Tanga nekuziva nzira dzose dzekutenga motokari yveshuwarisi. Zvadaro woyera zvipo zveumwe neumwe. Pakupedzisira, enda nemukati wako kunzwa.
Car inshuwarano inokosha zvikuru uye iwe unoda kuve nechokwadi kuti kugoverwa kunoitwa pachena munguva yekutenga. Hezvino kutarisa pamatatu emotokari yemishuwarisi uye zvakabatsiro zvekuva neagenzi.
Zvitatu Zvitsva zveGari Inishuwarenzi
- Mutevedzeri Wakatapwa: Anotora nhapwa inhengo inotengesa imwe yunivhesiti inonyanya kushandiswa. Aya mazamu haasi ega proprietors chete. Dzinoshanda zvakananga kune kambani yveshuwarenzi. Mutoro wevatapi vekutengesa ndekuisa bhizinesi nemumwe mutakuri wekutakura. Mamwe ehurumende yakawanda inotakura inshuwarheni yakadai seHurumende Farm , Allstate, uye Nationwide vanoshandisa nhapwa mavari. Maawa makumi maviri nemana mashekeri evanhu vanogona kutarisa kune vanotakura vakawanda asi mujeri anotarisa zvizhinji zvezvido zvemutengi zvakananga.
- Independent Agent : Munhu anozvimiririra inhengo inotengesa inshuwarisi kuburikidza nevatakuri vakawanda. Kunyange zvazvo munhu anozvimirira anogona kutengesa kunyanya kune mumwe mutakuri, ivo vachiri nekwanisi yekuisa bhizinesi nevamwe vatakuri kana zvichibatsira mutengi. Vachizvimiririra vashandi vanoshanda zvakananga nemudzimai vhesi iyo inishuwarenzi, vachibvumira kutsvaga zvakanyanya kwevatakuri mune imwe sangano. Vamwe vanotakura inshuwarisi vanoshandisa vanoshandiswa vanozvimirira vanosanganisira Auto-Owners, Citizens, uye Hastings Mutual. Maawa makumi maviri nemana mashekeri evanhu vanogona kutarisa kune vanotakura vakawanda asi mujeri anotarisa zvizhinji zvezvido zvemutengi zvakananga.
- Kutungamira paIndaneti : Kutenga zvakananga zvinoreva hakuna mujeri unobatanidzwa muhutano hwe inshuwarisi. Muchengeti anoita zvakawanda zvebasa kuburikidza nekutsvaga mazano ose akakodzera paIndaneti. Mamwe makuru einishuwarensi anotakura vatengesi vanosanganisira Geico, Progressive , uye Esurance.
Makomborero ekuva neAgent
- Unhu hwebasa : Basa revanhu pachavo chinhu chinotarisa vanhu vakawanda vari mu indasitiri yeinishuwarenzi. Neine zvakawanda zvekushandira maitiro zvinomanikidzira, iyo mweya wemhepo itsva kuti uone chiso chinonyemwerera, kana kuti kuwana munhu pane imwe foni iri kuedza kupedzisa nzira yako kuburikidza nezwi rinokurudzira. Mazhinji emibvunzo, kuchengetedza, uye zvinotenderera motokari yemotokari. Kuva nenhengo yakanaka nokuti iwe unogona kugara uchitaura nemunhu mumwechete unovaka hukama hwakasimba ndima dzakawanda nevamiririri vamiririri.
- Kuziva Nharaunda Yenyu: Kuva neaaaaaaaaaaaaaaaziva anoziva nzvimbo yakowo inobatsira. Mutumwa anogona kufanana newe uye iwe unogara kupi. Kana iwe une chikwereti , mutambi wehushuwarisi achaziva zvakanaka mazvitoro ezvitoro nemakambani egirazi kuti ataure munzvimbo yako.
- Mari Yokubhadhara: Cash iri kushaikwa, asi kune vanhu vasingadi kupa, mapurisa akawanda anoramba achibhadhara mari.
- Multi-policy Discount : Mukana mukuru wekutora inshuwarisi yako yese neyemagari ndeye-multi-policy discount. Vazhinji vekutengesa inshuwarisi vanopa michina kuburikidza nemumwe mujeri vanosanganisira motokari, musha, uye mari yemari iyo iyo yakabatanidzwa inowana mitemo yakawanda inotora. Mazhinji emakambani ekuIndaneti haasati ava kupa musha kana zviwanikwa zvemari zvinokonesa zvingave zvikwereti.
Kubatsirwa kwekutenga Direct
- Kutsvaga paIndaneti Inoshandiswa: Kutenga motokari yemotokari zvakananga ndeyekukurumidza uye yakanakisisa. Chero chero nguva masikati kana usiku, unogona kuenda paIndaneti uye unomhanya iwe pachako. Ndiyo nguva nguva inoshanda kubva kune imwe mujeri iwe unofanirwa kupa ruzivo rako rose uye kazhinji kumirira kubvuma. Kana iwe uri kukurumidza, kutenga zvakananga yako inshuwarisi online ndiyo nzira yakanaka yekuenda nayo.
- Zvichida Kuponesa: Zvinobvira kuwana mukana wepamusoro apo unotenga motokari yerishuwarenzi zvakananga. Sezvo vatakuri vakananga vasingabhadhari mutumwa commission, inoretically kuchengetwa kunopihwa kune mutengi. Imwe yishuwarenzi yekutakura haina kumbova isina-handedly yakanakisisa kana inodhura kune vose. Iwe uchatozofanira kuita tsvakurudzo yako pane iyo inotakura ndiyo inodhura pane yako chaiyo mamiriro ezvinhu.
Inishurenzi vashandisi havasisiri vvumo nemichina yezuva ranhasi. Izvo zvakanyanya pane zvaunoda iwe pachako pane zvaunoda kuita bhizinesi kana uchida mujeri kana kwete. Kana iwe uine rusununguko neinishuwarenzi terminology uye uchinzwisisa zvakakwana hurongwa hwako, hutangotaurirwa anishandisi isarudzo. Nzira yakanakisisa ndeyokutengesa kutengesa mari inodhura , basa rakanakisisa, uye mutakuri unofanirwa nemararamiro ako.