Wakave wakaona kadhi rechikwereti richisimudzira mapurogiramu ekubhadhara madhora emakiriti emakiriti emari. Kana, iwe wakaverenga nyaya dzevanhu vanofamba-famba munyika yose nekuda kwechinhu vachishandisa kadhi rechikwereti makiromita. Inogona kunge yakaita segimmick, asi chaizvoizvo inokwanisika kuunganidza makiromita uye kuvashandisa kuti vatange marwendo. Nhamba yemakiromita aunogona kuwana uye inofamba iwe unogona kutora nemakiromita aya anobva pane zvishoma.
Kana ukangonzwisisa kuti makadhi kadikiti anobata sei, unogona kusarudza kuti ibatsiro raunoda kushandisa.
Chii Chikwereti Kadhi Mari?
Kadhi-kadhi yemakirini ndeye rudzi rwekuvimbika kunobatsira apo mamwe makadhi emakwereti anopa kune vatengi semubairo wekushandisa kwekadhi ravo rechikwereti. Iyo iwe unowedzera kupedza pakadhi rako rechikwereti, iyo yakawanda mairaira iwe unowedzera . Semuenzaniso, kadhi rechikwereti rinogona kukupa muraira imwe chete yedhora rose raunoshandisa pane yako kadhi rechikwereti.
Chikwereti chekwereti uye mudivi wendiza anotsanangura kukosha kwekero rimwe rekadhi rechikwereti, sepenki neiraira, somuenzaniso. Kana wawana mazana akakwana, unogona kuzvidzikinura kuti uve nechikwata chechikwata chimwe chevadzidzi vemakadhi emakadhi.
Mafambisi ehurumende, kwete kadhi yemakadhi yemakadhi, akaisa nhamba yemakiromita anodiwa kutiza. Zvichienderana nehuwandu hwemakiromita wamakawana uye kukosha kwemaira imwe neimwe, munogona kushandisa makadhi enyu ekiriti kuti muwane ndege yacho pasina.
Kana iwe usina makiromita akakwana kuti uende, ungakwanisa kutenga makiromita akawanda kuti uite zvakasiyana, nekugashira kugamuchira kushandiswa pamutengo. Nhamba yemakiromita inotarisirwa kutizaira inobva pane kwaunenge uchienda uye mutengo wendiza pasina makiromita. Iwe unogona kunge uchida chero kupi zvako kubva pa12,000 kusvika ku 40,000 maira kuti uende.
Kana makadhi enyu ekwereti ane makadhi akasungirwa purogiramu yemapurisa kazhinji, iwe unogona kushandisa mibairo yako kuti uwane kukwanisa kugadzirisa zvigaro, kukwidzika kwepamusoro, kubhadhara matikiti, kana zvimwe zvekufambisa ndege.
Iwe Unowana Sei Mari yeKadhidhi Miles?
Nekufambisa ndege purogiramu dzenguva dzose, iwe kazhinji unongowana mairi pazvikepe zvako. Saka, kunze kwekuti iwe unowanzofambisa, inogona kutora mwedzi yakawanda, kana kunyange makore kuunganidza yakawanda mairaira kuti iende. Chinhu chinonakidza pamusoro pekwereti makiromita ndeyekuti iwe haufaniri kutambaira kuti uwane makiromita. Iwe unongofanira kushandisa kadhi rako rechikwereti.
Usati watanga kuwana mairaira, kutanga unofanirwa kuisa kadhi rechikwereti rine purogiramu yemakadhi emakiromita. Inenge imwe neimwe ikakwereta kadhi rechikwereti ine kadhi rimwe kadhi rechikwereti rine kadhi rechikwereti makiromita. Ongorora zvipo kubva kune zvakasiyana-siyana zvekadhi rechikwereti kuti uone kuti chii chinowira maererano nemitemo yako yekushandisa uye chinangwa chekuwana kadhi rechikwereti makiromita. Ramba uchifunga kuti iwe unowanzodikanwa kuva nechikwereti chakanakisisa kuti ukwanise kuwana mubayiro wakanakisisa wemakadhi emakadhi.
