Ndarama
Ndarama ndiyo inonyanya kukoshesa simbi munyika yose sehurumende nehurumende, pamusoro pezviuru zvemakore, inoratidza kukosha kwesimbi yakaratidza chiedza sechimwe.
Igoridhe ine dhiviri - inoshandiswa nemabhizimisi pamwe chete nemari yekushanda.
Ndarama ine kukwirira kwakasimba kune kupisa, inogona kushandiswa, uye inoita magetsi. Nokudaro, vashandisi vezvinoshandiswa zvinoshandisa 10 muzana yemugove wegovha wegoridhe gore roga rega, kusanganisira magetsi, mazino, uye zvezvehutano. Goridhe ine nhoroondo yakare sesimbi yezvishongo uye yakagadzirirwa, kana zvishongo zvinoda zvikwereti zve50 muzana yekugadzirwa kwegore negore. Pakupedzisira, goridhe mari uye varairi vazhinji vese pasi pose vanobata goridhe panzvimbo yezvimwe zvinotengeswa.
40 muzana yegoridhe rinogadzirwa gore rega roga rinowana nzira yekupinda mumatanda kana kubata nevashambadziri nehurumende pasi rose. Apo mari yekutsvaga inoda yakakwirira, mutengo unowedzera kuwedzera. Nyika dzine dzinopfuura 30 muzana yegoridhe yakambobudiswa munhoroondo yenyika sechikamu chekunze kwekunze kwenyika.
Kunyange zvazvo kugadzirwa kwegoridhe kunonyanya, zvinoreva kuti makambani anotsvaga uye abudise goridhe kubva kumucheto wepasi sebhizimisi ravo guru, inopfuura 70 muzana yesirivha inobudiswa munyika inowedzera.
Sirivha inobatanidzwa nemhangura, zinc, mutungamiri uye zvimwe zvigadzirwa zvesimbi. Zvichakadaro, sirivha isiriwo simbi inokwevera kudiwa kwekutsvaga. Sirivha inoshandiswa nemabhizimisi zvakare; solar panels, mafoni, makombiyuta uye zvimwe zvigadzirwa zvemagetsi zvose zvinoda sirivha zvikamu.
Platinum
Platinum isimbi inonyanya kushandiswa, nepo kune inenge 2,800 matani egoridhe yegore negore, kune inenge 250 tani yeplatatin output gore negore.
Platinum ine mishonga yakawanda yekushanda nemhaka yekukwirira kwayo kunopisa kupisa. Iyo simbi inewo basa sesimbi inokosha inoshandiswa nevashambadzi vakawanda sechinhu chinokosha.
Sezvo mari yekutsvaga mari, iyo mitatu inokosha inokosha yakasiyana nedzimwe zvinhu. Nepo matengo emamwe mabhuku akaenderera mberi achienda kumusoro uye akaderera mumitemo yemari, simbi inokosha inowanzokwikwidzana nemari semari. Currencies pasi rose ndeye pepa mapepa nemari yemari yakadhindwa uye yakaumbwa nehurumende kuti ishandiswe sepamutemo chetete.
Iko mari yekucherechedza inobatsira nokuti hurumende dzinotaurira kuti dzinofanirwa. Nokudaro, ndiko kutenda kwakakwana uye chikwereti cherudzi runonyora mari inopa iyo kukosha. Nyika inodzora kuti mari yakawanda inopinda sei mumusika. Zvisinei, kana zvasvika kune zvicherwa zvinokosha, ndezvekugadzirwa kwangu uye zvigadzirwa zvinogadzirisa kuwanikwa. Nokudaro, apo kutenda kwevanhu muhurumende inoparadzira mari inoderera, simbi inokosha inowedzera kuwedzera.
Siri inokosha inogona kunge iri kuwedzera kukuru kana ruzho mune zvikwata zvevanosunungura. Vanowanzogadzirisa zvinoparadza zvinokonzerwa nehutachiona kana zvichisvika pakudya mazai mazai. Pane zvikonzero zvina zvinonyanya kukoshesa zvigadzirwa zvemhando inokosha zvinofanira kuva chikamu chepurogiramu yekuchengetera kana yekugadzirisa:
- Apo varairidzi vakarasikirwa nekutenda mumapepanhau emapepanhau nemamwe maronda emari, goridhe nemamwe masimbi anokosha vave netsika vakachengeta tsika dzavo. Saka, simbi inokosha ichitoro cheupfumi panguva dzekusava nechokwadi kana dambudziko rezvemari uye kazhinji ine kuwirirana kusina kunaka nedzimwe dzimba dzemari.
