisa mari kubva muzvikwereti zvavo. Iyi mari inogona kugamuchirwa nenzira yezvikwereti kubva mumatokari kana nemari yekubhadhara kubva kuzvisungo. Saka, apo vamwe vanoshandisa izwi iri, "mahombekiti emari," ivo vanowanzoreva nezvekubatana kwemari kana ye ETFs inobata mashizha anobhadhara pamusoro-kugoverana kwezvikamu , zvibvumirano nepamusoro-average interest interest, kana kusanganiswa kwezvose.

Sezvo vashandi venguva refu vagara vachitarisa kukura muzvikwereti zvavo munguva yakareba, vashandi vakawanda vanotsvaga mari yakawanda yekusvitsa mari ndivo vanotora mari muchengeti vachitsvaga mari yekuwana mari.

Kubudirira kwakakwirira ETFs vs. Mahombekedzo Anowanikwa Mutual Funds

Sezvakaitwa neEFF dzose, zvakakosha zvikuru zvekukohwa kwepamusoro ETFs pamusoro pehutano hwavo huri pamwe chete huripo mari shoma, diversification uye intra-day liquidity.

Uyezve, pane zvakasiyana-siyana zvekukohwa zvakanyanya ETFs pamusika zvichienzaniswa nehuwandu hwezvibereko zvemari pamwe chete. Izvi zvinoreva kuti vatengi vane mukana wekuwana zvibereko nenzira dzakasiyana-siyana, izvo zvinowanzotungamirira kune zvibereko zvakakwirira nekuda kwekuisa mukati memusika we ETF.

Kunyange zvakadaro, pane imwe huruyo ye drawback yepamusoro yezvibereko ETFs: Sezvo ivo vasina kutungamirirwa, vanomanikidzwa kufanana nekushanda kwechiratidzo chekuenzanisa. Mukushandura, mumusika wepasi, mutengo mukuru we ETF mutariri unomanikidzwa kutengesa, kunyange pamatengo asina kunaka. Izvi zvisingabatsiri zvakare zvakafanana nehurongwa mutual funds. Mutungamiri haakwanisi kufamba nenzira dzisina kunaka mumisika pamatengesi (kana kubata) pakuziva kwavo.

Rongedzo Yepamusoro-soro Ikuwedzera Zviyo ETFs

Mutsamba yedu yezvibereko zvakanakisisa zvezvibereko zve ETFs, tinopa sarudzo dzakasiyana-siyana dzekutsvaga zvakasiyana siyana zvekutsvaga mari. Nepo isu tichibatanidza ETFs inobhadhara michero yakawanda, tinosanganisirawo ETFs inoenzanisa kuenzaniswa kwepfungwa nechinangwa chekuwana.

Saka, pasina urongwa hwakadaro, hezvino gumi pamusoro pezvibereko zvepamusoro zve ETFs kutenga pamusika nhasi:

1. iShares iBoxx $ High Yield Corporate Bond (HYG): Kana uri kutsvaga chimwe chezvinhu zvakanyanya kutengesa zvibereko zveEFF pamusika, HYG inofanira kunge iri padhadhi yako. Ipapoti yacho inosanganisira zvibatanisi zvekambani nehutano pakati pemakore matatu ne10 nekodzero yepamusoro pasi pekutsvaga bhizinesi (azasi pasi peBBB ne Standard & Poor's kana pasi peBhaa neAody's credit rating). AAA iripamusoro). I SEC inobhadhara inenge 4.74 muzana uye chiyero chekudhura chiri 0.49 muzana, kana $ 49 ye $ 10,000 inotengeswa.

