1. Ko muteresi anonditengesa here?
Rimwe remibvunzo yakakura yevanhu pamusoro pevatengesi vemari chikwereti chavanokwanisa kuenda kutevera chikwereti.
Ehe. Vanokweretesa chikwereti vanogona kukupomerai kwenguva yakareba chikwereti chiri mukati memutemo wekukanganisa - nguva yakatarwa nehurumende inopedza nguva yekwereti inokwanisika pamutemo. Kana chikwereti chikwereti ichikuteerera iwe, usazvicherechedza. Kana zvisina kudaro, muunganidzi anogona kuwana mutongo usingagumi pamusoro penyu uye gare gare vanogadzirisa mubairo wenyu kana kubhadhara mari yako yebhangi. Bata gweta kana iwe ukapiwa mhosva yekutongwa kubva kune chikwereti mutora.
2. Ko muteresi anogona kutora zvangu here?
Vanokweretesa chikwereti kazhinji havagoni kutora pfuma yenyu, asi pane zvimwe zvisiri izvo. Kana chikwereti chacho chakasungirirwa kune pfuma mutori anogona kukwanisa kuzvidzorera zvakare. Kana, kana muteresi akakurudzira uye akawana mutongo pamusoro pako, muteresi anokwereta angakwanisa kutora imwe nzvimbo sezvaakabvumirwa nedare.
3. Vanokwanisa kundibata here?
Vateresi vateresi havana simba rekuita kuti musungwe nokuda kwechikwereti. Zvisinei, kana iwe ukakanganisa dare remutemo, semuenzaniso wekuda kuonekwa mumatare, mutongi anogona kubudisa gwaro rekusungwa kwako.
Zvichienderana nemitemo iri munharaunda yako, unogona kusungwa kune zvimwe zvikwereti zvakadai sekutsigirwa kwevana vasina kubhadharwa kana matikiti emigwagwa.
4. Vanokwanisa here kuudza mhuri yangu kana shamwari nezvekwereti yangu?
Vateresi vateresi vanogona kutaura nezvechikwereti chako kumubereki wako kana uri pasi pemakore gumi nematanhatu, wako wako kana iwe wakaroorwa, kana kuti gweta rako kana iwe uine imwe.
Zvimwe kunze kweizvozvo, zvinopesana nomutemo kune vateresi vateresi kutaura pamusoro pemari yako kune umwe munhu umwe wekweretesi wepakutanga uye yezvikwereti zvekwereti.
5. Vanowanzotumidzwa kudana kangani?
Mutemo haurevi nguva dzinoverengeka chikwereti chekuunganidza chikakudanai. Iyo inotaura kuti vateresi vateresi havabvumirwi kukushevedza iwe kakawanda kukugumbura iwe. Kana chikwereti chikwereti ichikukududzira kudzokera kumashure, vangave vari kuputsa Mutemo Wematokisi Akakosha Kukohwa .
6. Ndingarega here kubhadhara chikwereti chekuunganidza mari?
Iwe unogona kumisa chikwereti chikwereti kubva kukushevedza nekutumira tsamba yakanyorerwa. Kana imwe chikwereti chikwereti ichigamuchira tsamba yako, vanogona kukutumira iwe zvakare kuti akuzivise kuti vanofunga kuronga sei, kana vakaronga kuenderera mberi.
7. Vanokwanisa kudana foni yangu here? Zvakadini nekudana kwandiri kubasa?
Vateresi vateresi vanogona kudana foni yako kana iwe wakapa nhamba senzira yekukurukura newe. Hapana mutemo unopikisa vatengesi vanodana foni. Vanogonawo kukutumidza iwe kubasa kunze kwekuti vazive kuti mushandirwi wako haakubvumi kutora foni dzakadaro.
8. Ko chikwereti chikwereti chinogona kuparadza chikwereti changu here?
Vateresi vateresi vanobvumirwa kuisa kero yekusungirirwa pamushumo wekwereti yako uye vazhinji vanoita. Zvinosuruvarisa, chikwereti chikoro ndechimwe chezvinyorwa zvakashata zvekwereti yemari yako yekwereti uye zvinokuvadza zvakanyanya chikwereti chako.
Kubhadhara kokorodzano kunobatsira, asi hazvibvise kubva kumurairo wako wechikwereti. Sekusanganiswa kwemakore, ichaita kuti chikwereti chako chikwereke zvishoma.
9. Ndingaona sei kana chengetani chiri pamushumo wangu wechikwereti?
Iwe unogona kutarisa chikwereti chako chesununguko kuburikidza kuenda kuCentralCreditReport.com. Vamwe vateresi vanongoudza kune imwe nzvimbo yekwereti, naizvozvo chengetera mitsara yako nezvose zvitatu zvakakura zvikwereti zvekwereti - Equifax, Experian, uye TransUnion. Iwe unogonawo kushandisa masangano akaita seCreditKarma.com, CreditSesame.com, uye Quizzle.com kuti uone mutero wako wekwereti pasina. Kana zvisina kudaro, iwe unogona kutenga chikwereti chekwereti yako paIndaneti kuburikidza nedzimwe nzvimbo dzewebhu dzekwerekiti.
10. Nzira yekuwana sei kuunganidza chikwereti changu chekwereti?
Zvinogona kuva zvakaoma kubvisa chikwereti chekukweretesa kubva kumushumo wekwereti yako, kunyanya kana iri gwaro rakaunganidzwa rekuunganidza.
Kana kuunganidzwa iko kukanganisa kana kupfuura chikamu chekupa chikwereti chekwereti , nzira yakanakisisa yokuibvisa nayo ndeyokupikisana nayo . Unogona kuedza kubvunzurudza mubhadharo kuti uwane chikwereti chausina kubhadhara kana kukumbira kubviswa kwekunaka kana iwe wakatove wakaripa.
11. Chii chaunofanira kuita kana kuunganidza hakusi kwangu?
Iwe uri pasi pekusungirwa kusabhadhara chikwereti chekuunganidza icho chisiri chako. Dzokoranidza chikwereti kubva kumushumo wekwereti yako kana yakanyorwa. Iwe unogona kumisa kukanganwa kwemafoni kusina kutumira nekutumira tsamba yakanyorwa inokumbira chikwereti chikwereti kuti chirege kukudana.
12. Ko kuunganidza kunozoenda kana ini ndikasaibhadhara here?
Mutemo wekukanganisa unogona kupera pane chikwereti chinoita kuti zvibvumirwe pamutemo - muteresi anotora haagoni kukupomera. Iyo chikwereti chekupa chikwereti chenguva chinogona kupera izvo zvinoita kuti zvibvumirwe pamutemo kuti chikwereti chinyorwa pachikwata chako chekwereti. Kunze kwekuti chikwereti ichibviswa, iwe uchine chikwereti zvachose, kunyange mushure mekunge mirefu yekutongwa uye kukwereta chikwereti yapera.