Nhau dzakanaka ndeyokuti nekuda kwekufarirwa kwekugovana kumba, makambani einishuwarenzi anotanga kuchinja uye kana iwe uchitaura neinishuwarensi yako yekamuri pamusoro pekugovana kwako kumba, unogona kukwanisa kuparidzirwa kuburikidza nekubvumirana panzvimbo pokuzviwana iwe usina kuvimbiswa mune chikuru kudai .
Maererano naPew Research, 11 muzana yeVakuru vekuAmerica vakashandisa kugoverana kwekambani senhare seAirbnb, VRBO kana HomeAway kuti varare usiku huri munzvimbo yega yega.
Chii Chimba-Kugoverana?
Kumba-kugoverana kwemazuva ndeye nguva itsva. Kugoverana kumba kunoreva mamiriro ezvinhu apo vanhu vanogovera imba yavo yose kana zvikamu zveimba yavo kuburikidza vachishandisa mutsara wekugoverana pamusha mukutsinhanisa mari. Mimwe mienzaniso yekugovana pamusha mienzaniso ndiyo Airbnb, Flipkey, Homeaway, uye VRBO pakati pevamwe.
Musha-Kugovera Matanho
25 muzana yevadzidzijijijiji uye 24 muzana yevaAmerica vanogara mumhuri vane mari yegore negore ye $ 75,000 vakashandisa pamba-kugovera mapurisa, maererano nePew Research.
Kugoverana Neimba Yako Kuburikidza neAirbnb kana zvimwe Zvimwe Zvekugovana Mazano Pamba FAQ
Nekushamwaridzana kwakanaka kwekugoverana kwemabasa pamusha pakusimuka, mumwe mubvunzo pamusoro pe "Kumba-Kugovana" kubva kune masimba anowanzouya kakawanda ndomumwe wemishonga yavo yveshuwarenzi:
"Imba Yangu Inotsigirwa Kana Ndichikweretesa Kune Vashanyi Kupfuura Airbnb?"
Kuziva kwekutambira uye zviitiko zvevashanyi zvekushandisa nzvimbo dzekugovana kumba zvinowanzogadzikana uye zvinokurudzira, kuti kwemakore mazhinji vanhu havana kumbofunga kubvunza mubvunzo uyu.
Iwe unofamba panzvimbo yepamutemo, ugova nhengo, sarudza nzvimbo yako, uye wakagadzirira kuenda kuzororo. Nokuda kwemauto ekubhadhara dzimba dzavo, kutarisa imba iyo inowanzotanga danho rekutanga, kana kubhadhara kunowanikwa, mibvunzo yveshuwarisi haisi yepamusoro yepfungwa dzavo. Zvisinei, sezvo hurumende idzi dzave dzakakurumbira, vanhu vakawanda vanotanga kuziva nezvezvipingamupinyi zvinowanikwa nekugovana kumba. Vhidhiyo yakabatsirawo kuwedzera kukurudzira kuti kana chimwe chinhu chisingafadzi, vanhu vanogona kutarisana nechinetso nehurumende yeruzhinji inshumo .
Musha Inishuwarenzi Matambudziko Kana Uchitsvaga Imba Yako Kuenda Kwazvo Kugovana Networks
Dambudziko guru rekubhadhara imba yako kuburikidza nematanha ekugoverana mumusha ndeokuti iwe unoshandura pakarepo kushandiswa kwemusha wako kubva "kugara kwekuga" kune imwe nzvimbo ye "chiwanikwa chemari" pfuma. Kunyange zvazvo kubhadhara kunogona kunge kusingawanzoitiki, nguva yauri kuisa zvivako pamakambani ekugoverana mumusha uye kupa imba yako yose, kana imwe imba mairi yekubhadhara, unoda kurayira inshuwarisi yako yekambani nokuti mutemo wako haugone kubhadhara chikonzero nekuda kuchinja uku mumamiriro ezvinhu.
