Ichabudirira Here?
Dhipatimendi reMari yeAmerica yeUnited States inotarisira Trust Trust pasi pekutungamirirwa kweBatanhatu nhengo yeBhodi.
Chimwemwe chaJuly, Bhodi rinoshuma kuCongress pamusoro pemari yezvemari uye inoenderana nemari ye trust trust.
Zvitatu Zvitsva zveMari Mari
Zvinhu zvitatu zvinobva mubhadharo Social Security. Vashandi vanopa 85 muzana kuburikidza nemitero yemitero. Kufarira pamusoro pemari yakawandisa inobatwa neHurumende inopa 11 muzana. Vanowanikwa zvino varipo vanobhadhara 3% inosara.
Nzira Yekuchengetedzwa Kwemagariro Evanhu Ari Kupihwa
Imari yeAmerica yeUnited States inofanira kuisa mari yeHuman Security mu " zvivimbiso zvakavimbiswa kune vose vakuru uye vanofarira nehurumende yeHerald." Mari yeHurumende inotaura nezvekuchengetwa kwezvikwereti zvakakosha iyo inoshandisa US Treasury bonds . Pane zvitatu zvakasiyana. Haisi kutengeserana, inongowanikwa chete kune mari ye trust, uye inotengwa chete nemitero yemitero. Pfuma inodzosera zvibvumirano izvi, neine chido, kubhadhara mari. Mari yekudzikinura zvisungo inobva kuGeneral Fund.
Mushure mezvo, mitero yemitero inopinda muGeneral Fund, kwavanobhadhara mari yehurumende.
Ndiyo matungamiri "kukwereta" mari kubva kuSocial Security Trust Fund. Mari yakakwereta inoita kuti zvikanganiso zvavo zvioneke zviduku. Iko mari chaiyo inokweretwa ichiri kuonekwa mune chikwereti. Kune zvakawanda, fanisa Chikwereti cheUnited States neMutungamiriri wehurumende kuUnited States neMutungamiri .
Nokuda kwechikonzero ichi, vamwe vatsoropodzi vanoti "nyaya inokosha" yevimbiso "haisi chinhu kunze kweYOUs." Izvi ndezvokuti zvikomborero zvenguva yemberi zvichabva zvichibva "mitero iri kushandiswa mazuva ano kubhadhara zvimwe zvirongwa zvehurumende." (Nheyo: Heritage Foundation, Inotsausa Ruzhinji.)
Nhoroondo
Musi waAugust 14, 1935, Mutungamiri Franklin D. Roosevelt vakapinda mutemo we Social Social Act. Yakagadzira chirongwa chekubhadhara mari yevashandi vasara (65 kana kupfuura). Mari yeSocial Security yakabva pamitero yemitero, inozivikanwa seFICA. The Social Security Trust Fund yakasimbiswa muna 1937 kuti ishandise mari inowanikwa kubva pamitero kuitira kuti iyananisidzwe seHuman Security Security.
Kubva panguva iyoyo, Trust Trust yakagamuchira zvakawanda muhomwe pane yakabhadharwa muzvikwereti. Izvozvo ndezvekuti America inotarisa vanhu. Kusvikira munguva pfupi ichangopfuura, paiva nevashandi 2.9 kune vose vanobatsirwa. Mari yakawanda yakapinda muhomwe kuburikidza nemitero yemitero kupfuura yakabuda sezvibereko. Kuonga kwemakumi emakumi emakore ekudhura mari, Fund yakange iine $ 2.8 triloni mumari yekutengesa kubva muna 2016.
