IUnited States States inosvika 14 mu Global Retirement Index
Ko America inowedzera sei mune izvi? IUnited States inokwana 14 mu 2016 GRI, zvinoreva kuti tine zvakawanda zvatinogona kudzidza kubva kunyika 13 umo kusununguka kwekugadzikana kunowanikwa nyore nyore.
Nyika gumi dzakakwirira dzaiva Norway, Switzerland, Iceland, New Zealand, Sweden, Australia, Germany, Netherlands, Austria, uye Canada.
Ngatitsvakei muchidzidzo ichi uye titarisa pazvinhu zvina zvakakosha zvakaenzana: mari mumutoro, mararamiro, hutano, uye hupenyu hwehupenyu.
Mari mumutoro
Mumari yemari nzvimbo, America yakaverenga nhamba gumi. Haisi yakaipa, asi inogona kunge iri nani.
Ichi chikamu cherondedzero yakatarisa kuwanikwa kwehutano hwehutano hwepamusoro uye kukwanisa kuchengetedza kuchengetedza. Tsvakurudzo idzi dzaisanganisira zvinhu zvakadai sokuperesa kwezvokudya uye zvechido chekuda mari (chaizvoizvo zvinoreva kuwanda kwekufarira iwe unogona kuwana muhuwandu hwekuwedzera kwezvinhu). Zvimwe zvinowanzobatanidza chikwereti chehurumende, nhamba yekusakweretesa mabhandi emabhangi, kukonzerwa kwemitero, hutungamiri, uye kukwegura kwehutano hwekukwegura (iyo inotarisa nhamba yevanhu vakwegura maererano nehuwandu hwezera hwevanhu vanoshanda).
Nyika dzakakwirira shanu dziri muchikamu ichi dzaiva Chile, Singapore, New Zealand, Switzerland, uye Australia.
Nyika dzinonyanya kufara dzine nhamba huru yevanhu vanobatanidzwa muzvirongwa zvekuchengetedzwa kwebasa uye vakagadzira mitemo inotarisa kuwedzera kukubatanidzwa mumhando idzi dzezvirongwa.
Semuenzaniso, Chile yakagadzirisa zvikuru kuhupfumi hwavo muna 1981, uyezve zvakare muna 2008, uye zvino inoda michero inowanikwa pakubhadhara mari ye10 muzana yemari.
Switzerland neAustralia vanewo zvirongwa zvekuchengetedza nzvimbo dzekushanda, pamwe neurongwa hweSwitzerland, hwakatangwa muna 1985, hunofungidzirwa nevakawanda kuti huve humwe hutsika hwakanaka hwekusarura munyika. MuUnited States, chimwe chikamu chetatu chevashandi hachikwanisi kuwana purogiramu yekubvisa basa kumabasa.
Kana zvasvika pakukosha kwezano hwezvesayenzi, gwaro re GRI rinogumisa kuti, "Panozvinobatsira, kupa ruzivo rwemusangano mumwechete mumwechete neyemari wezvemari kunogona kubatsira vatori vechikamu kugadzirisa zvinangwa, kuwana dzidzo iri nani pamusoro pekutsvaga uye pangozi, uye kuwedzera kubatanidzwa. Tsvakurudzo yedu yeUnited States inoratidza kuti avo avo vane varairi vezvemari vakaponesa zvakanyanya mukuronga kwavo kune avo vasingaiti. "
Kana iwe uri kushanda, shandisa ripoti ye GRI kune dhipatimendi rako revanhu rekushandisa uye uvakurudzire kuti vaone matanho avanogona kutora kuti vawedzere kubatanidzwa muurongwa hwekambani uye kupa ruzivo rwehutano hwakanaka. Funga kuitumira kumumiririri wako muCongress zvakare.
Mashoko Akanaka-Kuva
Muchikamu chino, America inowanikwa 25. Aya mashanu akanga ari Norway, Iceland, Germany, Switzerland, uye Korea.
Iyi nhengo inofunga nezvekuwana mari kune mumwe munhu, kusashanda kwemabasa, uye kuenzana kwemari.
IUnited States yakauya mugore rechi37 muhutano hwekuenzana. Pasi pose, nyika dzine mari yakawanda pamunhu mumwe nomumwe uye kusagadzikana kwepasipo kwemari yakaita kuti ive yakakwirira kupfuura gumi. IU.S. ine basa rakawanda rinofanira kuitwa munharaunda iyi. Hazvifananidzi kushamisika kuti chinhu ichi chaive nebasa guru mumasarudzo ekupedzisira.