Usaiti Home Sharing Services Sezvakaita FlipKey, Airbnb kana Vamwe Vanopa Inishuwarenzi Yepamba?
Vanhu vazhinji vanofunga kuti nokuti vari kubvarura imba yavo kana dzimba mudzimba dzavo kuburikidza nebasa rakanaka rine rukudzo rwakanaka kuti ivo vanochengetedzwa pakusanganisa.
Kunyange zvazvo dzimwe dzezvibasa izvi zvingaita kuti zvivepo, kana kuti zvinosanganisira kudzivirira, izvo zvavanopa hazvisi pamba inshuwarisi yemusha.
Inokurudzira Your Home Insurance Company Pamusoro peAirbnb kana Mamwe Musha-Kugovana Kurongwa Kwekurohwa
Kambani yveshuwarisi yeimba yako haina kunyorwa pasi pehurongwa wako kubvumira basa rekugovera kana yekugovana kumba. Kunyange zvazvo kugoverana kwemusha kunogona kukupa humwe hutano hwemamiriro ezvinhu chaiwo, haisi mishonga yemishonga yemhuri uye une chikwerero chekupa imba yako inshurenzi pamusoro pebasa iri idzva kana iwe uchiita imba yako inshuwarisi kuti ive yakakodzera.
Kana uri kushamisika kuti boka rekugadzirisa "inshuwarisi" rinofukidzira, unoda kuvabvunza.
Kunyange mumamiriro ezvinhu apo kambani yekugadzirira inopa mamiriyoni emadhora ekugadzirisa, izvi hazvichinje kudiwa kwako kuti uudze mudzikunuri weimba yako nezvemamiriro ako matsva.
Iwe unofanirwa kutarisa izvo zvavanopfeka navo zvakananga, uye taura nemuimiriri weimiriri yemuishuwarenzi kuti uwane mazano akakodzera pamusoro peimba yako yveshuwarisi uye rudzi rwekugoverwa kwauchadikanwa nekuda kwezviitiko zvitsva.
Ndeapi Ngozi Nekugovana Mhuri?
12 muzana yemhuri-kugoverana vashandisi vanotaura kuti vakave nechakaipa pane imwe nguva kana imwe.
Mhuri Kugovera Ngozi Dzinokonzera Zvikwereti uye Hazvifukidzirwi Ne Standard Home Insurance
- Mhosva uye Njodzi dzeMunhu Pamwe Chete: Kana mumwe wevaeni vako akazvikuvadza pfuma yako, vanogona kukubata iwe pachako uine mhosva. Purogiramu yako yeimba yako inokufukidza iwe mutoro wega wega asi haungabatanidzi chikwereti chinobva pamabasa ekubhadhara.
- Iwe pfuma inokonzera njodzi: Vanhu vane zviitiko uye zvinogona kuitika kuti vatenzi venyu vanokanganisa zvakangoita imba yenyu, kana kukuvadza kukuvadza semoto. Izvozvo zvinogona kunge zviduku kana zvakakura, asi kune nguva dzose njodzi.
- Dambudziko rekushaya mari: Imba yako yakanganisa kana kuti isingagariki nekuda kwerumwe rudzi rwekurasikirwa uye ipapo kamwe kamwe iwe "wakarasikirwa nemari" nokuti haugoni kubvarura kana kugovana nayo mumutambo kusvikira yagadzirwa, saka kurasikirwa kunopfuura kungokanganisa imba, ndiyo mari yakarashika zvakare.
- Basa rechiitiko chemhosva nekuda kwekugamuchira kugamuchira vaeni, chinhu chisingawanzoitiki, asi chinogona kuitika.
Kunze kwezvipingamupinyi zviri pamusoro zvinogona kuitika zvisina kunaka zvine chokuita nekushandiswa kwemuenzi weimba yako, zvakangofanana, zvimwe njodzi dzinogona kuitika iwe usingabvaruri imba yako kunze zvinogona kuitika pazvinenge zvichibvarirwa, saka pane chaizvo ngozi inokonzerwa kune basa rako rekugovana kumba, uye ichi ndicho chikonzero makambani emishuwarenzi emhuri haafaniri kukufukidzira pane fomu yepambisi yemutemo weimba.
