Kunyangwe Hapana Chinhu Chakanyatsozivikanwa, Great Stocks Tendai Kuva Nezviitiko Zvimwe
Zvandiri kufarira ndezvokuti ndive nehuwandu hwehuwandu sezvo ini ndinokwanisa mune imwe nzvimbo yakawanda yemabhizimusi anoshamisa; makambani anondipa mubairo, murume wangu, uye mhuri yedu ine mugove wedu wekutengesa uye purofiti kubva kune bhizimisi rinobudirira rinobudirira . Kuti tishandise pfungwa inozozivikanwa kune imwe inokosha yevatengesi, tinoda kuita mari nekuita mabhizinesi, kwete nekubhadhara mashizha.
Saizvozvowo, tinopedza nguva yakawanda yenguva yedu tichitsvaga mhando yemabhizimisi tinoda kuva navo, saka kumirira - dzimwe nguva makore pakupedzisira-kuti vawanikwe pamutengo watinofunga kuti unokwezva. Tinobva tavatenga ndokugara pavari.
Kune varairi vatsva vasina ruzivo rwokuongorora mabhizimisi akasiyana, ndakafunga kuti zvingave zvakakosha kuita urongwa hutsva, hwepamusoro-soro hunopa ruzivo rwekutsvaga zvimwe zvezvinhu zvandinotarisa pakutsvaga makambani andinoda kuva nawo. Kunyange zvazvo asiri chivimbiso chekubudirira - inoretically, kambani inogona kuva nezvose izvi zvikwereti uye ichiri kukanganisa nekuda kwechiitiko chisingabatsiri - inzvimbo yakanaka yekutanga paunenge uchiedza kuziva zvinhu zvinobudirira iwe unoda kugovera zvikamu kwauri kwemakore anouya.
Heino zvinhu zvitanhatu zvandinotarisira.
Zviratidzo Zvitanhatu Zvimwe Zvingave Zvingava Zvakanaka Kwenguva refu Inotengeswa
1. Unogona kutsanangura nyore nyore, mumitsara shomanana, kuti kambani inoita sei mari.
Iwe unogona kushamisika kuti vashandi vakawanda vasina ruzivo vanotengesa mari yavo yakaoma-yakawanikwa kutenga bhizimusi mune bhizimisi ravasingaanzwisisi.
Chero nguva yaunotora bhokisi rako-kana kuti, mazuva ano, tumira mari muakaunti yako yekutengeserana , Roth IRA , kambani yekuchengetedza pasi rose , kana imwe kambani yekutsinhanisa - kutenga zvigaro zvekambani, iwe unogona kukwanisa kutsanangura, muchiShona Chirungu, kune mumwe mudzidzi ari pachikoro chepuraimari musingatauri mitsara shomanana chete iyo kambani inobatsira sei. Iwe unofanirwa kutaura pamusoro pekudhura kukuru kwezvinhu. Semuenzaniso, kana uri kuongorora mudziki wetiri, mari yebhaibha nezvimwe zvinhu zvinenge zvichinyanya kukosha. Kana uri kuongorora kambani yekutakura, mari yehuni inotora nyaya.
2. Kambani inokonzera kudzoka kwakanyanya pamusoro uye kwete zvishoma.
Uku kukwanisa kwekambani kubereka kudzokera kune vashandi venguva refu kwemakumi emakumi emakore kuchagadziriswa nekudzoka kwehuwandu inobereka. Iko mabhizimisi akakurumbira anobhadhara kudzoka kwakanyanya kune imwe huru kunze kwekudiwa kwezvizhinji, kana chero, zvakakweretwa mari . Pane kudaro, iyo inobatsira-michina yekudhinda iyo inopedza mari iyo vadzidzisi vanogona kuitora pasina kukuvadza bhizimusi rekushandisa. Mukati iyi chokwadi chechokwadi ndicho chakavanzika chechikonzero chekuti nei mamwe maindasitiri anofarira kubudisa chikamu chisingaverengeki chekutsvaga kwakabudirira kupfuura makore makumi maviri nemashanu .
Doro, fodya, mbesa yekuchenesa, soda yakasara, chokoti ... yakaita zvakanaka, bhizinesi mune imwe nzvimbo yakadai seiyi inogona kuita mari yakawandisa isina kugara ichiita mari inoshandiswa nemari yakawanda nenzira imwecheteyo iyo ganda resimbi ringada.
