Izvo zvinotevera zvinotsanangura chirango chakakomba uye mari yaunogona kuita kana iwe uchida kutyaira motokari muCalifornia pasina auto inshuwarisi.
Kutongwa Kwemitemo Kwekufambisa Ngisina Inishuwarenzi
Kazhinji kacho, California inoratidzika semutungamiri kana ichiuya kune zvitsva uye zvakakomba zvikwereti kune nhamba ipi zvayo yekupara mhosva kana yevanhu. Kwete zvakadaro munzvimbo yevatyairi vasina kuvimbiswa, zvakadaro. Kuenzanirana nenyika yacho yose, zvikwereti zveCalifornia zviri nani kutadza. Asi izvi hazvirevi kuti iwe haunzwi urombo.
Mukuwedzera kune yemainishuwarenzi yemitemo, vatyairi vomuCalifornia vane mukana wekuwana bhazinesi yechuwarisi kubva kuDMV, iyo inowanzodikanwa kupa uchapupu hwe $ 35,000 mari yekuisa mari.
Vanotyairi (vagari nevaya vanobva kunze kwenyika vari kungotyaira kuCalifornia) avo vanobatwa vachishandisa motokari pasina inshuwarisi yakakodzera kana kuti self-inshuwariti chikwata chichabhadharwa chero kupi zvako kubva pamadhora zana kusvika ku $ 200 nokuda kwechivi chekutanga uye pakati pe $ 200 ne $ 500 nokuda kwechipiri . Kunyange zvazvo $ 100 inogona kunge isinganzwisisi yakawanda, pamwe nemimwe mimwe mitero nemari, iyo $ 100 chirango chingaguma inokubhadhara iwe kusvika $ 450.
Uyezve, motokari yako inogona kuiswa uye kubviswa kure, pane izvozvi iwe hauzokwanisi kuidzorera kusvikira iwe uwana inshuwarisi uye ubhadhara mari dzose dzokutenga uye yekuchengetedza. Uye sezvatinoziva tose, iyo mari yekuchengetedza motokari inogona kuva yakakura.
Kutongerwa Kwemutemo Kutyaira Pasina Inishuwarenzi Kana Iwe Ukapinda Mungozi
Njodzi yemotokari inogona kushungurudza pasinei nokuti yakakomba kana iwe kana ani zvake, vakakuvara.
Kana iwe uri kubatanidzwa nengozi muCalifornia, unofanira kumira, kubvisa mumugwagwa uye pakarepo itaidza 911 kuti uudze njodzi kumapurisa kana CHP. Apo mapurisa anouya, iwe uchazodiwa kuti uvaratidze reisensi yako yekufambisa, kadhi yekunyora yemotokari uye uchapupu hwe inshuwarisi .
Ndiyo dambudziko: chii chinoitika kana iwe usina hutori auto inshuwarheni? MuCalifornia, reisense yako ichagadziriswa, zvichida kwemakore mana. Yeuka mupfungwa kuti izvi zvinogona kuitika kana kuti iwe hauna kukanganisa dambudziko racho. Iwe unogona kukwanisa kubhadhara reisense yako mushure megore rimwe kana ukawana inshuwarisi yakakodzera, kupa uchapupu kune iyo DMV uye kubhadhara mari yekudzorera zvakare. Iwe uchazodiwawo kuti uwane chiratidzo che SR-22 cheChechi Chekuita basa uye kutakura imwe yakawanda inodhura SR-22 inshuwarisi yenhepfenyuro pamusoro pekugara kwako kamwe.
Zvikwereti zveHurumende zveNjodzi Pasina Inishuwarenzi
Zvikwereti zvepamutemo chinhu chimwe chete: zvakadini nemari yengozi iyo pachayo? Kana iwe uri bato rakakanganiswa, iwe unofunga nezvekutengesa kwezvose zvinokonzera kukanganisa. Uye izvi zvinoreva zvinhu zvose: kukanganisa kwemotokari yese inobatanidzwa uye yese yekurapa kwekukuvara kwako, mumwe mutyairi uye chero mapoka matatu.
Zvakadini nekunetseka kweimwe nzvimbo yepachena uye yega yega semigwagwa nemagetsi, zvigadziro zvebhasi, zvigadziro zvemabhiza, nezvimwewo? Hungu, iwe unokonzera kukanganisa ikoko, zvakare.
California inoda kuti vatyairi vose vatakure uninsured motokari yekuvhara . Kuvharidzirwa kwemotokari isina kusimbiswa kunoreva kuti kana mumwe mutyairi ari munjodzi yako ane izvozvo, kambani yake ye inshuwarisi inomubhadhara nokuda kwekurasikirwa kwake kunyange kana njodzi yacho iine mhosva yako.
Asi usambofungidzira kwekanguva kuti kuvharidzirwa kusina kubatsiri kunoreva iwe uchave uri pachigoni. Kana iwe uine zvinhu, imwe kambani yekufambisa inishuwarenzi inogona kukupomera kuti uwane mari yavo. Semuenzaniso: ngatiti iwe unopinda mutsaona iyo iyo mhosho yako inoita makumi makumi ezviuru zvemadhora mukukuvara. Kana usina iwe inshuwarisi yemotokari, asi une imba ne $ 100,000 muhutano, imwe yekambani ye inshuwarisi yekambani inogona kukupomera kuti uwane zvezviuru zvakabhadharwa kune vateereri vavo.
Kana iwe usingakwanisi kuripa, unogona kurasikirwa neimba yako.
Kana iwe wakabatwa motokari pasina inshuwarisi muCalifornia, zvingava pfungwa yakanaka yekuonana neye gweta rekupa mazano pamusoro pokuti ungaenderera mberi sei uye udzivise chirango chakasimba. Asi chinangwa ndechekuti, kana uri kufunga nezvekufambisa motokari muCalifornia pasina yveshuwarisi yakakodzera, usazviita! Dambudziko racho rakawanda kwazvo uye chirango chikuru. Nguva dzinogona kunge dzakaoma iye zvino, asi kana uri kutarisira kuchengetedza mari, kutyaira pasina bhuwarisi haisi nzira yekuzviita.