Imba Inishuwarenzi Haifaniri Kuvhara Pamba Imba
Kunyange zvazvo kukanganisa kungave kusingabatanidzi nekuita basa rekugovana kumba, semuitiko wekusava nemvura kunonaya apo kutyisa kwemvura kunoitika, kana kubvisa-kubata, ruvengo iyi yakaipa inoda kuvhara inshurensi kuti ikuchengete iwe sezvainoita mamwe ose zuva.
Chinhu chakakosha ndechokuwana inshuwarisi iyo ichakudzivirira. Nokuda kweizvi, kambani yeInishuwarenzi inoda kuziva nezvemamiriro ako.
Musha weInishuwarenzi Kuendesa Zvimwe Zvaunokwanisa Kuwedzera kuNamato Yako
Imba yako yechuwarisi yehurumende yakanyorwa pasi seimba yekugara pamba. Mhuri kugoverana kuchinja kunoisa chikwata chako cheshuwarisi uye kuisa pangozi nokuti kambani ye inshuwarisi haina kumbobvumirana kuvhara dambudziko rekugara kwekumba kumba kana kugoverana kumba. Basa rekutengeserana rakadai sekubhadhara makamuri kana kubhadhara imba yose hazvifukidzwi pamutemo wako, asi hausi kuudza inishuwarenzi pamusoro pebasa rako rekurenza rinogona kuita kuti sarudzo yako yose isasvibiswa kana kuti iwe usina kuburitsa kushandiswa kwechokwadi kweimba yako, kana nokuti pane kuve nekushandurwa kwezvinhu mune ngozi. Kuchinja kwezvinhu muhutano kunoreva kuti iwe wakashandura kushandiswa kweimba kubva kune imwe nzvimbo yeimba yemunharaunda, kune imwe nzvimbo yaunenge usingazivi vashanyi vanogara mumba mako uye iwe uri kubhadhara kubva kubhadhara. Usaisa pangozi imba yako yveshuwarisi nekusaudza basa rako kune wako inshuwarisi yemumiririri, mutambi kana mutengesi. Kunyange zvazvo kugoverana kwekugadzirisa musha kunogona kukupa humwe huwandu hwekugovera, hahuzoshandisi kukosha kwekuti iwe udzoke kuchinja kwekushandisa kwako kweimba yako kune wako inshuwarisi.
Affordable Coverage Inogona Kuwanika Kwauri Kuda Airbnb uye Kugoverana Kwemhuri
Kubva muna 2017, makambani einishuwarenzi ari kutanga kutora pane zvinodiwa zveimba yeimba yemazuva ano iyo inogona kubatanidzwa mukugovana kumba. Heano mamwe magwaro iwe unofanirwa kukumbira mudzimba wako wekuchengetedza imba kana uri kufunga nezvekubhadhara imba yako kuburikidza nehutano hwekugovana.
- Usataurire kugovana kumba asi uchiri kukubvumira kuti uchengetedze vagari vomunharaunda kuchengetwa
- Wedzera kugoverwa kwemabasa ekugovana kumba (yakanakisisa)
- Kuwedzera Mipiro Yakakosha kana tsanangudzo yechikamu che "Kukuvadza Kune Zvimwe Zvevamwe"
Kutenga Munyika Yose Kukuponesa Mari Pamutengo Wenyu Inishuwarenzi
Kana kambani yako ye inshuwarisi isingakwanisi kukubatsira iwe, unogona kugara uchitaura nehurumende yhu inshuwarisi commissioner uyo anogona kukwanisa kukurudzira kambani ye inshuwarisi iri kushandisa kugoverana kwekugoverana kumba. Sezvo ichi ichi chiri kuchinja mamiriro ezvinhu zvakanyanya kune vatsigiri vehurumende uye akawanda uye akawanda ari kutanga kugadzirisa, zvakakodzera nguva yako kutengesa nekuona kuti ndeipi iyo yakanakisisa yehu inshuwarisi purogiramu ichave yako. Kunyangwe iwe wakanga uine mutemo wakakufukidza iwe gore rapfuura, mune rimwe gore iyo mhizha inogona kuchinja uye yakaita kuti mamiriro acho ave akakwana kana kuti akanaka kwauri.