3. Zvishandiso zvekambani kana mavhisi zvine zvimwe zvigaro zvekukwikwidza kusingaperi.
Vanhu vazhinji havatarisi kuti chii chinonzi screw chavanotora pachitoro chekushandisa hardware kana kuti murimi wechirikadzi akawedzera chibage chavo. Vanotarisira, kune rumwe rutivi, kana sara rinoshandiswa rinotakura ganda ravo ravanofarira kana chaini; pasinei nharaunda yekutengesa mutengesi inotengesa mazamu avo ekuda mazino kana mouthwash. Mumamiriro ezvinhu apo vatengi vane utsinye vakavimbika kune chigadzirwa kana basa, mugadziri kana mutengi anogona kazhinji kutengesa mitengo yakakwirira. Izvi zvinotungamirira kune mhinduro iyo inowedzera kukura, kuwana huri nani hupfumi hwehuwandu, uye zvino huchawedzera huwandu huwandu hwekushambadzira kwemari.
Iyo yakawanda mari inoyerera inovabvumira kuti vabhadhara kuwedzera kwekutengesa uye zvishandiso izvo, zvakare, zvinoita kuti kuwedzerwa kuvimbika kunowedzera. Ichi ndicho chimiro chakanaka chinogona kubudisa hupfumi hwakawanda kune avo vane mwoyo murefu zvokuti havaregereri pamusika wekutengeswa uye vanoisa zvidhori zvavo zvekuchengetedza muvharo kwemakore makumi mashanu.
Dambudziko guru nenyaya iyi ndeyekuti vatengesi vasina ruzivo vanowanzokanganisa hupfumi kwenguva pfupi nekambani dzinogara dzichikwikwidzana zvakanaka. Imwe kambani inenge yakakurumbira haina kuipa iyo inogara yakakwikwidzana. Imwe kambani inokwidza kukura kwakanyanya mumari yekugoverwa negawana haiiti kuti igare yakakwikwidzana.
4. Vatungamiri vekambani vane nhoroondo yekuisa zvinodiwa nevatori vemabhizinisi kutanga.
Vane nhoroondo yekudzoka mari yakawanda mumhando yekunzwisisa-kupiwa kugoverwa kwezvigadzirwa zvekugoverana uye / kana chikamu chinokura pamwero wekunyanyisa mukuwedzera kwehuwandu hwehuwandu hwekuwedzera mune zvehupfumi
Pfungwa iyi yakakosha zvokuti ndakambonyora nyaya pamusoro payo inonzi 7 Zviratidzo zveA shareholder-Friendly Management . Iko pfupi pfupi ndeiyi: Unoda kuenda mune bhizinesi nevatongi vanove nehanya nepamwoyo yenyu. Iwe unoda kuti vatungamirirwe nekukurudzira kwakarurama. Iwe unoda kuti ivo vave nehupenyu hunotananisa kubudirira kuburikidza nekushandiswa kweiyo iwe, muridzi, pamwe chete nevamwe vanobatana sevashandi.
Zvinopfuura nguva shomanana mubasa rangu, ndakasangana nebhizimisi raiva nehupfumi hwehupfumi chete kuwana vatungamiri vari kuparadza chifukidzo chebheyi kuburikidza nemabhadharo ezvinyaradzo, zvinyorwa zvakawanda, uye zvinopokana nemasangano akabatana aive akadzorwa ne nhengo dzemhuri. Iwe ndiwe unotengesa mari yako yakaoma-yakawanikwa. Iwe ndiwe unobata hokore kana chinhu chose chikawa. Iwe unofanirwa kuwana chikamu chako chakanaka chekubudirira kwakavakirwa paunokosha wako.
5. Kambani yekambani yekubhadhara mari uye kukosha kwebhizimisi maererano nemari yakawanikwa inonzwisisika.
Kunyangwe bhizimisi rakanakisisa munyika ino inogona kunge iri mari inotyisa kana iwe uchibhadhara mutengo wakanyanya. Kunyanya, mutengo inenge yakasiyana-siyana yakakosha mukushanda kwenguva refu sezvo kunyange bhizinesi rinotyisa rakatengwa pamutengo wakaderera unogona kuita kuti pfuma iunganidzwe pasi pemamiriro ezvinhu akanaka. Chimwe chezvinhu zvandinoda zvitsva zvekutsvakurudza pamusoro pechinyorwa ichi chiri kunze kweWharton , apo mumwe purofesa akaratidza simba rezvakawanikwa zvakare mumakambani ayo aigara asingatarisirwi nekuda kweavo-par economics. Kunyange zvazvo vasina kufanana nebhizimisi rakanaka rakatengwa pamutengo wakakwana, ichiri chidzidzo chinokosha.
