Kana isu tose tikaisa pfungwa shomanana mukushandisa makadhi edu emakadhi, zvichida hapangadai dambudziko guru rakadai nekwereti kadhi rechikwereti. Chero nokuti kadhi yako yekubhadhara chikwereti yakakupa kusvika kune chikwereti chekwereti uye nekuda kwekuti pane chimwe chinhu chaunoda kutenga hazvirevi kuti inguva yakanaka kushandisa kadhi rako rechikwereti. Hezvino maitiro mashomanana iwe unofanira kusiya kadhi rako rechikwereti muchikwama chako pane.
01 Usashandisa kadhi rako rechikwereti kana iwe usingakwanisi kubhadhara chikamu.
Izvi zvinokanganisa nhamba imwe nguva iwe haufaniri kushandisa kadhi rako rechikwereti. Kana iwe usingakwanisi kubhadhara kutenga kutenga mune mari, saka iwe haugoni kukwanisa kuisa pane yako kadhi rechikwereti.
Kana iwe ukashambadzira kadhi rako uchiziva kuti haugoni kubhadhara izvo zvawakatenga, unogona kuva nemhosva yekunyengera. Iwe unogona kunge usingafaniri kusungwa, asi vamwe vane chikwereti vangashandisa nharo yekunyengera kukuchengetedza kubva pakuvhara chikwereti icho gare gare mumugwagwa.
Kutengesa zvinhu zvausingakwanisi kuwana ndiyo nzira yakasimba yekupinda muzvikwereti uye kuparadza chikwereti chako .
02 Funga kaviri pamusoro pekudzora kana iwe usingazivi chikwereti chako chiripo.
Mazhinji emabhangi makuru akambora mari yepamusoro-ye-muganhu uye vamwe vakatsiva chikwereti chemari nemari yekushandisa mari, asi izvozvo hazvirevi kuti zvakanaka kuti uwedzere chikwereti chako chekwereti
Kana iwe ukasarudza-kupinda kuti uve nepamusoro-we-muganhu unotengeswa, iwe unogona kutora chido chekufarira kuwedzera kuburikidza nekudarika muganhu wako. Kwete chete izvozvo, kukanganiswa kwemakadhi emakadhi matsva kwakashata nokuda kwekwereti yako chikwanganiso uye ndiyo yakaoma zvikuru kubhadhara. Nguva dzose simbisai mari yako iripo usati washandisa kadhi rako rechikwereti.
03 Dzivisa kutenga kadhi rechikwereti paunenge uchikumbira kutenga mari.
Mortgage chikwereti kufara pamusoro pemari mikuru yekwereti apo iwe urikukumbira kutenga mari. Kana pane chikwereti chekwereti chikwereti chaunotakura, zvinenge zvakaoma kuti uwane chikwereti nokuti izvi zvinorevawo kuti unogona kunge wakaoma nguva yekuita mari yekubhadhara mari.
Zvakanakisisa kuchengetedza guru rekukweretesa kadhi rechikwereti kusvika zvishoma kusvikira mushure mekunge wakakwana zvakakwana zvekutengesa mari. Zvakatonyanya kumirira mwedzi mishomanana mushure mekunge mavhara kuti mugadziriswe kuva nekutenga mari uye dzimwe dzimba dzekugara.
04 Usashandisa kadhi rako rechikwereti kuti uite kuti uzvinzwe zviri nani.
Iwe unogona kupera nyore nyore kudarika zvakanyanya kana iwe uri kushambadzira kuzoporesa blues , kunyanya sezvo kutenga kunongogadzirisa kwenguva pfupi nyaya yakadzika. Tsvaga nzira dzinodhura dzekugadzirisa zvinetso zvepfungwa, sekumhanya, bhasikoro, kana kubindu, kana kugadzirisa chinetso chiri kukuchengetedza uchinetseka. Kuomesa kadhi rechikwereti kunogona kupera kana iwe uchiona kuti hauna mari yekubhadhara chikwereti chekadhi rechikwereti (ona # 1).
05 Usashandisa kadhi rako rechikwereti kana uine chikwereti.
Zvakanaka kuti ubhadhe zvikwereti zvako zvekadhi chekwereti usati wawana chimwe chinhu. Kugadzira zvitsva usati wabhadhara vekare ndiyo nzira iri nyore yekupinda muchikwereti chekwereti chikwereti. Kana iwe usingazivi kuti iwe une chikwereti chakawanda sei - kunyara pamusoro pako! Nguva yekubudisa zvikwereti zvekadhi rako rechikwereti, shandisa zviyero zvako , uye uuye maererano nemari yako.
Kana zvikaitika kuti iwe une chikwereti chakawanda, isa makadhi ako kadhikiti uye shandisa urongwa hwokutanga kubhadhara zvaunokwereta.
06 Dzivisa kushandisa kadhi rako rechikwereti kana wakadhakwa - kana uine nzara.
Dzimwe nguva iwe hausi pasi pekutonga kwezvisarudzo zvako kune vamwe. Kana iwe wakadhakwa kana kuti uine nzara, unogona kushandisa zvakawanda kupfuura iwe unogona kubhadhara. Usatengesa paunenge uine nzara uye uchingotakura mari shoma kana uchida kunwa. Nenzira iyo unogona kuchengeta zvaunotenga pasi pesimba.
07 Usashandisa kadhi rako rechikwereti kana iwe usingavimbi munhu kana chipangizo chacho.
Nekadhi rechikwata chekukweretesa , mbavha dzinogona kukubira ruzivo rwekadhi rako rekwereti iwe uchiri kutarisa. Vamiririri uye vashandi vanobatwa vachipfuura pamakadhi emakadhi kuburikidza nekudzidzira mukutengeserana kwakasiyana. Uye vanyengeri vanozivikanwa kuti vakaisa zvigadzirwa zvekudzidzira pamakisi eATM uye pamapumpu emagetsi.
Iwe hausi mutoro wemhosva dzakawanda dzenhema , asi achiri kurwadziwa kugadzirisa. Usashandisa kadhi rako rechikwereti kana iwe uchifunga kuti kune mukana wekuti iwe ruzivo rwekadhi rako rungabiwa.