Mienzaniso inotevera pasi, uye iwe unogonawo kukurumidza kutendeuka uchishandisa chimwe chezvizhinji zvekushandura kwemajw.org.
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Kuchinja Peresenti KuDzimba
Nhamba yemari yakawanda inotorwa uye inoparidzirwa maererano nehuwandu. Asi kana iwe uchida kukwanisa kuverenga uchishandisa nhamba idzi, iwe uchada kutendeuka kusvika pakugadzirisa mafaira.
Pane nzira dzakawanda dzekuti izvi zviitike.
Zvisingakwanisi-kugoverana ne100: Nzira yakajeka yekushandura chikamu kusvika kuwedzere ndiko kupatsanura nhamba (mumapfumbamwe maitiro) ne100.
Muenzaniso: Shandura 75 kubva muzana kusvika pamutambo wepamusoro.
- Gurai 75 ne100 (izvi zvinogonawo kunyorwa se 75/100 kana 75 รท 100)
- Chigumisiro chacho ndeche 0.75, zvinoreva kuti 75 muzana yakafanana ne 0.75
Tsvaga injini yakafanana neGoogle uye Bing zvakare itaita kuti zvive nyore kuverenga nokukurumidza paIndaneti, kana iwe unogonawo kupisa purogiramu yako yaunoda calculator kana uchida. Kuverenga nenjini yekutsvaga, "tsvaga" nemashoko ari kuedza kugadzirisa. Somuenzaniso, tanga mu "75/100" kana shandisa iyi link kuti ugadzirise muenzaniso uri pamusoro.
Tungamira chirevo: Imwe nzira yekushandura chiverengero chakatorwa kusvika pakuenzaniswa kwepamusoro ndiko kutamisa chikamu chechipiri kune nzvimbo kuruboshwe.
Yeuka, kana iwe usingaoni decimal, ingofungidzira kuti iri pamagumo, kana kuti kuruboshwe, yehuwandu. Fungidzira kuti chikamu chinoteverwa ne zero mbiri kana izvozvo zvichibatsira.
Muenzaniso: Shandura 75 kubva muzana kusvika pamutambo wepamusoro.
- 75 muzana zvakaenzana ne75.00 muzana
- Kuti uchinje kushandiswa kuwedzerwa, fambisa chikamu chechipiri chinzvimbo kusvika kuruboshwe kuitira kuti zviri kuruboshwe rwema 7
- Mugumisiro wacho .75 (kana 0.75, kana uchida)
Mushure mekuita izvi kakawanda, zvichava zvisikwa, uye iwe uchakwanisa kuzviita pakarepo mumusoro wako.
Zvakadini nenhamba dzakawanda zvakaoma? Iwe uchangoramba uchingotora chikamu pane nzvimbo mbiri. Mamwe mashoma mienzaniso:
- 100 muzana inova 1 (kana 1.00)
- 150 muzana inova 1.5
- 75.435 inova .75435
- 0.5 muzana inova .005
Muenzaniso Unoshanda
Zvino, regai tiise zvimwe zvezivo iyi kuti tishande.
Muenzaniso: Fungidzira bhangi rako richibhadhara 1.25 muzana gore roga roga muzana wezvibereko ( APY ) paripa yako yekuchengetedza. Iwe uchawana mari yakawanda sei kune rimwe gore kana iwe ukaisa $ 100?
Kuti uwane, shandura chidimbu chechido chekuita kusvika pakugadzirisa mafaira uye wedzera chigumisiro nehuwandu hwedhodhi yako ( Zano: shandisa asterisk kana "*" chiratidzo kuti uwedzere nhamba paunenge uchishandisa pepanheti kana injini yekutsvaga):
- 1.25 muzana = 0.0125 (kuverenga neGoogle)
- 0.125 nguva $ 100 = $ 1.25 (kuverenga neGoogle)
Iwe uchawana $ 1.25 pagore pamari ye $ 100 yaunoshandisa.
Muenzaniso wechipiri: Unoda kutenga chinhu chinowanzobhadhara $ 45. Icho chiri kutengeswa ne30% kubva. Iwe ungachengetesa mari yakawanda sei, uye ingadai yakabhadhara kusvika papi?
Kuti uwane, wedzera mutengo wepakutanga ne30 muzana.
- 30 muzana = 0.30
- 0.30 $ $ 45 = $ 13.50 kuchengetwa (0.30 * $ 45 = $ 13.50)
- Mutengo wokutengesera uchava $ 45 kubva $ 13.50, kana $ 31.50
Zvimwe, iwe unogona kuwedzera mutengo wepakutanga ne70 muzana uye kuwana mhinduro imwechete, nokuti iwe unongobhadhara 70 muzana yemutengo wepakutanga. Kuti usvike pazana makumi manomwe, iwe unogona kubvisa makumi matatu kubva muzana kubva kune imwe. Izvi zvinoshanda nokuti imwe yakafanana ne100 muzana kana yakazara, yekutanga yekutengesa mutengo.