- Munguva dzenguva ye hyperinflation kana hurumende inoputika, zvigadzirwa zvinokosha zvakagara zviri zvinhu izvo zvinoshandiswa sehurumende huru. Panguva yekubuda kubva kuNazi Germany muma1930, vanhu vazhinji vakaputika kubva kunze kwenyika kana kubhadhara kuenda negoridhe nemamwe masimbi anokosha. Kune mimwe mimwe mienzaniso yakawanda munhoroondo iyo masimbi anokosha akatsiva mari yemapepa senzira inogamuchirwa yekutengesa.
- Nhumbi dzinokosha dzakange dziri mari yezviuru zvemakore apo vazhinji mapepa emari akangogara aripo kwenguva yakareba. Iyo tsika yakareba yekukosha kwezvinhu izvi zvesimbi ndeye chirevo chekugara kwavo simba.
- Siri inokosha inofungidzirwa; zvinowirirana pamwe chete semari. Nokudaro, simbi inokosha ndiyo yekare yakawanda yemari munyika.
Kana zvasvika pakuisa mari mune zvicherwa zvinokosha, pane nzira dzakawanda dzekuenda nadzo.
Zvipfeko Zvepanyama uye Mari
Nzira yakanakisisa yekuisa mari mumidziyo yakakosha ndeyokutenga zvigadzirwa zvese. Bhari uye mari yakaitwa nendarama, sirivha, platinum uye palladium, imwe yesimbi yakakosha, inowanikwa kune vatengesi vemari munyika yose. Ndarama yegoridhe inowanikwa muhukuru kubva maawa mazana mana kusvika kune rimwe gramu. Sirivha, platinum, uye mapapiro e palladium zvakare anowanikwa mune zvakasiyana-siyana zvakakura uye zviyero. Kana iri kuuya kune mari, hurumende dzakawanda munyika yose yepainari yemari, kazhinji inotarisana nekukura kubva kune chegumi chimwe chete kubva kune imwe chete kusvika kune imwechete iyo inotenderwa mutemo munyika iyo inovaita. Kunyange zvakadaro, mutengo wemari idzi idzi inoshandiswa nemitengo yemidziyo inokosha.
Sirivha inokosha inokosha uye mari yemari inogona kutengeserana pamabhiriyumu kana kutengesa kune chaiyo yezvinokosha zvendarira. Izvi zvakasiyana-siyana zvinokonzerwa nekugoverwa uye kudiwa kwemapuranga nemari.
Paunotenga zvigadzirwa zvemuviri zvinokosha, zvakakosha kuwana kambani inoremekedzwa. Vatengesi vakawanda uye mabhangi vanozivisa paIndaneti kupa zvigadzirwa zvemuviri pamisika yekutengesa. Enzanisa matengo pakati pevatengesi asi chenjererai, ani naani anopa zvigadzirwa zvinokosha pasi pemutengo wemusika kana pamatengo akaderera angangodaro anonyengera. Kana iwe usingagutsikane nemutengesi, usatenga kubva kwavari. Nguva dzose zviri nani kuvaka hukama nekambani inogona kupa zvigadzirwa zvinokosha uye kuvatenga kubva kwauri kana ukasarudza kutengesa.
Pane zvipfeko pazvinouya pakutenga uye kutengesa zvigadzirwa zvemuviri zvakakosha, asi iyi ndiyo nzira yakananga yekugovera yefa. Sezvimwe zvinotora kutora kutora, vamwe vatengesi vachakupai kukutengesai zvidhina izvi uye vanozvichengeta kana kuzvichengetera iwe mune zvigaro zvakagoverwa kana kuti zvisina kugoverwa.
