Usazounganidza neGeneral Gains Cult - Yesiyo Mutengo Wega Haisi Iyo Yese Mufananidzo
Zvinotaridzwa neBhodi reVatungamiriri uye zvikamu zvose zvebhorosi iyo inobhadharwa inozivikanwa sehuwandu hwekubhadhara chikamu . Makambani akwegura, akakura zvakanyanya, uye asina mikana yakawanda yekuwedzera inogona kuva nehupamhi hukuru hwekubhadharwa huri nani kune avo vari vaduku, vaduku, uye vanokurumidza kukura.)
Mufananidzo unogona kubatsira kusimbisa pfungwa yangu. Fungidzira iwe uri wekudyidzana mune bhizinesi rega rega uye zvikamu zvako zvakakosha pa $ 500,000. Kwemakore gumi, iwe unobata pane izvi uye mutengo hauna kuzowedzera, asi panguva iyi imwe nguva, unogamuchira $ 1,500,000 mune zvikamu zvemari. Zviri pachena kuti izvi zvakange zviri kushandiswa kukuru uye iwe unofanira kufara. Gore roga rega, unogamuchira zvinyorwa zvakakosha mumishumo nekuda kwehuwandu hwako. Zvisinei, kana iwe ukanga uchiteerera kune vhidhiyo, kana kutarisa chati chechikwata, iwe unofunga kuti iwe wekutsvaga iwe kusakundikana zvachose.
Sei? Nhepfenyuro yezvemari haisanganisi zvikamu zvose zvakagamuchirwa mukugadzirisa vashandi vanozodzoka vakawana nekugadzira pesa. Zvechokwadi, munyaya iyi, yako chati chati icharatidza gorofa rakasvibirira, zvichiita kuti vakawanda vatsva vatengesi vatende kuti iwe wakanyatsorasikirwa nemari mushure mekutsvaga kwemakore pamusoro pemakore gumi wawakabata zvikamu zvako.
(Pamusoro pebhuku rangu rega, ndakatsanangurira zvinhu zvitatu zvinoshandiswa nevashandi vanofanirwa kusanganisira kuwedzera kunyatsoruramisira kune vashandi venguva yakareba vakanga vachida kuita kudaro.)
Ndinotenda kuti kutarisa uku ndiko unyanzvi hwemabasa. Unogona here kufungidzira kuenda kunechiremba uyo aisaziva kuverenga X-Ray? Nhamo iyi ndeyekuti izvi zvinoshamisa ndezvitsva. Kusvikira iyo huru yemisika yemakambani yakatanga muma1980, zvakanzi icho chinangwa chekambani chaiva chekubhadhara zvikwereti, izvo zvinomanikidza kufungidzira kudzoka kose panzvimbo pekuwana mari huru chete. Nevanhu vakadhakwa nekutsvaga hupfumi hwemausiku uye netsika yekubhejera, zvakava nyore kwazvo kuzvifungidzira iwe pachako kutenga kutenga uye kuitarisa kuenda kune mwedzi pane kutenga zvigadzirwa uye kutora zvishoma nezvishoma mari pamwe nekutenderera.
Kana uchida humwe uchapupu huno pfungwa dzakapararira kunyange mari yehupfumi inofunga izvi: Chikanganiso chakanyanya kufanana chakaitwa nemutori wenhau ndechekuratidza kuti zvakatora makore anopfuura makumi maviri kuti misika yekutengesa iwane yepamusoro yepamusoro yepamusoro shure kwekutambudzika kukuru. Kunyange zvakadaro, zvidzidzo zvedzimwe zvezvemari zvakaratidza kuti mumwe mubhadhati uyo akashandisa mari yakarambidzwa akabhadhara kuwedzera uye akadzorera zvikamu zvake zvikamu zvakaputsika kunyange mumakore mashoma semakore mashanu nemashanu, uye nenguva iyo mushamba wakadzokera kune imwe yepamusoro, yakagadzirwa mhedziso yakakwana.
Izvi zvinokonzerwa nechimwe chinhu icho Dr. Jeremy Siegel paWharton University inonzi "yekutengeserana kwebhebhe rebhebhe", iyo yandakakurukura mune imwe nzvimbo pamusoro pekutsvaga mumafuta emafuta.
Chikonzero nei izvi zvichitsvaga pahuwandu hudzoka uye kwete mari inokosha inofanira kukubatsira iwe
Mazhinji emakambani makuru munyika anobhadhara zvakanyanya, kana zvisingaverengeki, zvebhizimusi rega rega rinobudiswa kubva kumashandiro akaita sechine chikamu chemari. Makambani akadai saJohnson & Johnson, Coca-Cola, General Electric, Apple, Exxon Mobil, Nestle, United Technologies, McDonald's, uye The Walt Disney Company vanowanzodzorera mari inowanikwa gore rese kune vashandi vari mubhadharo yemari uye kugoverana mutengo mapurogiramu . MuChikonzero Chinokonzera Kushusha Kwava Pedyo Nguva Dzose Inobatsira , Ndakakurukura nezvebasa raDr Jeremy Siegel ambotaurwa pamusoro apa, uyo akaratidza kuti 99% yevanhu vechokwadi, vanokonzerwa nehuwandu hwezvokutengeswa kwezvokutengeserana vanowana mari yekugadzirisa zvikwereti zvavo, kunyanya pamakambani akakwirira akadai izvi.
Izvozvo zvinoreva kuti kana iwe une bluu chip chips , haufaniri kugovana mitengo yekuwedzera yakawandisa usati watanga kukura zvakakosha.
Zvinorehwa nemushambadziri wepakati pezviri pachena: Kana iwe une chikwangwani chekutsvaga mari inoshandiswa kubva kune S & P 500 kana Dow Jones Industrial Average , mari yako yakawanda ichazoshanda mumakambani ane zvikamu zvakakura zvekugoverana. Izvozvo zvinoreva kuti nhamba yehuwandu yekudzoka kwako kwenguva refu ichauya kubva kune zvikwereti zvakadzorerwa , kwete mari inowanikwa . Zvinogona kunge zvinonakidza sekuona pende yakaomeswa, asi kana iwe ukawana mupfumi pakupedzisira , haufaniri kuva nehanya.
Kutora Nhanho Inotevera Kuisa Pfungwa Pamusoro Pose Kudzoka
Kana ukangonzwisisa kukosha kwekudzoka kwakakwana, unofanirwa kuverenga Kuverenga Total Return uye CAGR . Ichachajekesa kuti ungashandisa sei imwe sargebra iri nyore kuti uone mutengo wekudzoka iwe wawakagamuchira pane imwe nguva iwe waive nayo, kusanganisira zvikamu zvawakagamuchira. Iwe unogonawo kuverenga kuverengera Chikonzero Chekudzoka Chiri Chinokosha Kupfuura Kuchinja Muchengetedzi.
Pakupedzisira, funga kuongorora Kuwana Kuwana Vatambi - 10 Chikamu Chekutungamira Pakusarudza Zvikwereti Zvikuru Zvinowedzera Cash .