1. SPDR Bloomberg Bharclays High Yizvibatanisi Bond (JNK): Imwe ETF yakatengesa zvikuru iyo inotengesa muhukodhi hwakawanda hwezvibereko ndeye JNK, iyo ine S SEC Inowanikwa ye495 muzana uye inodhura chikamu che 0.40 muzana. Sezvo chiratidzo chetikiti chinoratidzira, JNK inotengesa muzvisungo pamwe nekodzero yepamusoro pasi pekutsvaga bhizinesi. Izvi zvinowanikwa mukati-kati-nguva, iyo inowanzo pakati pemakore matatu ne10.
2. Vanguard High Dividend Kubhadhara (VYM): Vashandi vanoda kuwana mari kuburikidza neTF ine mari inodhura iyo inobata zvikwata zvekugovera, ichada VYM. Iyi ETF inotarisa FTSE High Dividend Yield Index, iyo inosvika mazana mana emakambani emakambani, mazhinji ayo ari makuru-caps, anowedzera pamusoro-muganhu wezvidimbu kune vatyairi. Iyo SEC Inopa VYM ndeye 2.95 muzana uye mari inodhura pa 0.08 muzana.
3. VanEck Vectors High-Yield Municipal Index (HYD): Kana uine kambani inotengesa, uye iwe unotarisira zvibereko zvakakura ETF, unofanira kutarisa HYD. Iyi ETF inotarisa kushanda kweBloomberg Barclays Municipal Custom High Yield Composite Index, iyo inowanikwa neU.S. high-yield, kwenguva refu, mahofisi masangano, izvo zvinopa mari isina mutero. Iyi inobhadhara mutero inogona kuve yakanyanya kukwezva kune vatengesi mumatareji epamusoro emitero, iyo inogona kushandurirwa mune yakakwirira yekusabhadhara mutero kune varairi vayo. I SEC Inobhadhara HYD inokwana 4.03 muzana uye chiyero chebhadharo chinokwana 0,35 muzana.

1. Alerian MLP (AMLP): MLP mari inotengeserana mune zvidzidzo zvisingabatsiri, izvo zvinowanzotarisa pamashandisirwe emagetsi. MLP inogona kuve yakashata uye sangano ravo sehukama huri hwakaoma kupfuura zvikwata. Saka vashandi vanofunga nezvekutenga mari iyi vanofanira kuita basa rechikoro rakawanda kudarika kare vasati vatenga. Nezvo zvakati, MLP mari inogona kunge yakanakisisa kune vashandi vanotarisira zvibereko zvakakwirira, kazhinji zvakakwirira se7 muzana kana kupfuura. Uyewo mari inoshandiswa mari yeMLP mari inogona kuva yakakwirira uye dzimwe nguva yakaoma kunzwisisa. Zvigadzirwa zve AMLP ndeye 10,68 muzana uye chikamu chebhadharo chikamu chikamu 1.42 muzana, icho chiri pasi peMLP fund.
2. Uchenjeri Muti Makambani Makambani High Dividend Fund (DEM): Vatengesi vanotarisa kuti vakwanise kubvisa maitiro avo ezvokutengeserana kwepamusoro kune dzimwe nyika, kunyanya misika inowanzobuda, vangada kuongorora DEM. Dare rekuchengetedza mari iri kuedza kuwana uye kubata zvikwereti zvakakosha zvakabhadhara zvinowanika mumashamba ekubuda. Kugoverwa kwezvibereko zveDEM ndeye 3.81 muzana uye chiyero chebhadharo chiya 063 muzana.
3. SPDR Dow Jones Real Estate Real Estate (RWX): Kuisa mari muzvivako pamwe nemari yeCHEP inogona kuva nzira yakanaka yekuwana zvikwereti zvakakosha zvezviwanikwa. MITARE inowanzova nevanokwana vane zana uye REIT vanodiwa nemutemo kuti vabhadhara 90 muzana yemari yavo kune vagovana. RWX inodzidza Dow Jones Global ex-US Select Real Estate Securities Index, iyo inosanganisira kwete US US REIT nezvimwe zvivako zvekutengesa. The SEC Inobhadhara 2.95 muzana uye chiyero chebhadharo chinokwana 0.59 muzana.
4. Chokutanga Chivimbo Chakatora Kuvimba uye Kubhadharwa (FPE): Iri mari ndeyekusarudzwa kwevanhu vashoma pakuti ndiyo imwe chete yeT ETF inotungamirirwa nesimba. Vatungamiri vanotarisa zvikwereti zvekuwana mari, zvakadai sezvisungo zvekambani pane kana pasi pekutsvaga mabhidhi, masayiti anonyanya kushandiswa, uye kuchengetedzwa kwekutengeswa. I SEC Inobhadhara FPE ndeye 5.56 kubva muzana uye chiyero chemari chinokwana 0.85 muzana.
5. Powershares KBW High Dividend Inobhadhara Mari Nehupfumi (KBWD): Iyi ETF yakawanda-inobva kuInvesco inobva paK KBW Nasdaq yeMari yeMari yeDhipatimendi rekugovera Index, iyo inosanganisira mishonga yemari yemari, iyo inozivikanwa nokuda kwezvikwereti zvayo zvinogara. Vashandi vanofungidzira vanofanira kuziva kuti iyi ETF inotarisa zviduku-uye mid-cap-stocks, iyo isiri iyo yemari yakawanda yegoveridhe iyo inowanzobata mabhuku makuru. Ipapoti yacho inowanzotarirwa ne 40 chete. The SEC Inopa KBWD yakakwirira pa8,82 peresenti uye chiyero chebhadharo chakakwirirawo pa 2.99 muzana.
6. Vanguard Emerging Markets Hurumende Bond (VWOB): Vashandi vanoda kuwana chibereko ne ETF ine mari inodhura iyo inotengesera mumisika inotanga kushambadzira zvisungo zvichaita zvavanoona muVanguard VWOB. Mari iyi inoona Bloomberg Barclays USD Emerging Markets Government Government RIC Capped Index, iyo inosvika inenge 1 000 inoshambadzika misika zvisungo pamwe nehuwandu hwehuwandu hwemakore 6.4 uye hutengo hwekwereti kunyanya pasi pekutsvaga bhizinesi. Iko kusvitsa kweVVOB yeVWOB ndi 4.09 muzana uye chiyero chemari chinokwana 0.32 muzana.