Makadhi emakadhi nemakadhi emakiromita mapurogiramu anowanzobhadhara mamaira pazvose zvekutenga kadhi rechikwereti, kufamba uye kusina-kufamba kutengesa zvakafanana. ( Cash kufambira mberi uye kuendeswa kwemashure hazviwani mari yechikwereti makiromita.) Izvozvo zvinoreva, iwe unogona kuwana mairi akakwana kuti usunungurwe pamba pasina kuve nyore uye nekukurumidza kudarika iwe unogona nekambani yekuendesa ndege.
Iko kuti, kana iwe usingafambi.
Mamwe makadhi emakadhi anopa mubairo mararamiro ako kana mamwe maitiro ekutenga nehamba yakakwirira yemakiromita, iyo inowedzera kana iwe uri kubhururuka kazhinji. Kupedza zvakawanda mumatambudziko aya kuchakubatsira kuwana kadhi rechikwereti nekukurumidza.
Kero kadi yemarikiti inogona kubviswa , kunyange mushure mokunge vawedzerwa ku-akhawunti yako. Somuenzaniso, kana ukadzoka kutenga, mairi mairi akawanikwa pamutengo iwoyo achaderedzwa kubva pamakiromita ako akaenzana. Iwe unogonawo kurasikirwa nekadhi yemakadhi enyukwereti kana iwe ukawa kumashure pamari yako uye iyo account yako haisati yakamira zvakanaka .
Zvinosuruvarisa, haugoni kuwana makirasi ako ekodhikodhi yakarasikirwa zvakare apo iwe unounza account yako kumashure. Saka zvakakosha zvikuru kuti urambe uri pamusoro pekubhadhara kadhi rechikwereti pane chero kadhi rekwereti rawakagamuchira kadhi rechikwereti makiromita.
Unogona Sei Kuongorora Chikwereti Chako Chekuita Mari?
Kana uri kuchengetedza chikwereti chekwereti makira kuti uende iwe unoda kutora kana iwe unongoda kugara nemakiromita wawakaunganidza, unogona kutarisa makirogiriti emakireti ako ekwereti mumatauro ako ekubhadhara achangobva kuitika, nokupinda mukati mako online credit card account, kana kudana kadhi rako rechikwereti.
Zvinogona kutora mazuva mashomanana mushure mekunge maita mutengesi wemakiromita kuti mukweretere ku-akhawunti yako. Nhare yako yekambani yemakadhi yekwereti inogona kupindura mibvunzo pamusoro pemakiromita chero kupi zvayo angave asina kurasika kubva kubhuku rako.
Zvakakoshawo kuti iwe uchengetedze kadhi rako rechikwereti maira kubva kubba. Mbavha anowana kuwanikodha yako anogona kudzikinura makiromita ako. Kana iwe usingateereri, iwe unogona kusatarisa kwemwedzi inoverengeka.
Iwe unogona kuchengetedza kadhi rako rechikwereti makiromita nekuita kuti uve nechivimbo chakasimba pane yako kadhi kadhi rekwereti. Mafaira epasi akaisvonaka anosanganisira mabhii makuru uye mabhesi, nhamba imwe chete, uye imwe nhu. Dzivisa kushandisa passwords yako pane mawebsite. Chengetedza makiromita ako nguva yakawanda uye zivisa chikwereti chako chekwereti chekwereti kana iwe ukacherechedza chipi zvacho chinoshungurudza. Vachazokwanisa kutarisa mimwe mibairo inoshayikwa, regai muzive kana vakadzikinurwa, uye vatsigire ivo kudzokera ku-akhawunti yako kana pane chero kushandiswa kusina kubvumirwa.
