Chirevo chechidimbu kune chikamu chekutsvaga mari kwevatangisi
The Basics: Kutsvaka kuchengetedzwa
Vazukuru vakanaka vatengesi vanowanzotarira kuchengetedzwa kwekugoverana. Izvi zvinonyanya kuyerwa nechikamu chekugovera chikamu . Kana kambani inowana $ 100 mamiriyoni uye ichibhadhara $ 30 mamiriyoni muzvikamu, chikamu chinogona kunge chakachengeteka kudarika kana kambani iri kuripa $ 90 mamiriyoni muzvikamu.
Muchikamu chekupedzisira, kana zvikwereti zvawira ne10 muzana, pakanga pasina kumira kwakasara kuti vatungamiri vashandise. Sezvo mutemo wakawanda kwazvo, vatengesi vatengesi havadi kuwona zvinopfuura 60 muzana yezvikwereti zvakabhadharwa sezvikamu.
Paunofunga nezvekugoverana kwekugoverana, usazviwana wakanyunguduka muhana yenyaradzo yekunyaradza nechikwata chebhadharo chebhadharo chepasi. Sezvo mumwe muzvikwereti akakurumbira akataura, hazvina basa kuti nhamba dzakanaka dzinoita sei kana uri kuongorora imwe shambani yemagetsi kuNew Orleans nokuti kune ngozi yakawanda yenzvimbo.
Chinhu chinotyisa, chisingasviki-chine simba chine simba chinogona kukanganisa chinhu chose.
Tarisa makambani ane mari yakasimba uye mari inoyerera. Iyo yakanyanyogadzikana mari inouya kuzovhara chikamu, iyo yakakwirira iyo mubairo wekubhadhara inogona kuva isina kukonzera kushushikana kukuru.
Tarisa pamusoro pekuparadzanisa kwepamusoro kugovera kana kuwedzera kwekuwedzera kukura
Vaparidzi vakanaka vanotengesa vanowanzotarisa pamusoro pekugoverwa kwekugoverwa kwepamusoro kana kuti kugoverwa kwekugoverwa kwehuwandu hutano .
Vose vari vaviri vanoshumira mabasa akasiyana muzvikwata zvakasiyana-siyana uye vane vateveri vavo.
Nharaunda yakakwirira inobereka michero inoguma mune mari yakawanda yemari ikozvino, kazhinji kubva kumakambani anokurumidza-kukura ane mari yakawanda inowedzera mari yekubhadhara chikwereti chezvikamu.
Mumwe mutengesi ane urongwa hunotarisana nehuwandu hwekukwiridzirana kwezvikwata huchawana mari mumakambani anowiripa mari shoma-kudarika-inowanikwa zvikwereti asi iri kukura zvakakurumidza, kuti mukati pemakore mashanu kana gumi mari yakakwana inotorwa kubva padanda yakaenzana kusvika kune yakawanda kana kupfuura yakawanda kupfuura iyo ingadai yakagamuchirwa uchishandisa imwe nzira yakakwirira yegoveri zvibereko zvinosvika.
Semuenzaniso, panguva yeWalmart, Inc. yekuwedzera kwechikwata, yakatengesa pamutengo wepamusoro -kusvika-kuwanikwa iyo mugove wegoverwa wakanga wakaita muduku. Asi zvitsva zvitsva zvaizarura zvakakurumidza, uye mugove wega wega mugove wekugoverwa kuwedzera kukurumidza zvakanyanya sezvo zvikwereti zvakakwira zvakanyanya-zvakakwirira, kuti kutenga uye kubata nzvimbo zvingadai zvakakushandura iwe kuva mamiriyoni muparidzi munguva .
Muzviitiko zvisingawanzoitiki, dzimwe nguva unogona kuwana makambani ane zvose zviripo zvekugoverwa kwekugoverwa uye nechokuita nekukwirira kwemajeri ekukura kwechikwata muhupfumi hwakasimba. Apo mamiriro ezvinhu akadaro anoitika, kunyange zvazvo asiri pangozi, vanogona kukwanisa kubvumira mhepo yakawanda yekusasa mari inotevera.
Kugovana Kunobhadhara Muenzaniso Wokuwana
Kana chikwereti chikwereta $ 1 chikamu uye iwe unogona kutenga chikamu che $ 20 mumwe nomumwe kuburikidza nemutengesi wako, sengo iri rine 5 muzana mugove wekugoverwa nokuti ndiyo yakaenzana nhanho yekutora iwe uri kuwana mari yako [$ 1 chikamu chinokonzerwa ne $ 20 mutengo wemari =. 05, kana 5 muzana]. Muchiitiko ichi, dai iwe waizoshandisa $ 1,000,000 muzvikamu zveparadhesi ne 5% mugoverwa wezvibereko, iwe ungagamuchira $ 50,000 mugoveri mari
Kufanirwa kugoverana Kuwana uye Margin Accounts
Kana iwe uri kuisa muzvikamu zvezvikamu, tarisa zvikamu zvinosarudzwa se "zvakakodzera." Kana iwe uchitengesa zvikwereti zvitsva mumatsva ako kutsvaga mupiro wemari iwe unogona kukanganwa pamutero unobhadhara. Nharaunda dzinokodzera dzakagadziriswa dzakachengetwa kwenguva yakareba, kazhinji mazuva makumi matanhatu kana kupfuura, inowana rubatsiro rwemari inotapudza mutero .
Kana iwe uchitenga zvikwereti zvikwereti kuti uwane chikamu chekugoverwa uye uda kuzvidzora nokukurumidza, iwe unofanira kubhadhara iwe nguva dzose yekutengesa mubhadharo pane chikamu chekugovera.
Kana iwe uchinge uchitora nhaurirano yemugove panzvimbo yekodha yemari , zvinodaro kuti iwe mutengesi achazotora chikamu chezvitoro iwe iwe uye ochikweretesa kune vatengesi vanoda kuvhara pesa . Vaya vatengesi, avo vangadai vatengesa nhumbi yawakachengetwa mubhuku rako pasina iwe uchizviziva, ane basa rekubhadhara iwe chero zvikomborero zvawakapotsa sezvo iwe usingatombogadziri chikafu panguva ino.
Mari yacho inobva mubhuku ravo chero bedzi ichichengetedza nzvimbo yavo pfupi yakazaruka, uye iwe unowana mari yakaenzana neyo iwe ungadai wakagamuchira mubhadharo chaiwo wega. Sezvo mari yacho isiri mari inowanikwa mari, haugoni kuiita semari inokodzera mari inowanikwa. Panzvimbo yekubhadhara chikamu chebhadharo chebhadharo, iwe unofanirwa kubhadhara mari yako yemutero.
Vashandi Vanotarisira Kugoverwa Kuisa
Vashandi vanochengetedza maitiro vanofarira kushandiswa kwekugovera mari nokuti kune humwe huchapupu hwakawanda hwekuti sekirasi, zvikwata zveparadho zvinowedzera zviri nani munguva. Dzimwe dzidziso dzinoti kambani inotanga sarudzo inoparadzanisa masimba ekutungamira kuti iwedzere kusarudza mukutenga uye mari yekugoverwa kwemitemo, zvichiita kuti pave nehuwandu huri nani hudzoke.