Utano
IUnited States inowanikwa yechinomwe muhutano. Vashanu vashanu vaiva Luxembourg, Netherlands, Norway, France, uye Japan.
Nhengo yehutano ye Global Retirement Index inofanirwa kuwanikwa kwehutano hwehutano hwehutano hwakanaka, uye inotarisa dhesi pamusoro pekushandisa kwehutano nemunhu, mararamiro ehutano kune vasina uninsured, uye tarisiro yeupenyu.
Paunotarisa pasi pe hood pane iri pasi pe data, iU.S. yakashandisa munhu wese pane hutano hwakanaka kubva kune imwe nyika, asi yakasvika mu30 muhutariro hwehupenyu. Izvozvo zvinoreva kuti zvose zvinoshandisa zvingave zvisingabatsiri sezvazvingave.
Sezvo kushandiswa kwekuwedzera kuwedzera, iwe unofanirwa kuona chiyero chinogona kuenzaniswa mumagariro ekugara kwenguva refu. Mukuwedzera, America ine yepamusoro yemari yekushandisa kune avo vasina inshuwarheni.
Nhamba dzeAmerica dzakanaka mune izvi, asi pane nzvimbo yekuvandudzwa kwehutano hwehutano hwakagamuchirwa nedhora rakashandiswa.
Unhu hweHupenyu
Kuyera kufara kwakaoma, saka chikamu ichi che Global Retirement Index chinosanganisira kuzvidzivirira kwehuwandu hwemufaro kubva kune vagari venyika. Inotarisawo zvinhu zvisinganzwisisiki zvakadai sehutano hwemhepo, mvura, kushambidzika kwetsvina, kushanduka kwemamiriro ekunze, simba, zvipenyu, uye nzvimbo.
America inotarisana ne16 muhuhu hwehupenyu hwechikwata. Kuvandudzwa kwechikamu chemugumo kunogona kubatsira kutarisa kwedu pano.
Nyika dzakakwirira mashanu dzaiva Denmark, Switzerland, Norway, Finland, neSweden. Denmark yakanga ine chikamu chakanaka muboka raifara! Zvichida zororo kuenda kuDenmark zvinogona kukubatsira kuronga kuti uwane hupenyu hunofadza hwako.
Chii Chatinogona Kudzidza Kubva Inotora Indaneti?
Nyika dziri mune gumi 10 muBrI dzinopa mienzaniso yakanaka yekuti zvipi zvekuchinja zvinogona kuwedzera kushandiswa kwekuchengetedzwa kwemari kune nyika yose. Mutemo wehurumende unogona kuita mutsauko wakanaka. Izvi zvinosanganisira zvinhu zvakadai se:
- Kuita kuti vashandi vagone kuwana zvirongwa zvekurega basa. Sezvo zvirongwa zvepensheni zvepenheni zvichisiya, zvakakosha kuita kuti vashandi vane dzimwe nzira - uye vatore mazviri.
- Kupa zvinokurudzira kuchengetedza. Kana chikamu chikuru chevagari vemo vasina mari mubasa rekusunungurwa, ichi chinova mutoro pamabhadharo enyika. Kupa nguva yakareba kukurudzira kuponesa kunokosha.
Gwaro reRGI rinopedzisa, "Kuchengetedzwa kwehupfumi kunopfuurira mberi kwepamusoro pemari yekuchengetedza ivo pachavo uye kunosanganisira kufungisisa kwevanhu vari kukura avo vachararama pane mari yakasimbiswa kwemakore akawanda ari kuuya. Mari, mari, uye mitemo yehutano zvose zvinotora basa rinokosha mukuvimbisa kuti vashandi vekugara mari vanozvigadzirira. "
Kuwedzera Kukura Kwako Kubudirira
Kunyange zvazvo United States ine rimwe basa raunofanira kuita kuti rive rakakwirira kune gumi, usamirira hurumende kuti inokurudzira iwe kuti uite basa rekugara zvakanaka. Chimwe chezvinhu zvinokosha pakubhadhara mari yekubudirira chiri kuchengetedza zvakakwana . MuUnited States, vazhinji vevaya vanogona kuwana chirongwa chekurega basa chakadai se 401 (k) chirongwa hachisi kungowedzera zvipo zvavo. Vazhinji veAmerica vari kupa zvishoma pasi pe5 kubva muzana yemari yavo yekuenda kumusha. Shandisa kuti uwane izvi kusvika 10 muzana.