Shandisai Mhando Yezvikwereti muIRA Yenyu
Yeuka kuti mari inowanikwa muzvikwereti zvakachengetwa mumabhengi ekurega mari, dzimwe nguva zvinonzi sekuteresikodha-maakarenda, hazvikwanisi kubhadharwa kusvikira kubviswa; mutero "unoderedzwa," zvinoreva kuti uribhadhara gare gare pane zvino.
Nokudaro iwe unosvika kuti uchengetedze mari yako, zvikamu, uye chido uye uwane chikwereti pamusoro pekufarira, nezvimwe zvakadaro. Mukuwedzera, hapachina mutero wezvibereko, zvikamu kana zviwanikwa apo hupfumi hunoitwa muIRA.
Izvi zvinobvumidza kukura zvakakurumidza, nekuda kwesimba rekuwedzera chido .
Tichifunga kuti une kambani yekubhadhara mari yepamusoro kunze kweIRA, iwe unoda kuchengetedza zvikwereti zvinokonzera mitero yakawanda muIRA nemari inotora mari shoma munyaya inotengesa. Kana zvose zvaunazvo ndeyeIRA, iwe uchagovera uye ita mari mune chero nzira yakakodzera yezvinangwa zvako uye kazhinji hauna hanya nehutungamiri uhwu (kunze kwekuti iwe uri kuronga kuzarura kambani yekubhadhara mari yakatarisa munguva inotevera).
Kuita kuti mari yako ishande zvakaoma sezvinobvira, iva nechokwadi chekuwana mari iri mukati meIRA yako iyo inokweretwa yakakwirira uye mari inobhadhara chikamu chakanaka uye kufarira mumaakisi ako ekurega. Saka iwe unoda kuchengetedza chikamu chemari pamwe chete, mari yako yebhadha uye mari yako inokurudzira kukura muIRA yako, Roth IRA, uye / kana 401 (k). Iwe unogona kuwana yako index index mumabhuku ako anotengesa.
Iwe unogonawo kufunga kuti unowanzoita sei mishonga yemamwe masimba. Semuenzaniso, kana iwe uine pfuma huru kubva kune imwe yeruzhinji, uye iyo inobatwa muIRA yako, haungabhadhara mitero kune mari inowanikwa pakugurisa mari.
Zvinonzwisisika: Mashoko ari pawebsite ino anopa mazano ekukurukurirana chete, uye haafaniri kushandiswa zvisina kunaka sekutsvaga mazano. Pasinei nemamiriro ezvinhu iyo ruzivo runomiririra hutungamiri kutenga kana kutengesa zvigumisiro.