Mufananidzo Mukuru
Kana zviri nani kana zvakanyanya kuipa, dzimwe nguva kuverenga mari sezvinongoita izvi kungokupa pfungwa yakaipa yekuti iwe uchatora mari yakawanda sei, kunyange zvazvo kuongororwa kwacho kuchiri kukosha pakuita nokukurumidza, kukuru-mifananidzo yekuongorora.
Kutendesa chikamu kune imwe yenzira uchishandisa nzira dziri pamusoro apa ndeyekuti 100 muzana yakarurama, asi mubvunzo unowanzoita iwe iwe nhamba iyoyo mushure mekunge watendeuka. Muenzaniso unotevera unoratidza kuti kuverenga kwakajeka nei dollar kunogona kukutadzisa.
Muenzaniso: Fungidzira iwe unokwereta $ 100,000 kutenga imba ine makore makumi matatu ekubhadhara chikwereti, uye chikwereti chezvibereko chiri 6 muzana pagore. Iwe uchapedza mari yakawanda sei uchifarira gore negore?
Kuti uwane pfungwa yakaoma (asi kwete iyo mhinduro chaiyo), shandura chidimbu chechido chekuita kusvika pakugadzirisa mafaira, uye wedzera chigarire nemari yaunokwereta:
- 6 muzana = 0.06
- 0.06 dzimwe nguva $ 100,000 = $ 6,000
Kutaura zvazviri, haungashandisi mari inokwana madhora 6 000 pagore mubereko kana iwe usingashandisi chikwereti chekufarira . Mhinduro chaiyo yezvikwereti zvakanyanya zvakasarudzwa pamusha mari yakafanana ne $ 5,966.59 yegore rokutanga.
Nekugara mumusha uye nemari yemari, iwe unobhadhara pasi chikwereti pane nguva uchishandisa mibairo yepamwedzi pamwedzi. Nemubhadharo mumwe nomumwe, chikamu chebhadharo chinoderedza chikwereti chako chechikwereti, uye chikamu chinosara chinovhara mari yako inofarira. Izvozvo zvinonzi mahedheni , uye iwe unogona kuverenga zvakawanda pamusoro pekushanda kwayo uye kuti ingagadzira sei tafura yekugadzira .
Sezvo uchibhadhara pasi chikwereti chekubhadhara chikwereti, pachava nenguva pfupi (mwedzi wokutanga) apo iwe unokwereta $ 100,000. Mushure meizvozvo, iwe uchabhadhara zviduku mwedzi mumwe nomumwe, uye iwe unofarira mari ichaderera zvakakodzera. Semuenzaniso, kumativi ose mugore re15, iwe uchangoshandisa mari inodarika madhora mazana maviri nemakumi maviri emadhora.
Zvose izvo zvakati, $ 6,000 zvingava zvakakwana zvakakwana. Iwe uchawana nokukurumidza, kusingatariswi kwekufungidzira kwekuti iwe uchashandisa mari yakawanda sei mumakore ekutanga ako chikwereti chako, uye iwe unogona kusarudza kana zvakakosha kubhadhara pa6 muzana - kana kukwereta pane kadhi rechikwereti rine 20 muzana yehuwandu , nokuda kwechinhu ichocho. Asi zviri nani kuti uite zviyero zvakananga iwe pachako kuitira kuti unzwisise zvakajeka kuti chikwereti chako chinoshanda sei. Chinangwa ndechokusvika pane imwe nzvimbo apo iwe unogona kutendeuka uye kuwedzera mumusoro wako (kana kumashure kweputikinji) uye nokukurumidza unonzwisisa mufananidzo mukuru pamwe nemashoko akaisvonaka.
Shandura Zvimedu kusvika Mazana
Zvakadini kana iwe uchida kuenda kune imwe nzira uye uchinje nhamba kubva kubva kumadhi kusvika kuhuwandu hwemazana? Sezvo iwe ungave wakafungidzira, ingoita zvinopesana nezvakaitwa kumusoro.
Wedzera ne 100: Nzira iri nyore ndeyekuwedzera nhamba mumutambo wemakumi maviri ne100.
Muenzaniso: Shandura 0.75 kusvika kuzana.
- Wedzera 0.75 ne100 (izvi zvinogona kunyorwa se 0.75 x 100, kana 0.75 * 100)
- Chigumisiro chacho chinokwana 75, kana 75 muzana
Ona izvozvo zvakaitwa neGoogle calculator.
Shandura decimal: Imwe nzira yekushandura kubva kumadhindi kusvika kuzana yepamutambo mafaira ndiko kutamisa chikamu chechipiri kune nzvimbo yakarurama.
Muenzaniso: Shandura 0.75 kusvika kuzana.
- 0.75 inova 75 (iyo inogonawo kuva 75.00 kana 75 muzana)