Izvo zvave zvichiitwa nekuda kwekukwereta kwemitero uye kuchinjwa kunobatsira. Muna 1977, mutero wekubhadhara mutero wakakwira kubva pa6,45 kubva ku7 kusvika kune 7.65 muzana. I Trust Trust yakachengetedza zvakasara kubvira ipapo. (Chinyorwa: Social Security History)
Iko Chikwereti chinogamuchirawo mari inowanikwa muzvikwereti kubva mumari yekutsvaga mu "dambudziko rinokosha" chekuchengetedza. Mutengo wekudzoka unotsanangurwa nemaitiro akataurwa muna 1960, uye anochinja mwedzi mumwe nomumwe. Ivhareji yepamwedzi yemwedzi umwe muna 2016 yaiva 1.813 muzana.
Zvisinei, muwandu wehuwandu hweWash assets ($ 2.6 trillion) yaive yakakwirira, 3.154 kubva muzana, nokuti mari yacho inoramba ichibata zvisungo kubva mumakore apfuura apo kuwanikwa kwezvikwereti kwaive kwakakwirira.
Solvency
Kwemakore, Bhodhi reTrasti yakanyevera kuti kuchinja kwevanhu kuwanda kwakagadzira zvakasara kunogona kutungamirirawo kuChikwata kupera. Sezvo vacheche vacheche vanosvika makumi matanhatu nemashanu, vachisiya vashandi kuti vasarure, pachava nevashoma vatsigiri vanotsigira vamwe vatorwa. Dambudziko rezvemari muna 2008 rakangokurumidza kuita izvi. Basa risina maturo rinoreva kunyange kuderedza mitero yebhadharo mari.
Muna 2010, Obama kutengesa mitero , yakaderedza OASDI mitero yemitero ne 2 muzana, ichiri kuparadzira Bush tax cuts . Zvechokwadi, ndiwo waiva gore rokutanga kuti Social Security mari yaive isingakwanisi kubhadhara zvikomborero. Mari iyi yakagamuchira $ 637 mabhiriyoni kubva pamitero yemitero asi yakabhadhara $ 702 mabhiriyoni muzvikwereti.
Kunyange zvakadaro, mamwe mairi ayo, kubva kumarima uye mitero kune zvakabatsiri, zvinopfuura kuvhara mari dzayo. Kunyange zvakadaro, Trust Trust yakabudisa $ 2 billion kubva kuGeneral Fund.
Muna 2011, mamiriro ezvinhu akawedzera. Iko mari yose yebhadha yaiva $ 736.1 mabhiriyoni, kusanganisira $ 725 zvakabhadharwa zvakakwana muzvikwereti. Zvisinei, mari yayo inobva pamitero uye muzvikwereti yaiva $ 702.4 mabhiriyoni chete. Iko Mari yaida $ 102.1 mabhiriyoni kubva kuGeneral Fund, ichiita gore rokutanga reChikwama ichipa chikamu chekushaya mari . Nzvimbo yemari yemari yakapedzisira yakaguma 2% yebhadharo yezororo yezororo. IOamamacare yemitero kune mhuri dzakabhadhara mari yakawanda zvakare yakatanga muna 2013. Iyo yakawedzera mari kuChikwama, uye yakavandudza kukanganiswa kwemari kwayo.
Asi hazvizobatsiri nehuwandu hwemazuva ehuwandu hwekuchinja hutaurwa kare. Iko mari ye $ 2.9 trillion muzvigadzirwa zvinogona kupera muna 2038. Panguva iyoyo, mubhadharo wemutero wemitero unozovhara 75 muzana mari yegore negore.
Fixing Social Security
Kusiyana kwezvirongwa zviri kuumbwa kuti zvigadzirise solvency. Dzinoda kana kuderera kwezvikwereti zvakabhadharwa, kuwedzera kwemitero kana kuwedzera mune chikwereti. Sezvo chikwereti icho chakanga chisisakwanisiki, vadzidzisi vemitemo vanofanira kusarudza pakati pemamwe maviri akasara, zvakaipa zvisingafarirwi. Somugumisiro, hapana kuchinja kwechokwadi kugadzirisa solvency yeSocial Security Trust Fund yakashandiswa.