Kucherechedza Chirongwa Chekuwana
(Kuti uwane mari yekutanga yega yega, kana kuti Basic EPS sezvinowanzozivikanwa, vaongorori vezvemari vanoparadzanisa mari yakawanikwa inowanikwa kune inowanikwa nehuwandu hwezvikamu zvakasarudzwa.Zvino kuwana mari inoshandiswa pane imwe neimwe, kana Diluted EPS, kuchinja kunogadzirwa nokuda kwezvimwe zviitiko zvinogona kukonzera kana kutengesa, zvakadai sekushanda kwebasa rekushandiswa kwemabasa, mabvumirano, kushandiswa kwemadhenari, kana kushandiswa kwemari inoshandiswa .) Mhedziso yekupedzisira, pasi pekambani yekuwana mari, ndiyo mari yekambani inotarisirwa kuva nayo yakagadzirwa - mari yakawanda, purogiramu yakazara, kana inonzi yakabhadharwa ... iyo yose yakafanana - saka chinyorwa, "chii chakakosha?".
Nzvimbo Yakakwirira Yepamusoro Inoshandiswa Kuzvikamu Zvose Hazvikwanisi Kuita Kubudirira Kubudirira
Vanhu vazhinji vanokanganisa kutenda kuti mari yakakwirira yemari yakawanda gore negore inoreva kuti kambani iri kuita zvakanaka. Dambudziko nenzira iyi ndeyokuti rinorega kuchinja kwekushanda kwebasa pabasa .
Mune mamwe mazwi, kana bhizinesi reBhodi reVatungamiri rinosundira rekambani kuti ribudise zvikamu zvitsva zvezvitoro uye, mukuita kudaro, kaviri mari yose inoshandiswa mubhizinesi asi inowanikwa chete inomuka 5 muzana, iyo inotyisa kudzoka. Icho ndicho chinhu chechinhu chatiri kuzokurukurazve muchidzidzo ichi nokuti semuwemari mutsva, kuzvipira kwechibharo kunogara kuchikwira mari kubva kune imwe mugove pasina kunyanya kupiwa kudzokera kune imwe huru ndechimwe chezvikanganiso zvakakosha iwe waunoda kuti varwise.
Chinokosha semurimi wekutsvaga ndeyekucheka kwebatsiro pane rimwechete-mugove pamusoro penguva yakaenzana nehuwandu hwemari inotora kuunza iyo kudzoka; izvo iwe, semuridzi, unakidzwa, kwete izvo bhizinesi seyakaita.
Uyezve, zvakakosha kuratidza kuti, dzimwe nguva, vagoveri vari nani vanoshandira apo hutungamiri huri kuderedza ngozi pane kutsvaka kukura mumutengo wemari. Munguva dzenguva dzemabhuru uye manias, zvisinei, mabhizimisi ane hutano anogona kukonzerwa nehutsika hwakawanda hwekuita, kunomanikidzwa kubva pakagara pamba uye kutarisa makwikwi aro achiwana upfumi.
Yakaisvonaka, kana yakaipa, muenzaniso waiva bhanki rinonzi Wachovia. Isa zvakajeka, kuwa kweWachovia kwaityisa kune vakawanda vatengi nevasimari. Pakutanga imwe yenzvimbo dzinoremekedzwa zvikuru mune zvemari munharaunda yaro, vatungamiri vakasarudza kuti inogona kuwedzera mari yakawanikwa inoshandiswa kune zviyero zvinowanikwa nekutevera subprime chikwereti munguva yeimba yekutengesa frenzy. Yakaenda kusvika pakugadzira michero yakafanana nekutora chikwereti icho chaiva ne "kubhadhara zvaunoda" chiitiko kuitira kuti vanhu vakwereta zvakanyanya vangave vachiona kuti mari yavo yekubhadhara inokura pane kukura , kuwedzera dambudziko rebhangi kwenguva.
Mamwe mabhizinesi, akadai seBorders Group, aimbova wechipiri-guru guru rekutsvakira mabhuku mune zvigadzirwa munyika, aive nemapoka ekutungamirira akawana mabhizimisi ayo aisarasikirwa nemari, pakupedzisira achienda kumatare edzimhosva, nokuti mahofisi aya akanga apedza mari yakawanda yekutengeswa kwemaoko apo nguva dzaive dzakanaka kuedza uye kuendesa mberi mari yakawanda inoshanda kune yakajairika.