Mutero Wemari Muchengetedzwa Kwemitemo
- Max kubhadhara ndeye 25 muzana yeAVV yemotokari yako
- Kana chikwereti / kubhadhara chikwereti chinopiwa, chinogona kuwedzerwa pamutemo wako chero nguva
- Chikwereti chako hachikwanisi kubva kune mumwe munhu
- Motokari yako inofanira kunge yakazara
- Inishuwarenzi ikambani inofanira kuona motokari yako kurasikirwa zvachose
Muenzaniso: John achangotenga chinhu chitsva Chevy Silverado ne $ 28,000. Akatenga motokari yacho zero pasi uye yakareba makore matanhatu emari chikwereti kuchengetedza chikwereti chake pasi. Rori iri kubiwa mukati memwedzi wokutanga wekutenga. Pamusana pekukosha kwechirongwa chegori itsva ichidzingwa kubva mujenya, kambani ye inshuwarisi inogadza ACV yemotokari kuti ive $ 21,000, musiyano we $ 7,000 uchienzaniswa nezvakakweretwa. Nenguva isipi, John akatenga chikwereti / kubhadhara chikwereti nemotokari yemotokari yake, iyo ichafukidza 25 muzana kupfuura ACV yake. Twenty-five per cent of $ 21,000 is $ 5250, saka kuparara kwakafanana.
- Kambani yeInishuwarenzi ichabhadhara $ 26,150 mushure mokubvisa $ 100 deductible
- John achava nemhosva ye $ 1,850 yakasara
Kunyange zvazvo chikwereti chaJohn chakanga chisina kubhadharwa zvakakwana, iye ari nani zvikuru kupfuura kunze kwekunge pasina chikwereti / kukodzero kwekubhadhara mari. Uyu ndiwo muenzaniso wakanyanya wekuderedza ; kazhinji iwe uchawana 25 kubva muzana yemari chaiyo chaiyo ichavhara chikwereti chako zvachose.
Zvinogara zvakanakisisa kukurukurirana rudzi urwu rwekugoverana neinishuwarenzi yako.
Dzidza zvose zvese uye zvipingamupinyi zvinoshandiswa kune chikwereti chekubhadhara chikwereti. Inogona kuva nharo inobatsira zvikuru kunyange iyo isingabhadhara 100% yezvaunokwereta. Izvo zvichauya zvakakwana kana zvichienzaniswa nekusava nehupi hwekuwana ruzivo kana iwe uchiziva kuti uri mumvura pane chikwereti chako chemotokari.
Mamwe mazano anobatsira pamotokari yemotokari