Mari Yekubhadharwa Kwemari Nokushandisa Kubhadhara Kwako Kuchinja
Kadhi-kadhi yemakadhi anoshandisa imwe yenzira dzakasiyana-siyana kuti uverenge zvikwereti zvako zvemari - mari yaunobhadhara paunenge uine chikwereti pane kadhi rako rechikwereti. Mhosva dzose dzemari dzinobva pauwandu hwako uye iwe unofarira mari. Nzira dzinopesana nenzira iyo kadhi yekwereti yekwereti inotora chikamu asati ashandisa kufarira. Kuziva kadhi yako yekubhadhara mari yekubhadhara mari kunogona kukubatsira kuti uone kuti ungaderedza sei mari yako yekubhadhara mari, nokubhadhara mberi kwekubhadhara mari mune dzimwe nguva.
Chikwereti chako chekwereti chekwereti chinopa nzira yekubhadhara mari yemari sekambani yekambani. Iwe unogona kuwana nzira iyo yako kadhi rechikwereti rinoshandisa kuburikidza nokuverenga chibvumirano chako chekadhi rechikwereti, kuverenga kumashure kwekatendi yako yekubhadhara zvinyorwa, kana kutumira kadhi rako rechikwereti chekwereti.
Kuti nzira yakagadziridzwa yakadzika inoshanda sei
Nzira yakagadziridzwa yehuwandu yekuverenga mari yako yekubhadhara inoshandisa chikwereti chekare kubva pakupera kwekupedzisira kwekubhadhara kwekubhadhara uye kubvisa chikwereti chero chipi zvacho uye zvikwereti zvakaitwa panguva ino yekubhadhara . Zvitsva zvitsva zvakaitwa munguva yekubhadhara zvinenge zvisati zvanyatsogadziriswa muhutano hwakagadziriswa. Iyo purodidic muyero, chikwereti chako chechikwereti chakaputsika zvichienderana nekubhadhara kwako, inoshandiswa kune chikamu chakagadziriswa kuverenga mari yekubhadhara mari.
Heano muenzaniso wekuti mari yako yekubhadhara mari ingatorwa sei kana kadhi yako yekubhadhara chikwereti inoshandisa nzira yakagadziridzwa nzira.
| APR | 14% |
| Periodic rate | 1.17% |
| Mazuva ekubhadhara mhepo | 30 |
| Previous balance | $ 1,000 |
| Payment 16th day | $ 100 |
| Chengeta 20th day | $ 50 |
| Kupedza kukwana | $ 950 |
| Chigadziriswa chiyero | $ 900 |
| Financial Charge Calculation | $ 900 * .0117 |
| Financial Charge | $ 10.53 |
Iyo nzira yakagadziriswa nzira inokupa imwe nguva yenguva yenyasha pakutsvaga kutsva. Nokuti kutenga kunenge kwaitwa mubhadharo yekubhadhara haisi kuiswa mubhadharo yako, haungabhadhara chikwereti kwavari kana iwe uchibhadhara kunze kwezuva rokupedzisira rekubhadhara.
Kuenzanisa Balance vs. Zvimwe Mazano Mazano
Pese nzira dzekuverenga mhaka dzemari, nzira yakarongeka yekugadzirisa inowanzowedzera mubhadharo yepamusoro yepamari kune vatengi.
Zvinosuruvarisa, kwete vazhinji vane kadhi rechikwereti vanoshandisa nzira iyi. Zvose zvinoshandiswa kana kuenzaniswa kwezuva nezuva kana kuenzanisira nzira yekuenzanisa zuva rose inofunga nezvekutengesa kwose kwakaitwa munguva yekubhadhara uye, uye kutenga kunoitwa munguva yekubhadhara kwemari mune dzimwe nguva.
Kudzivisa Kuda Kwemari
Iwe unogona kunyanya kudzivisa kubhadhara chikwereti nokubhadhara kadhi rako rechikwereti muyero mwedzi mumwe nomumwe. Kwete chete iwe uchachengetedza mari pamusoro pemhosva dzemari, iwewo uchabvisa mukana wekuunganidza kadhi rechikwereti chikwereti. Iwe unogona kusakwanisa kubhadhara chikwereti pane mari yakatarisa mberi, iyo inogona kutanga kuunganidza mari yemari iko pakarepo zvichienderana nemashoko ako kadhi rechikwereti.
Kana iwe uine chikamu pane kadhi rako rechikwereti, haungakwanisi kudzivisa kubhadhara mari yemari kutozosvikira wasvika pakero zero. Sezvaunobhadhara chikwereti chako chekadhi rechikwereti, mari yako yemhosva ichaderera mwedzi woga woga kusvikira chikwereti chadzorerwa zvachose.