Zvikanganiso zvekadhi kadhidhiro zvakanyanya kudarika zvaunofunga uye zvinoshamisika, zviri nyore chaizvo kutarisana nazvo. Kana iwe ukawana kadhi rako rechikwereti rakapomerwa chikwereti chakaipa, usatya. Kugadzirisa iyo yakanaka chaizvo, chero bedzi iwe usinganonoki.
Kutanga, simbisa kuti kadhi rako rechikwereti rakanyatsokwidzwa mhosva yakaipa. Dzokorora zvishandisiro pamashoko ekutenga kadhi rako rechikwereti kana kero yako yekadhi yemakadhi yekwereti uye oenzanisa chiyero chekugamuchira kwako.
Nekutengesa kana mamwe mabasa, ivai nechokwadi kuti hamuna kukanganwa kuongorora mune chero mazano awakanyora pane kopi yebhizimisi yemuteresi.
Shanda pamwe nemutengesi kuti agadzirise kukanganisa
Kana iwe wakagumisa kuti iwe wakanyatsopomerwa chikwereti chakaipa, tanga nekukurukura bhizinesi apo kukanganisa kwakaitika. Iwe unogona kushamisika kuziva kuti vatengesi vangani vanofarira kushanda newe kuti ugadzire chikwereti chakanga chisina kukodzera. Ndiko nokuti kana iwe uchienda zvakananga kune kadhi rechikwereti, mutengesi angafanira kutarisana nebhadhadziro-iyo nzira inodhura mari uye inogona kukuvadza kumira kwavo nebhangi ravo. Vakawanda vatengesi vangada kudzorera iwe zvakananga panzvimbo yekutora nzira yekudzorera.
Rega mutengesi azive kukanganisa - kupa kopi yemaresi yako kana iwe uine-uye ona kana vakagadzirisa kukanganisa. Kushanda nevatengesi vangakupa chikwata chinokurumidza sezvo vane zvinhu zvose zvekutengeserana - izvo chikwereti chekwereti chikwereti chichatofanira kukumbira chero kana ukapedzisa kupopotedzana kuburikidza navo.
Kana mutengesi achibvumirana kuti iwe wakapomerwa chikwereti chakaipa, vachakwanisa kubhadhara mari yacho kubhadhi rako, kukupa chikwereti chezvitoro, kana kukupa zvakare mari. Kana, kana mhosva yacho iri yakarurama, mutengesi anogona kutsanangura kuti sei.
Kana, nharo nekadhi yako kadhi rechikwereti
Kana iwe usina ruzivo kune mutengesi, unogona kuenda zvakananga kune yako kadhi rechikwereti.
Ngwarira kuti iwe haugoni kukakavadzana mimwe mitero zvichienderana nekuita kwekare zvakadini. Mutemo weBurumende unogadzirisa kubhadhara kukanganisa kukakavadzana kune mitoo yakaonekwa pachitema chekwereti chekwereti mumazuva makumi matanhatu akapfuura, asi vamwe vane kadhi rechikwereti vanogona kukubvumira kupokana nemhosva dzakapfuura kupfuura izvozvo.
Mutemo weBurumende unodawo kutumira nharo yako mukunyora , asi vazhinji vane kadhi rechikwereti vachatsvaga uye vopindura munharo yenyu kana iwe uchiita nefoni kana paIndaneti. Dana nhamba kumashure kwekadhi rako rechikwereti, pinda paakaunti yako yepaIndaneti, kana kutumira tsamba yakakavadzana kune yako kadhi rechikwereti (ita nechokwadi chekushandisa kero yekunyora). Kutumira makopi emarisitemu kana zvinyorwa zvinotsigira kudai kwako zvichakubatsira kugadzirisa nyaya nokukurumidza.
Kudana kadhi rako rechikwereti chekwereti kuita kuti nharo yako ive nyore, asi kutumira tsamba (kuburikidza nemakadhi akavimbiswa) kuchabatsira kuchengetedza kodzero dzako kana uchida kutora mutemo kune kadhi rechikwereti. Somuenzaniso, unogona kutora mutemo kana kadhi rechikwereti risingapinduri munguva kana kuti achiedza kukubhadhara asati adzorera mhinduro dzekutsvaga.
Kana ukangopokana kukanganisa kwako nekadhi kadhi rechikwereti, ivo vachaita svondo kuti vaone kana iwe wakanyatsopomerwa chikwereti chakaipa.
Kuongorora kunogona kutora mazuva mashomanana kana mavhiki mashomanana zvichienderana nekuoma kwekutengesa kwako uye nguva yevatengesi vemhinduro. Panguva ino, hauna kutarisirwa kubhadhara mari yakakakavadzana kusvikira wagamuchira mhinduro kubva kumukwereti wemakadhi. Izvi zvinongoshanda chete kumari yawakapokana. Iwe unofanirwa kuita zvishoma nezvishoma kubhadhara kwemadiki pamhosva dzose dzisina mhosva.
Chikadhi chekukweretesa chikwereti chichabatana nevatengesi kune chero ruzivo rwavo rune chokuita nekutengeserana, sariti yakasayinwa, somuenzaniso. Zvadaro, mubhadhadzi wekadhi achasarudza kana mhosva yacho yakarurama uye inogona kushandura mutengesi kana kukuzivisai kuti sei mhosva yacho yakarurama. Kana mhosva yacho yakarurama zvechokwadi, iwe unofanira kubhadhara.
Kunyunyuta kune vane masimba
Kana iwe usati wabudirira pakugadzirisa mutengesi, kunyange mushure mekuenda kune mutengesi uye kadhi rechikwereti, iwe unogona kutumira kunyunyuta neChina Chengetesa Financial Protection Bureau.
ICFPB inotanga kuongorora uye iyo isingamanikidzi chikwereti chekwereti kubhadhara iwe, kuwana sangano rehurumende rinobatanidzwa rinogona kukurudzira chikwereti chekwereti kubhadhara kukanganisa kwako.