6. Kambani ine bharani rakasimba rinogona kubvumira kuti rirambe riri mumamiriro ezvinhu akaoma ehupfumi kana emabhizimusi.
Dutu dzakasvika, uye dzicharamba dzichiuya, mune zvehupfumi pamwe chete nemakwenzi makuru. Kazhinji, dutu idzi hadzizopa nyevero musati maona uye muchikuvadza hupenyu hwako hwemari. Imwe nzira yekuderedza dambudziko iri ndeyekuisa pfungwa dzekushambadzira mabhizimisi ane simba rezvemari rinodiwa kuti vararame kunyange mazuva mashoma kupfuura imwe nguva yakafanana ne1929-1933 vasingafaniri kubhadhara zvigadzirwa pamatengo akaora mwoyo (ayo, kubva mune zvoupfumi, mari kwauri iwe, mutana wekare, unofanira kutengesa pfuma yako uchichinjana nebhailout).
Zvechokwadi, mabhizimisi aya anogona kukura zvishoma nezvishoma kana kupa rutivi rwemufaro unogona kuwana kune mamwe mabhizimisi asi iwe uchakuonga uchiisa kuvimba kwako mavari apo maelstrom ari kukupoteredza iwe. Nezvo zvisati zvaitika hazvisi chivimbo chemangwana, rinoratidzika kuva rinonzwisisika kubheja kuti makambani anotengesa zvinhu zvinokosha zvehupenyu hwezuva nezuva, seboka, achava nenguva yakaoma kuchengetedza mugove wavo wekuparadzanisa zvichienzanisa nekambani dzakadai sekuti, inoti, avo vanobatanidzwa mukugadzira motokari.
Kuvhara Pfungwa dzekutsvaga muZvondo
Zvakakosha kuziva kuti hazvina basa kuti bhizinesi rakanaka sei, misika yekutengeswa inonyangadza neicho chaiyo. Kunyangwe zvikwereti zvekugara kwenguva refu zvinoshandura zvinonzwisisika, dzimwe nguva kusvika kune imwe yero inogona kuita seisingatendi kana iwe usina kurarama kuburikidza nayo.
Chimbofunga chimwe chezvikwereti zvakabudirira zvikuru nguva dzose, Berkshire Hathaway, boka rebato reBillionaire Warren Buffett . Viti Vachigaro, VaCharles Munger, vakambotaura mubvunzurudzo kuti hapana kana katatu mumakore makumi mashanu nemakore vakashandisa bhizinesi, vakatarisa mutengo wakatengeswa weBerkshire Hathaway shares yavo inowedzerwa ne50% kana kupfuura. trough. Pasinei neizvi, nhumbi yacho yakaguma ichiwedzera kubva ku $ 8 muga wega apo Buffett akatanga kuvaka nzvimbo yake kune $ 216 200 pamagetsi.
Zvakadini kana vakwereta nhumbi dzavo? Kunze kwekuti vangava nekunze kwekunotora zvinyorwa zvinogona kuiswa pamusana pekudanwa kwemajeri, chero chimwe chezviitiko izvi zvitatu zvingave zvakaita kuti vamanikidzwe kusunungura mabhizimisi avo eBerkshire Hathaway pamutengo wakareba pasi pekugara kwenguva refu, uye pakupedzisira inodhura ivo pfuma. Zvechokwadi, mumwe muchengeti wekutanga weBerkshire (uyo akazopedzisira ava, akapfuma kwazvo, zvisinei) akaita izvozvo chaizvo. Maitiro ehupenyu ndeyekubhadhara mari yezvivimbiso zvako. Zvechokwadi, iwe unogona kunge uchida kunyange kudzivisa kuva nekapamusoro rekodzero munzvimbo yekutanga kuti urege kudzivirira kukonzerwa nehuwandu hwehuwandu nekuwedzera kune njodzi yekudanwa kwemajeri .