Kuzviisa mu Real Real With REIT Funds

Nzira Yokutsvaga Muri Real Estate NaReit Funds

Nzira yakanaka yevatengesi vemazuva ose kuwana ruzivo rwemuzinda wezvigadziro ndeyekubatana mari inoshandiswa muzvivako zvekuchengetwa kwembairo - mari inonyanyozivikanwa seRIT funds.

Chii Chaicho Chimba Chekutengesa Imari (REITs)?

A real estate investment trust (REIT) inhengo iyo inomirira boka revatengesi vanoshandisa mari yavo pamwe chete kuti vatenge mari yekugadzira mari, zvakadai sezvivako zvehofisi nemahotera.

MITARI inowanzova nevanokwana makumi maviri uye vaReit vanobvumirwa nemutemo kuti vabhadhara 90% yemari yavo kune avo vane zvikwereti.

Kunyange zvazvo REIT inonzwika semari pamwe chete, haisi yakafanana neyese mari. Nzvimbo dzakawanda dzimba dzemari dzinoshandiswa kutenga mari muRITIT asi haisi ivo REIT.

The Real Estate Sector nekutsvaga muReit Funds

Real estate dzimwe nguva inofungidzirwa sechikamu chechikamu chemari yezvemari , iyo inosanganisira mabhengi, makambani ekadhi rechikwereti, makambani einishuwarenzi uye makambani ekubhadhara.

Kune mari zhinji pamwe chete uye mari inoshandiswa-kutengesa mari (ETFs) inonyanya kuwanikwa mune zvekugara uye REITs asi nzira yakanakisisa yekuti vashandi vakawanda vawane ruzivo rwakakwana kune REITs uye yeimba yezvigadziro ine mari yekuenzanisira uye ETFs. Kune zviverengero zvingasarudzwa kubva kune imwe yeiyo yakanakisisa REIT index yemari ndeye Vanguard REIT Index (VGSNX) uye imwe yeTFF dzakanakisisa iShares Cohen & Steers REIT (ICF) .

Sezvaunogona kufungidzira, mari yeReit inokwidziridza mari yepamusoro yekubhadhara mari (zvibereko zvakakura) asi iyo yakanakawo yezvidimbu zvekushandisa nekuti zvivako zvekutengesa imba hazviwanzofambidzana pamwe chete nemari yakawanda yemari yemari.

Saka mari yeReit inogona kushandiswa sechinhu chakasiyana-siyana chekushandisa zvakasiyana-siyana mune imwe nzvimbo yehupfumi.

Pane zvishoma mazano anobatsira uye Kuchenjerera paKutsvaga muMari Chikwereti

Ingoyeuka kuti haufaniri kupa zvikwereti zvakawanda zvepodfolio yako kumari yeRIT kana zvimwe zvikamu zvekushanda zvakafanana nazvo. Mamwe mapoka anosanganisira zvibatsiro, teknolojia, vatengi vezvokudya, vashandi discretionary, zvigadzirwa zvepanyika, kutakura, utano hwehutano, uye kudzivirira.

Kugoverwa kwakanaka kwemari yezvikamu kune 5% asi kwete kupfuura 10%. Semuenzaniso, kana ukasarudza kubata zvikamu zvitatu zvemari muhofisi yako, unogona kupa 5% kune imwe neimwe yeiyo yega yega 15% inopiwa. Zvasara zvepodfolio yako zvinogona kunge zvine S & P 500 index fund, imwe nyika inoshandisa mari, chikamu chechikwama chemari, uye bhandi.

Vashandi vanogonawo kuchenjera kuti vasafambisa basa uye vadzivise kutenga mari pamwe chete mushure mekunge vaine hutano hwakasimba.

Iko Balance haisi kupa mutero, utsvaga, kana mari yemari uye mazano. Mashoko aya ari kuendeswa asina kufunga nezvezvinangwa zvekutsvaga, kubvumira kusangana nematambudziko kana mamiriro emari yemumwe muzvinabhizimisi chaiyo uye angave asina kukodzera kune varairi vese. Basa rekare harisi kuratidza migumisiro yemangwana. Kuisa mari kunosanganisira njodzi dzinosanganisira kurasikirwa kwatinoitwa mukuru.