Kana iwe unotakura kutakura chikwereti chekwereti chekwereti panzvimbo pokubhadhara chikwereti chako mwedzi woga woga, zvino wakaona mari yezvemari yakawedzerwa kune yako. Zvikwereti zvemari zvinoshandiswa pamarikiti yemakadhi echikwereti isingabhadharwi nguva isati yasvika . Kusiyana nedzimwe mari zhinji dzekadhi rechikwereti, mhosva dzemari haisi mari yakazara. Pane kudaro, mari yekubhadhara mari inotarirwa kune imwe yega yekubhadhara inoenderana nekuyera kwako uye chikwata chekuda. Kazhinji, zviyero zvepamusoro nemari yezvikwereti zvinokonzerwa nemari yepamusoro yemari.
Kusiyana kwemakadhi emakwereti anoverengera zvikwereti zvemari nenzira dzakasiyana. Kuti uwane kuti mukwereti wako anoyera sei mutero wako, tarisa kumashure kwechitatimende chekubhadhara munguva pfupi. Unofanira kuwana tsanangudzo ipapo. Kana iwe uchiziva kuti chikwereti chako chechikwereti chinotora sei mari yako yekubhadhara mari, iwe unogona kuenzanisa iwe pachako mari yekubhadhara uye unowana nzira dzokuderedza mari yaunotaripa iwe.
Pasi apa nhanhatu nhepfenyuro dzemari dzinogona kuverengerwa - imwe yakaitwa isina kukodzera mumakore gumi apfuura. Dzvanya pazvibatanidza zvekutsanangurwa zvakajeka kusanganisira muenzaniso wekuti nzira yekubhadhara mari yemari inoshanda sei.
01 Kuchengetedza Balance
Nzira yakagadziridzwa yakarongeka inotanga neyero iri pakutanga kwekubhadhara kwekubhadhara uye kubvisa chero zvikwereti zvawakaita munguva yekubhadhara. Kutenga hausi kuiswa mumari. Iyi nzira inoguma mubhadharo yepamusoro yepamari, asi haisi yakawanda yemakadhi ekubhadhara mari inoishandisa.
02 Average Daily Balance
Ivhareji yemari yemari zuva rimwe nerimwe inoshandisa kuwandisa kweyeri yako panguva yekubhadhara. Zuva roga roga rinowedzerwa pamwe uye rinopatsanurwa nenhamba yemazuva mubhadharo yekubhadhara. Iyi ndiyo nzira inowanikwa yakawanda zvikuru yezvemari inotarwa.
03 Daily Balance
Nzira yekuenzanisa yezuva nezuva yakafanana neyeroreji yemari yemari zuva rose nokuti inoshandisa kuenzanisa zuva rega rekubhadhara kwako. Panzvimbo yekuenzanisa chikero, zuva rega rega rinowedzera nehuwandu hwezuva nezuva hwe "zuva nezuva rebhadharo." Zuva rega rega mari yekubhadhara yakazara yebhadharo yemari yebhadhiro yekubhadhara.
04 Kutevedzana Kwekubhadharwa Kweviri
Mhirizhonga yakapetwa kaviri inoshandisa kuenzanirana kwemazuva ose emari yezvino uye yekutanga yekubhadhara. Iyi ndiyo nzira inodhura zvikuru yemari yemari inotarirwa uye haina kururama kumakadhi emakadhi nokuti inokwereta kufarira kune zviyero zvakatove zvakabhadharwa. Nenzira yevashandi vemakadhi emakwereti, nzira yepamusoro yekubhadhara mari yekuverenga mitero yemari yakange isina kubhadhara nekupfuura kweCredit CARD Act ya 2009.
05 Ending Balance
Nzira yekugadzirisa inoshandisa nzira yako pakutanga kwekubhadhara kushandiswa kwekubhadhara zvinyorwa pamwe nekubhadhara kwakaitwa munguva yekubhadhara-iyo ndiyo inonyanya kukosha kwako pamagumo ekubhadhara. Nhamba yemazuva mubheji yekubhadhara haibatsiri mari yebhadharo yemari.
06 Previous Balance
Nzira yekare yemari inoshandisa shanduko pakutanga kwekubhadhara kwekubhadhara iyo iriwo kugadzirisa kwekupedzisira kwekupedzisira yekubhadhara. Hapana mari yekubhadhara kana zvikwereti zvakabatanidzwa muchiyero. Nhamba yemazuva mubheji yekubhadhara haibatsiri mari yebhadharo yemari.