Kuchenjerera paKutsvaga muHurumende Yakakwirira

Kukohwa kwepamusoro kunowanzoshandura muhutano hwakanyanya. Vashandi vanofanira kuchengeta mupfungwa kuti zvibereko zvakanyanya mari inowanzoisa mari muzvisungo pamwe nekodzero yemari yechikwereti. Izvozvi hupfumi hwekukohwa hunotiwo hunonzi zvisungo zvisingabatsiri . Kukohwa kwepamusoro kunokwezva kune mari asi hutengo hwemusika pazvisungo izvi zvakafanana neyezvikwata. Saka, mumamiriro ezvinhu ekuderedza, zvikwereti zvakasununguka zvinogona kuwira mumutengo, kunyange sezvisungo zvekare zvinogona kuwedzera mumutengo.

Mari yepamusoro-bhizimusi mari inogonawo kubata zvisungo zvenguva refu , iyo inowanikwa nehuwandu hwehuwandu hwehuwandu hwekunzwisisa kupfuura hutano hwakasvibirira kana nguva yakareba. Kana zvikwereti zvikwira, hutengo hwehutano huri kuwira uye hurefu hwekukura, hukuru hwekunzwa. Nokudaro, kana zvikwereti zvikwira, hurumende kwenguva refu inowanzova yakawanda mumutengo kudarika zvishoma-uye mukati-kwenguva-zvisungo.

Zvinonzwisisika: Mashoko ari pawebsite ino anopa mazano ekukurukurirana chete, uye haafaniri kushandiswa zvisina kunaka sekutsvaga mazano. Pasinei nemamiriro ezvinhu iyo ruzivo runomiririra hutungamiri kutenga kana kutengesa zvigumisiro.