- Bodily Injury
- Kukuvadza Kwemotokari Yako
- Kukuvadza Kune Imwe Motokari
- Kukuvadza Kunzvimbo
Mushure mokunge tambosaona pangozi yechando, vanhu vazhinji vakasara vachifunga kana motairi yavo yemotokari ichavhara zvinokanganisa.
Ko yako yakasarudzwa motokari inshuwarheni yekugovera inokwana here? Cherechedza kuti rudzi rwemhando ipi neipi yechipupuriro yaizofukidzwa.
Ngatitorei chimwe chinhu kunze kwekukurumidza chaiyo. Kana iwe ukanyura pamusoro pechando uye ukarova imwe motokari kana chero chinhu chipi nechipi pamusoro pechinhu ichocho, zvinonyatsotaridzirwa kuti pane-pamhosva kudai yako inshuwarisi carrier. Hazvina mhosva kana mapurisa achikuendesa kuenda pasina tikiti, mumwe munhu ane mhosva uye haasi kuzova ice. Kutyaira nekukurumidza kumamiriro ezvinhu kazhinji chikonzero chinopiwa. Dzimwe nguva hazvina basa kana iwe uchityaira nehombodo, uri mumugwagwa uri paine mhosva-yakakwana. Ndakataura, pakutanga, izvozvi zvinowanzovhiringidza.
Kukuvadza kune vamwe
Kana mumwe "mutambo" mune imwe motokari kana munhu anofamba achikuvadzwa nemhaka yemotokari yako inotasva pamusoro pevha, kuputika kwako kwekukuvara kwepomuviri kuchavhara kurasikirwa kusvika pamitemo yako yakatarwa. Mitsara inorongwa nemunhu / panjodzi, somuenzaniso, mutemo wako unogona kuva nemiganhu yepamusoro $ 25,000 pamunhu / uye kusvika ku $ 50,000 pangozi.
Kuzvikuvadza Iwe pachako kana Vatasvi
Kubhadharwa Kwechiremba kana kuparidzirwa kwePIP kunogona kushanda kune zvinokuvadza iwe pachako nevamwe vafambisi. Coverage level ichasiyana zvikuru zvichienderana nekugara kwaunogara uye nekushandiswa kwawakasarudza. Mamwe mapepa ePIP akavhara mari yakarasika, mari yekuvandudza, nezvimwewo.
Kukuvadza Motokari Yako
Kana uri kutarisira motokari yako yunivhesiti ichavhara mhirizhonga inotsigirwa nemotokari yako mushure mekubata chigamba chechando, iwe unofanirwa kugoverana kuputika .
Kugoverana kwekuputika kwaizova kugoverwa kwaunoda kana iwe uchirova chirwere chevarindi, imwe motokari, bhokisi remaosi, kana chimwe chinhu chipi zvacho chisina upenyu. Ronga pakubhadhara yako yakabhadharwa kusati kwasvika chero mari ipi zvayo yemari yakabhadharwa.
Kukuvadza Kune Imwe Motokari uye Imba Kuparara
Imwemhosva inokonzerwa nehupfumi inobhadhara mumatunhu akawanda kana kukanganisa kune motokari yemumwe munhu kana bhokisi remasuo, kana chiratidzo chekumira. Zvakanaka zvikuru nyika yose inoda zvimwe zvinokanganisa zvipfeko zvepfuma. Iyo yakavharidzirwa yepamusoro yakawanda inouya kubva kuNew Jersey nePennsylvania ine zvishoma zvido zvinoda $ 5,000 pane pfuma yekukuvara. Sezvaunogona kuona, zvishoma zvinogona kunge zvisina kukwana.
Vatyairi vakawanda vanonzwa kuti havakwanisi-mhosva pamushure pekudonha pazaya. Inonzwa ichinzvengeki. Kana iwe uchigara kumaodzanyemba kwehurumende iwe unonyatsoziva kuti zviri nyore sei kuti zviitike. Kuzvidzivirira kwako kwakanakisisa pakusvetera pazaya ndiko kuramba uchibva mumugwagwa. Kana iwe unofanirwa kubuda ikoko, iva nechokwadi chekusiya nzvimbo yakawanda pakati pako nemotokari pamberi pako. Uyewo iva nechokwadi chekufambisa pamhanho yaunoziva inokupa iwe kudzora motokari yako. Usambofa uchingura mabheki uye udzidze nzira yekudzinga kunze kwechikwata.
Towing Claim
Kutsika pamusoro pechando kunowanzokonzera kudiwa kwetoka. Zvichienderana nezvinotungamirirwa nemotokari yemotokari yako, inogona kupa kugoverwa kwekutorera kana kuti mari yekukubudisira kunze kwedongo.
Dana nhengo yako yemotokari yemainishuwarenzi kuti uone kugovera kwako. Dzimwe nguva kubvunzwa kunogona kuiswa panguva yaunoda toro uye iwe unogona kudzivisa kubhadhara chero mari kubva muhomwe.
* Kutaurazve Zvakare: vagari vemuMichigan vanoona kuti kudanidzira kwekupopotedzana uye zvikuvadza zvinokuvadza zvinoshandiswa sei munharaunda yako.
Mamwe rubatsiro Nekudaidzwa