Company Overview
Ameritas inogona kutarisa kutanga kwayo muna 1887 se Old Old Bankers Life Company yeNebraska. Kubva ipapo, iyo yakabatanidzwa neAacac Life uye zvakare neUnited Center Mutual Hold Company yeCincinnati.
Nhasi, inozivikanwa seAmeritas Life Insurance Corp. uye Ameritas Life Insurance Corp. yeNew York. Ameritas kana sangano rekubatana, rinoreva kuti rakagadzirwa nevatongi varo.
Bhizimisi rekambani reAmeritas Mutual Holding Company rine makambani ekunyanya kusanganisira Ameritas Life Insurance Corp. (Ameritas Life) uye Ameritas Life Insurance Corp. yeNew York (Ameritas Life yeNew York). Kubva muna 2016, Ameritas Life uye Ameritas Life yeNew York yaiva ne $ 1.65 mabhiriyoni muhomwe yakagadziridzwa yakazara nehuwandu hwezvinhu zvakasara / 11.1% - inenge 20 muzana yakakwirira kudarika mhizha yehuwandu. Iyo ikambani inopa inshurensi yehupenyu, kuronga basa rekushandira mari, hupfumi hwehurumende Group mazino uye maonero inshuwarisi kune vanoita zvematongerwo enyika mumatunhu makumi mashanu.
Ameritas yakagamuchirwa simba rakanaka rezvemari yezvikwata fomu iyi yemasangano makuru ehushuwarenzi :
- AM Best - "Zvakanaka"
- Muchidimbu & Zvakaipa (S & P) - "A + Simba"
Munhandare yebasa revatengi, Ameritas inowanikwawo nepamusoro-soro ne "A +" rating neBusiness Business Bureau yeAmeritas Life Insurance Corporation. Bhuku rayo reBBB rakavhurwa muna 1921 uye rakagamuchirwawo kubva musi iwoyo. Vavengi Vanotsigira Ameritas Dental Insurance 8.6 kubva kune gumi nyeredzi kune huwandu hwakanaka.
Ameritas Dental Inshuwovo inewo mazita call call centre iyo yakakunda mibayiro yakawanda.
Ameritas Dental Plans, Zvikomborero uye Zvikwereti
- Chimiro Chechigadziro Chinodiwa Chimiro: Zvirongwa zvekubhadhara mari zvekare zvinoshandiswa nemhando dzakasiyana-siyana dzemishonga.
- Kukosha Kwakakosha : Urongwa hupi hupi hupi hupi hunogona kutenga zvigaro zvisingakwanisi uye tsika dzepanyama
- EssentialDental : Gadziriro inodhura yakasarudzwa inopa kugoverwa kwekutanga.
- Kutarisirwa Kuchengetwa / Mupiro Wemavhidhiyo : Nokusarudza mutapi wezinyorera kubva kumusangano wekutarisira / muperekedzi anotarisira, iwe unoona kuchengetedzerwa kwedzidzo dzemazino.
- Dental Remeward : Dental reward reward program inobvumira nhengo dzisingashandisi zvakawanda zvegore negore zvakabatsirika kubhadhara zvimwe zvekubhadhara mari iyi kune gore rinotevera rezvematongerwo enyika.
- Orthodontia : Orthodontic kuchengetedza chinhu chinogona kuwedzerwa kune zvimwe zvikwereti zvinobatsira paunowedzera premium.
- Zvokuvhenekera : Zvishongedzo zvinosanganisira mazino eritening kana bluaching uye mazino emarino-mavara pa molars.
- High / Low : High / pasi zvirongwa zvinopa nhengo dzarudzo dzezviviri zvekubhadharwa kwemazino (yakakwirira kana kuti pasi) kuti zvive nehuwandu hunochinja paunosarudza purogiramu yepamutemo yepamusoro yemishonga.
- Core / Buy-up : Iri chirongwa chinopiwa nevashandirwi kune vashandi vanogona "kutenga" kune imwe nzvimbo inobatsira.
- Chisarudzo Chekuita Chisarudzo : Anoronga hurongwa hunopa vashandi zvirongwa zviviri zvekugadzirira kupa vashandi kushanduka kusarudza kuwedzera kugoverwa uye purogiramu yakakura kana kutapudza zvishoma kudhura kwepamusoro.
- Chisarudzo Chisinganzwisisiki : Urongwa huripo huripo huripo huripo huripo huwandu hwemari inoshandiswa nehutano hwemazino uye hutsika panzvimbo yebatsiro kana maitiro.
- Kuzvipira: Kuzvipira kwekuzvipira kwakapiwa kuburikidza nevashandi vanobvumira vashandi kusarudza kana vachizobatana ivo pachavo uye vanovhara mari inosanganiswa.
- ASO (Mahofisi Ehutungamiri Chete) : Ichi chirongwa chebasa rehutungamiri chete chinopa hupfumi huripo huripo huripo huripo huripo huripo huripo huripo huripo huripo huripo huno.
- Bhuku Duku Kuduku : Ichi chirongwa chekubatsira kumakambani maduku kana masangano anobvumira kambani duku kuti ipe vashandi zvikwereti zvakanaka zvakadai sezvirongwa zvehutano hwehutano uye maonero. Izvi zvakakosha kumabhizimisi emhuri emunharaunda uye mapoka madiki.
Pros uye Cons
Pros
Ameritas ine simba rakanaka rekushandisa mari uye inozivikanwa mumhizha semupiriri wepamusoro weinishuwarenzi yezinso. Zvikwereti zvinowanikwa mubhadharo nebasa revatengi zvikonzero zviviri zvakakosha zvekutarisa Ameritas paunotsvaka inshuwarisi yezino iwe nevemhuri yako. Zvikwereti zvakawanda zvinokanganisa zviripo uye iwe unogona kuvhara chikamu chekushandisa kwako kusina kushandiswa kune gore rinotevera rezvematongerwo enyika.
Cons
Kuponesa kukuru kunouya nemapurogiramu ekupa zvakanyanya mabasa uye nzira. Vaya vanongoda kugoverwa kwekutanga chete vangave vasingagamuchiri mari yakanakisisa yekugadzirisa kana kukodzwa.
Contact Information
Iwe unogona kushanyira webhusaiti yeAmeritas kuti udzidze zvakawanda nezveinishuwarenzi yemazino uye mamwe maishandisi einishuwarenzi kana kudana 1-800-311-7871. Vamiririri vevashandi vekutengesa varipo kuti vape rubatsiro uye vamiririri vemazano varipo kuMuvhuro kusvika kuChishanu kubvira 7am kusvika Midnight neChishanu kubvira 7am kusvika 6:30 pm Central Time. Mitauro yakawanda mitauro yemitauro inowanika.