Ndiani Anoda Mhuri Kugovera Inishuwarenzi Kana Kuchitsvaga Kupfurikidza neAirbnb kana mamwe Mamwe Mazano eSharing?
- Kana iwe wakarongedza imba yako kune vangave vakakokwa pane imwe nzvimbo yekugoverana kweimba kana network yakadai seAirbnb, Homeaway, Flipkey, VBRO, nezvimwewo.
- Kana iwe uchikwereta imba yako kana makamuri mumba mako kune vashanyi kwekugara kwenguva pfupi
- Kana iwe uchikwereta imba yako kune vanhu vakasiyana-siyana gore rose kana kupa zvivako zvevashanyi kuti urambe uripo panguva yekufamba kwavo
- Kana urongwa hwekugara uhwu husingawaniki pamabhadharo egore negore
Sei Musha Inishuwarenzi Yechipfupa Kumba Kugoverana Nheyo kana Host Hosting Like Airbnb?
Kugovera mapurogiramu edzimba kune imwe nzvimbo yakasiyana kune mamwe mahotera evanhu uye vanhu vazhinji vanofarira chaizvo zvakaitika.
Zvinosuruvarisa, imba yemishonga inshuwarisi haina kubvumira kugoverwa uko kune dzimba dzekurenda, mabhizinesi ekugoverana kana kugoverana kumba. Kana iwe uchida kuti izvi zvifukidzwe iwe unofanirwa ku:
- Shanduka kune rumwe rudzi rwehushuwarisi
- Gamuchira mvumo yekambani yeinishuwarenzi yemhosva yako (uye iva nechokwadi chokuti iwe unowana chibvumirano chavo nekunyora), kana kukumbira kubvumirwa kuwedzerwa kumutemo wekugovana nekugovana kumba. Dzimwe nguva kana iwe uri kungovhura kwemazuva mashomanana pagore, vangatobvumirana kubhadhara pasina mari. Ndiyo mhaka nemamiriro ezvinhu.
Dzimwe nguva kambani yveshuwarisi ichabvumirana kuchengetedza imba yako yvesishuwarenzi sezvinenge zvisingabvumirwi nemhosva uye kukanganisa kunobva pamabasa ekugoverana kwekuimba pamamiriro ezvinhu apo iwe unowana inshuwarisi yakananga yekuita zvekugovana kumba kana kuburikidza nehurongwa chaiwo, kana mutemo webhizimisi.
Chengetesa yako yekambisi inogona kukuudza zvavanenge vachida kuita, saka iwe uchada kuonana navo kuti uwane zvaunogona kuita. Kambani yese yveshurenzi yakasiyana. Mamwe makambani akashandura kune zvitsva zvitsva zvehupenyu hwedu, uye vamwe vakaramba vakasimba pamitemo. Kuwana mazano kubva kune unyanzvi yehushuwarisi kunokosha kwazvo kuti uve nechokwadi chokuti une kodzero yakakodzera.