Iwe Unosunungura Sei Kwereti Yako Kadhi Miles
Kana ukangowana mazana makadhi emakadhi echikwereti, unogona kuvadzikinura kuti uwane chigaro pachikwata. Chengetedza purogiramu yako kuchinja kana iwe uchidzikinura makirini emakadhi echikwereti nokuda kwekuenda kwako. Ndege dzinowanzova nedzimwe nhamba dzezvikwereti zvezvikwereti pane imwe ndege. Kana kuti nhamba yemakiromita kuti iende ndege inogona kusiyana zvichienderana nezuva nezuva rekuvhara.
Zvichienderana nehurongwa hwemakiromita, iwe unogona kukwanisa kubatanidza kadhi rechikwereti kana kutengesa pakati pezvikwata. Iva nechokwadi chekuti iwe unoteerera zvakanakisa kudhinda nekubatanidza uye kutumira maira. Dzimwe nguva unogona kurasikirwa nemakiromita mukutendeuka pakati pezvirongwa.
Nzira chaiyo yekudzikinura makirini emakadhi ekwereti inobva pane kadhi rechikwereti rauri kushandisa. Paunenge uchitenga kutiza kwako kuburikidza nechigadzirwa chako chekubvisa chikwereti chako, unowanzopiwa sarudzo yekushandisa kadhi rako rechikwereti makiromita zvakananga nokuda kwekuenda. Iwe unogona kukwanisa kuregera mubairo wako pane imwe nzvimbo yepaIndaneti iwe unotarisa kadhi rako rechikwereti uye ubhadhara chikwereti chako. Kana, wako kadhi rechikwereti angave ane webasa rakasiyana rekudzikinura makira makadhi enyu ekwereti.
Somuenzaniso, American Express ine American Express Travel, Chase ine Makomborero Akakosha, uye Citi ine yayo Ndinokutendai mubayiro webasa. Tarisa nekadhi yako yekwereti yekwereti kana kuverenga kuburikidza nemari yako yekadhi yemakadhi ekutungamira kuti uwane matanho chaiwo aunofanira kutora kuti udzikinure kadhi yemakireti ako.
Dzimwe makadhi emakadhi anokubvumira kuti udzikinure mubairo wako zvekare sechikwereti kumatemu ako ekubhadhara kadhi rechikwereti. Iwe unofanirwa kuunza ruregerero mukati meimwe nguva yakapera mushure mekutengeserana-zvinoenderana nekutengeserana kwemashoko kune kadhi yako yekadhi yemakadhi.
Ko Chikwereti Chekubhadhara Miles Inokosha Here?
Chikwereti chemakiromita chakakosha zvakakwana, kunyanya kana iwe uchifunga kuti haufaniri kuita chero chinhu chipi zvacho kuti uwane kadhi rechikwereti makiromita. Chero bedzi paunosarudza kadhi rechikwereti rakakodzera, iwe unogona kupedza sezvaunowanzoshandisa kushandisa uye kuwana maira. Kakawanda kadhi rechikwereti hausi kupera uye kune kazhinji kashoma kubhadharwa zviyero izvo zvinokupa rusununguko rwakakura uye kushanduka kwekugadzira kadhi yako kadhi rechikwereti account zvino udzikinure mubairo wako kana wagadzirira.
Kana iwe uchida chaizvo kuvaka kadhi yako yekadhi yemakiromiti nokukurumidza, tora nzvimbo yako yakakwana yekadhi yekadhi nekadhi rako rechikwereti. Iwe uchawana makiromita zvakakurumidza kudarika kana iwe ukangoshandisa kadhi rako rechikwereti pano neapo. Ingoita kuti uone kuti iwe unobhadhara bhadha yako yakazara mwedzi wega wega kuitira kuti iwe usabhadhara chikwereti chipi zvacho. Kubhadhara kufarira kune chero rudzi rwekadhi yemakadhi echikwereti rinokonzera mibayiro yawakagamuchira, kunyanya pamabhadharo akakwirira.