Dhidzirai Yenyu Yepamusoro neKuratidza Kuda Kwema Real Estate
Muchikamu chino, tichatarisa REIT dzenyika dzakawanda uye nei vatyairi vangave vachida kuzvifungisisa pamapostifoti avo kuti vakwanise kuparadzanisa dambudziko uye zvingangoderedza kudzoka.
Chii chinonzi REIT?
Nzvimbo dzekutengesa dzimba dzezvivako (REITs) mapoka makambani anewo uye kakawanda anoshanda nesimba kugadzirisa mari-inotengeserana zvekugara. Mukuwedzera pakuva neimba iyi, mamwe maRIT anoisawo mari muzvikwereti uye nezvimwe zvikwereti zvezvikwereti zvinochengeterwa neimba yekutengesa. Zvizhinji zveZVO ZVIKURU zvakapoteredza US zvinoshandiswa pamasangano evanhu vari kugoverana kwezvitengo.
Kazhinji, REIT dzinogamuchira kubhadhara mitero yakabhadhara inoita kuti varege kubhadhara mitero yekambani, chero bedzi pavanoparadzira huwandu hwakawanda (90% +) yemari yavo kune varairi. Zvakakosha kuziva kuti, pasinei nekudzivirirwa kwemitero miviri, chimiro hachirevi kuti maREITs ekurasikirwa kwemitero anopiwa kune vashandi kuti vashandise sekutakura-mberi kana kuti kubvisa mari inowanikwa.
Sei uchifanira kuisa muRITIT?
Pane zvakawanda zvakakosha kuisa mari muRITI zvose zviri munyika uye pasi rose. Semuenzaniso, Ibbotson Associates, tsvakurudzo yekutsvaga kwekutsvaga kweAmasstar, yakawana kuti umiridzi hwe REIT pane nguva yakaitika kare inowedzera huwandu hwevatengesi kudzoka uye / kana kuderedza dambudziko rose muzvikwereti zviviri uye zvikwereti zvakasarudzwa zvekuwana.
Kune vashandi vekuAmerica, nyika dzeRITIT dzakawanda dzinopa hukuru hwakasiyana-siyana muzviitiko zvizhinji zvakapiwa kuti iyo pfuma haisati yasungirwa kumusika weAmerica. Kune varairi vemarudzi ose, REITs vane pasi correlation coefficients nenyika yavo yepamusoro yemisika yemisika, zvakare. Yakasanganiswa, izvozvi zvinokonzera kuti REIT dzakawanda dzive sarudzo huru yekusiyana.
International REITs 101
International REITs ikozvino inofanirwa nehuwandu hwe REITs pasi pose, mushure mokutanga kwavo kubudirira muUnited States neAustralia. Aya mavheti anopa zvakawanda zvinobatsira uye zvisingabatsiri, asi anogona kukurudzira huwandu hwezvikwata zvepasi rose.
International REITs inopa mikana yakawanda kuvarimi, kusanganisira:
- Kuwedzera kweHedge Hedge - Imba inowanzotorwa sehutengo hwekuwedzera, sezvo inowedzera kuwedzera kukosha kwemazuva, pasinei nekudarika kwenyika.
- Kuparadzanisa Kwakasimba Kunobereka - Mazhinji REIT anopa zvikwereti zvakakosha zvezvibereko , nokuti mitero yemitero inoda kuti makambani aparidze huzhinji hwemari yavo.
- Conservative Management - Sezvo REIT inofanirwa kugovera mari yavo kune vatyairi, kutungamira kune mari shoma yekushandisa pamakambani anodhura mapfupa.
- Diversification - REITs ndiyo nzira yakanakisisa yokusiyana-siyana kwemaoko emakambani epakoti kuburikidza neyese yechikwata chemafa uye nzvimbo dzakasiyana.
Pasinei nehutsika hwavo hwakanaka, pane njodzi dzakawanda dzekutsvaga mari mumaRITIT akawanda enyika, kusanganisira:
- Zvematongerwo enyika Njodzi - Kodzero yenyika uye mitero inogona kunge inopisa mamiriro ezvinhu ezvematongerwe enyika munyika dzakawanda pasi pose uko nzvimbo dzekumba dzisina kunyanya kusimbiswa kudarika muUnited States
- Dambudziko reMari - Kuchinja kwemazana kunogona kukanganisa chero zvipi zvese zvekunze, asi kunyanya REIT, zvakapiwa hurukuro yakawanda yegoverwa inowanzoonekwa.
- Dambudziko reMitero - REIT kune dzimwe nyika inogona kunge isina mari yakawanda isina kukwana, kunyanya kana mutengesi ari kuteresa pamitero inowanikwa mari.
- Liquidity & Transparency - International REITs inogona kunge isina kukanganisa uye inopisa, iyo inogona kuisa njodzi dzakawanda kuvashambadzi, kunyanya avo vane nguva shomanana yenguva.
Nzira Dzakanakisisa dzekushandisa muRITIT
Nzira yakareruka yekuisa mari muRITIT yemarudzi ose ndeyekushandiswa kwekutsinhana-kutengesa mari (ETFs). Zvinonzwisisika, dzakawanda zveT ETF hadzisi kupa zvikamu zvekugoverwa, asi pane mari inowanikwa inogona kuwanikwa kubva kuzve kudzorerwa kwezvimwe zvikamu. Somugumisiro, mari yevatengesi inogona kunge iri nani kubva pakusarudza mamwe maRIT kuti atenge izvo zvinopa zvibereko zvakakosha.
Inonyanya kuzivikanwa pasi rese REIT ETFs inosanganisira:
- SPDR Dow Jones Global Real Estate (RWO)
- WisdomTree International Real Estate (DRW)
- SPDR Dow Jones Real Estate Real Estate (RWX)
- iShares S & P Dev yekare-US Property (WPS)
- iShares FTSE EPRA / NAREIT Dev Real Estate (IFGL)
The Bottom Line
International REITs inzira yakanakisisa yekusiyanisa chikamu chemapatoti uye kuwedzera kushambadzirwa kumisika yemasvingo kumativi ose enyika. Kakawanda nguva, nzira yakanakisisa yokutsvaga muRIT International dziri kushandisa ETFs, sezvo dzakatengeserana kushandurana kweUnited States uye dzinopa huwandu hwehuwandu kupfuura humwe REIT dzekunze.