Mhando mbiri dzakasiyana dzeimba yeInishuwarenzi yekuchengetedza kana kukodzwa uye sei kuchengetedza mari
- Commercial Insurance (yakashandiswa kumabhizimisi)
- Musha-Kugovera Inishuwarenzi (yakagadzirirwa varidzi vemba)
Iwe uri nani zvikuru pakutenga Imba-Kugoverana Inishuwarenzi kana kuwedzera kubvumirana kwepurogiramu yako pane yekutengeserana kana bhizinishuwarenzi yebhizimisi yebasa rako rekugovana kumba. Pamberi pe Airbnb uye mamwe maitiro ekugoverana akazova akakurumbira, makambani einishuwarenzi akanga asingazivi nzira yekubata nayo njodzi. Underwriters akaronga kuti sekutengeserana kushandisa pfuma panguva yawakatanga kubhadhara chikamu chipi zvacho cheimba yako. Zvinhu zvakashanduka saka kana iwe iye zvino uine bhizinishuwarenzi yekutengeserana, zvingave nguva yekutengesa zvakapoteredza nokuti iwe uchatora zviri nani uye pane mukana wakanaka chaizvo iwe uchachengetedza mari.
Chenjerera Kuvhara Zvikamu Mumusha Kugovera Inishuwarenzi Inopiwa NeNetaneti
Zvakakosha kuti uverenge musungo wako weshandisi uye inishuwarenzi inopiwa nehutano hwekugovana kumba kuti uchinzwisisa zvavari kana kuti vasingadi kuvhara. Kugoverwa kwavo kunogumira.
Kuunganidza paDambudziko reMhosva Paunenge Uchitsvaga Imba Yako kuburikidza neKugovera Purogiramu Kwekugara
Zvichienderana neunopa, kambani yekugovana kumba inowanzove ichitaura mazwi ezvinenge zvichiitika kana muenzi akarova nzvimbo yedu achikuvadza zvinhu mumba medu kana kukuvadza pfuma yako. Kazhinji, kune gadziriro yekugadzirisa kukanganisa uko uyo anopa mukana angave akabatanidzwa kuedza nekukubatsira iwe kugadzirisa nyaya yacho zvakananga nemusikana uyo akakonzera kukanganisa. Kubatanidzwa mumhando iyi yekugadzira chinhu chikuru. Iko inokuisa iwe pakati pemubatiro kuedza uye kuwana mari yako. Ichokwadi ndechekuti kana iwe uri kunyatsoona kuti mari yako yekukuvadza kunokonzerwa kumba kwako nyore, pamwe zvichida muenzi angadai akazvipira kubhadharira kukanganisa uye haazombotauri kumubatanidzwa kana kuti chikwata chekutaura.
Tarisiro yeMibvunzo yeInishuwarenzi Inoda Kuziva Nekushandisa Imba Yako
- Unoshandisa Home-Sharing network sezvakaitwa Airbnb? Kana kuti uri kubvarura dzimba kana imba uchishandisa nzira dzako?
- Unowedzera sei imba yako kana makamuri mumba mako?
- Inguva ipi yekubhadhara kana kubata? Izvo zuva nezuva, vhiki nevhiki, pamwedzi
- Iwe unobhadhara mazuva mangani pagore?
- Iwe unobhadhara mari yakawanda sei, kana kuronga kuita kubva kune dzimba? Mubvunzo uyu unogona kubatsira kambani yeInishuwarenzi kuti ikurudzire zvimwe zvaunogona kuparidzira iwe sekurasikirwa kwemari inoshandiswa, uye ungavabatsirawo kuongorora hukuru hwebhizimisi rako kuti varatidze chigadzirwa chakanaka pamamiriro ako ezvinhu.
Sei Uchiwana Imba Yako-Kugoverana Inishuwarenzi kana Kutsigirwa Ndiyo Mafungiro Akanaka
Chimwe chezvakanaka zvekuva nekambani yako ye inshuwarisi inobata zvaunofunga ndeyokuti haufaniri kuve mumamiriro ezvinhu akadai. Kambani yeInishuwarensi inokubhadhara iwe, uye ipapo ichange ichitsinhanisa nemutungamiri. Inokubatsira kuti udzokere kune kwawakanga uripo usati wataura kuitira kuti ugare uchinakidzwa neimba yako kana kuti uirire kunze. Rega kambani yeinishuwarenzi iite nekutambudza.