Ita Nokukurumidza Kana Unogona Kupedza NeBill
Mutoro Wako weDeen Credit Card Mhosva
Iko Fair Credit Billing Act (FCBA) ndiyo mutemo weGerald unotsanangura kodzero dzako apo kadhi rako rechikwereti rakabiwa.
Pasi pe FCBA, haungatongwi kutongerwa mhosva chero ipi zvayo kana iwe ukarondedzera kubata kusati kwaitwa mashandiro ekunyengera kuri account yako. Zvisinei, iwe unogona kuva wemhosva kusvika ku $ 50 kana mbavha inoshandisa yako yakabiwa kadhi rechikwereti usati wazivisa kubika. Ichi ndicho chikonzero zvakakosha kurondedzera chikwereti chako chakabiwa nokukurumidza paunoona kuti hachina.
Kana zvikanganiso zvinyengeri zvichishandiswa uchishandisa chete nhamba yako yekadhi yemakadhi uye kwete yako kadhi rechikwereti chairo, hauzovi nemhosva yezvimwe zvipupuriro zvemhosva. Chikadhi chekwereti chikwereti chinogona kukumbira kadhi yekuchengeteka pamusana pekadhi rako rechikwereti kuti uone kuti kadhi rechikwereti richiri mune rako. Ngwarira kuti iwe hausi kuwira kune phishing scam apo scammer inokutengesa kuti upe chikwangwani chako chekuchengeteka nokutaura kuti unyengeri hwave huchitsvaga paakaunti yako. Ipai chete ruzivo rwakananga pamatare unotanga kune imwe nhamba yawakatsigira ndiyo yako kadhi rechikwereti.
Ramba uchifunga nezvemitemo yebhadhi yebhadha yebhadharo yakasiyana yakasiyana. Kana iwe ukashuma kadhi kadi yekubhadhara mukati memazuva maviri, yako chikwereti chakakura chichava $ 50. Zvisinei, shure kwemazuva maviri, iwe unogona kuva wemhosva kusvika ku $ 500. Uye kana mazuva makumi matanhatu apfuura usati wataura kuti kadhi yacho inoshaikwa, unogona kunge uri pachigodo chezvose.
Nzira Yokuona Nayo Kubhadhara Kadhi Kadhi Mhosva
Teknolojia inoita kuti zvive nyore kupfuura kare kare kuona hutu hwemhosva dzinowanikwa nebhasi kadhi rechikwereti. Tarisa kero yako nguva dzose, pane foni kana paIndaneti kuti uone kuti hapana mvumo isina kubvumirwa yakaitwa. Chengeta kero yako kunyange kana iwe usina mbavha yechikwereti yakabiwa sezvo mbavha dzinogona kukanganisa nemari yako kadhi rekadhi rechikwereti.
Kurondedzera Dhaka Rakatengwa Kadhi
Kana ukacherechedza zvisiri mvumo zvinokwidzwa kune yako kubika kadhi rechikwereti kana nhamba yekodha yemakadhi, taura nemukwereti wako nokukurumidza. Regai vazive kana kadhi yako yekwereti yakabiwa uye inopa tsanangudzo dzemhosva dzenhema.
Dzokorora nekutumira tsamba kunosanganisira zuva iro kadhi rechikwereti rakabiwa, zuva rawakataura nezvebiro yakadhihwa kadhi rechikwereti, uye chero zvipi zvisiri izvo zvisiri izvo zvakaitwa paakaunti yako. Iva nechokwadi chokuti iwe unotumira tsamba iyi kuburikidza nemakiti akavhenekerwa nemari yakadzoka yakakumbirwa kukero yemunhu ane chikwereti chekunyora. Iri kero kanowanzosiyana nekero yekugadzirisa kukero.
Chengeta kopi yenhamba yako yekadhi rechikwereti uye nhamba yefoni kune dhipatimendi rebasa rebasa. Zvichengetedze munzvimbo yakachengeteka kwaunogona kuigamuchira nokukurumidza kuti utaure nemutengi wako kana kadhi rako rechikwereti rakabiwa.