Usati wasarudza kadhi rechikwereti, tora mhinduro dzemibvunzo shomanana.
Mhinduro dzemibvunzo yakawanda yemibvunzo iyi inogona kuwanikwa mukuzarura kunosanganisira kushanda kwekadhi rechikwereti.
Rudzii rwekadhi iyo?
Kune marudzi mazhinji akasiyana emakadhi emakadhi okusarudza kubva: nguva dzose makadhi emakadhi, mibayiro yekwereti makadhi , uye makadhi emakwereti emudzidzi, kutumidza mashomanana. Inzwisise kuti ndeyepi kadhi rauri kuda kushandisa usati wazadza shanduro.
Iwe uchashandisa sei kadhi rechikwereti?
Unoronga kubhadhara mari yako yakazara mumwedzi wega wega here? Kana zvakadaro, kadhi rinotengesa rinogona kuva rakanakisisa sarudzo. Ndiko kana iwe uine chikwereti chakanaka chinodiwa kuti uwane kadhi yekubhadhara. Uchave uchishandisa kadhi yako yekuenzanisa kuwedzerwa here? Iwe unofanirwa kutarisa kadhi rine inowanikwa-pasi purogiramu pakuderedzwa kweyeri. Iwe unoronga kutakura chikero kubva pamwedzi kusvika kune chinotevera? Kadhi rechikwereti rine avharesi-chibereko chakanaka.
Chii chinowanikwa gore roga roga?
Iko gore rega rega yehuwandu , kana APR, ndiyo inenge inoshandiswa kune zviyero zvaunotakura kunze kwenyasha.
Izvo zvakakwirira APR, iyo yakasimudza mari yako mari ichava iyo apo iwe une chikwereti chinoshandiswa uye iwe unowedzera kubhadhara kushandisa yako kadhi rechikwereti. Zvikwereti zvakawanda zvekwereti zvine APR yakasiyana pakutsvaga, kuendeswa kweyeri, nekufambisa mari. Iva nechokwadi chokuti unoziva APR kune imwe neimwe.
Nguva yakadini yenguva yenyasha?
Nenguva yenyasha inguva yenguva yaunofanira kubhadhara mari yako yakazara musati waita mari yezvemari yakawedzerwa.
Nguva yacho inowanzotaurwa mumazuva kubva pazuva rekubhadhara, kureva "mazuva makumi mana kubva pazuva rekubhadhara." Nguva dzenguva refu dzenyasha dziri nani nokuti dzinokupa nguva yakawanda yekubhadhara mari yako pasina kubhadhara mari yekushandisa nyore kushandisa chikwereti. Kana uchinge uine chikamu pane kadhi rechikwereti, kutenga zvitsva kunogona kunge kusina nguva yenyasha.
Chii chiripo mari?
Iwe unofanirwa kuziva chiyero chemari ipi uye mamiriro ezvinhu ayo mari yacho inoshandiswa. Mhando dzakawanda dzemari dzinosanganisa dzinosanganisira mari yegore negore, mari yapera, uye pamusoro-mu-mubhadharo wemari. Iwe unogonawo kuongororwa mari yekubhadhara kero yako pamusoro pefoni pazuva rakakodzera, uchikumbira mamwe mapepa ekutaura kwako, kana kuti kuva cheko yako yakadzoka.
Ndeipi mari yekubhadhara mari inowanikwa?
Nzira yekambani yekambani yekwereti yekuverenga mari yekubhadhara mari inobatsira pamutengo wemhosva. Dzimwe nzira dzinongotarisa chete mwedzi wemazuva ano apo vamwe vanoona mienzaniso yezvino uye yakapfuura. Zvitsva zvinotenga zvingave kana zvisingabatanidzwe mukuverenga.
Chii chikwereti chechikwereti?
Iyo chikwereti chikwereti chinokonzera simba rako rekutenga. Kana iwe uri mutsva kubhadhara chikwereti, kuchenjera kutanga nechechi chikwereti chechikwereti kuti uzive nemitemo yekadhi yemakadhi.
Mamwe mamiriro ezvinhu ezvemari anobvumira chikwereti chakakwirira. Iva nehanya ne-kwete-makadhi emakadhi emakadhi nokuti dzimwe nguva vanogona kutarisa vakadzingwa pamushumo wekwereti yako. Izvi zvinogona kuva nemigumisiro yakaipa pane chikwereti chenhamba.
Ndeapi mubayiro?
Mamwe makadhi emakadhi anopa mibairo yekushandisa yako kadhi rechikwereti. Iva nechokwadi chokuti iwe unonyatsonzwisisa chimiro chekupa mubayiro uye zvitenga zvinodiwa kuti uwane mubairo