An allocated account ichakupa imwe bhar kana mari kana kambani isina kugoverwa inongova kuwanikwa kwebhuku wehudziri. Kana mutengesi achienda pangozi kana kunze kwebhizimisi, iyo allocated account ichachengetedza iwe wekutsvaga iwe sezvo iine chikamu chakaparadzaniswa apo huwandu husingatengeswi hunogona kuve dambudziko rekwereti uye mutengesi anogona kutadza kushandiswa kwako.
Funga nezvezvinhu zvinokosha zvesimbi pamisika semipiramidi. Pamusoro ndeye mutengesi wepanyama uye pasi apa zvishandiso zvinotsvaga kudzokorora kana kutama mukugadzirisa pamwe nesimbi inowedzera kuwedzera imwe yengozi.
Nguva uye Zvimwe
Nguva yekusarudzwa uye zvisarudzo mune ramangwana zvigadzirwa zvakakosha zvinotora. Iyi motokari inotevera danho riri pasi piramidi. Futures zvibvumirano zvekutengeserana kwekutengeserana, uye vane nzira yekuendesa vatengi nevatengesi. Nokudaro, nzvimbo yeramangwana inogona kuva chimiro chemuviri mune zvesimbi munguva yekutora nguva. Mutengi kana mutengesi anogona kutora simbi inokosha panzvimbo yebhadharo shoma kana kuti marita .
Zvisarudzo pane ramangwana zviriwo zvitsva zvinopa vanotenga kodzero asi kwete mutoro wekutenga kana kutengesa zvigadzirwa zvinokosha. Zvisarudzo zvakafanana neshuwarisi mitemo pamutengo. Vatengesi vezvasarudzo vanoita kambani ye inshuwarisi apo vatengi ndivo vanoita bhizinesi.
ETF uye ETN Products
ETF uye ETN michina inoshandiswa pakutsinhanisa kwematokari uye inotsvaka kudzokorora chiito chemari musimbi inokosha. Inonyanya kuzivikanwa yeEF products kune iyi yefa yekasi ndiyo GLD neIAU iyo inodzokorora chiito chemari mugoridhe. I SLV ndiyo ETF iyo inotengesa mutengo wesirivha uye PPLT inobatanidza nemutengo we platinum. Uyezve, pane dzakawanda zveT ET mune zvenyika inokosha.
Vamwe vachamuka apo mutengo wemasimbi chaiwo unomuka uye vamwe vachamuka apo mutengo weiyo masimbi inowira. Vakasimudzirwa ETN michero kukudza mutengo wekutengeswa mumutambo unokosha wezvigadzirwa. Iyi motokari inoderera pasi piramidi sezvo iri zvigadzirwa zvinobva kune zvimwe zvigadzirwa zvakadai sezveramangwana uye zvisarudzo zvinoshandiswa mumatombo anokosha.
Mining Equities
Imwe nzira yekuisa mari mumatombo anokosha emisika ndeyokutenga migove yekambani inobatanidzwa mumigodhi yekugadzirwa kwezvinhu zvakasikwa. Aya matanda anowanzosimuka kana mitengo yematare ichienda kumusoro uye inowira apo inoderedza. Zvisinei, avo vanotenga zviyero zvemigodhi vanofungidzira zvimwe zvinetso kunze kwemitengo yesimbi.
Kutenga kwechigadzirwa chemidziyo inokosha yekutayira ibheji pane hutungamiri uye huwandu hunogadzirwa zvekambani. Kana pane dambudziko pamwe chete, mutengo wemuitengo unogona kuparadzanisa kubva pane chiito chiri pasi pesimbi. Dzimwe nguva kugoverwa kwemigodhi kunodarika chiito chekutengeswa mumidziyo inokosha, uye pane dzimwe nguva ivo vanopera.
Paunosarudza chiridzwa munyika yenyika inokosha, zvinokosha kuita basa rako rechikoro. Nzira yakajeka yekutsvaga mari ndeyemusika wemuviri, asi imwe motokari inopa hutano hwakasiyana-siyana uye huwandu kana zvichiitika pakupinda nekubuda kubva panzvimbo. Chinhu chaunofanira kuyeuka ndechokuti unzwisise zvauri kutenga nekutengesa uye pangozi yeumwe wako.