Kusanganiswa Inishuwarenzi ndiyo inotungamirira muUnited States wekuwedzera inshuwarisi yevanhu nemhuri. Iko ikozvino chikamu cheChubb, chimwe chezvinhu zvikuru zvakashambadzirwa nepamusoro pepanyika uye zvinouraya vatsigiri. Ikambani inodarika $ 5 mamiriyoni supplemental inshuwarisi mitemo uye $ 5 mabhiriyoni emishuwarenzi yehupenyu huri kushanda muNorth America. Kubva pane webhusaiti yekambani, Combined Insurance inoshuma kuti inopa chikamu chinenge hafu yemabhiriyoni mune zvemhosva gore rimwechete kana kuti inodarika $ 1 mamiriyoni zuva nezuva.
Inzvimbo yeGlenview, Illinois, Combined Insurance inosvika 5 000 pasi pose.
Iyo kambani yakatangwa muna 1922 na W. Clement Stone. Mutungamiri mukuru wezvino ndiye Brad Bennett. Combined Inishuwarenzi inopfuura $ 2 biliyoni muhomwe yenhumbi. Mabasa anosanganisira mahofisi kuNorth America, Europe, Latin America uye Pacific.
Kusiyana kwebasa munzvimbo yebasa chikamu chinokosha cheMubatanidzwa weInishuwarenzi yemutsika. Yakatumidzwa zita rinonzi Hispanic Network Magazine ra2015 Best of the Bests Lists richizivikanwa sepamusoro zvakasiyana-siyana vashandi muUnited States.
Mukuwedzera, Victory Media yaisanganisira kambani pakurongwa kwayo yeTop 100 Military Friendly Employers yegore ra2015 kwegore rechina rinotevera. Kusanganiswa Inishuwarenzi ine nhoroondo yekutsigira mauto kuburikidza nekubhadhara maitiro. Kubva pakutanga basa rayo muna 2010, kambani yakashandira vanopfuura 2 500 veterans uye zvirongwa zvekubhadhara imwe 2 800 pamusoro pemakore maviri anotevera.
Mari Dzakagadzikana, Kushanda Kwevashandi Vanotsvaga neKambani Kubvuma
Kusanganiswa Inishuwarenzi inoramba iine simba rakagadzikana mune zvemari mukati mebhizimusi uye rine zviyero zvinotevera kubva kune masangano ehurumende yehushuwarenzi :
Bhizimusi Bhizinesi Bureau Rating
The Better Business Bureau file yeCommunity Insurance Company yakavhurwa muna 1954.
Yange iri bhizimisi rakagamuchirwa sezvo faira rayo rakatanga kuvhurwa muna1954. Iine chikwata che "A +" pamwe chete nezvikwereti makumi maviri nezvinomwe pamakore matatu. Iyi iyi nhamba yekunyunyuta yakaderera ye sangano guru rakadaro. Nhengo dze Combined Insurance Company ndeye 3.86 kubva kune 5 nyeredzi dzinobva 22 kuongororwa kwevatengi. Pane huwandu hwekufungidzirwa kwevatengi 56 kunotsanangurwa muzvikamu zvinotevera: zvinetso nezvibereko / basa (34); chivimbiso-nharo dzevimbiso (1); nyaya dzekutakura (8); kubhadhara kuunganidzwa kwezvinhu (10); uye kushambadzira / kutengesa nyaya (3). Pakati pemakwikwi makumi manomwe akanyorwa, 6 dzakagadziriswa kuti mutengi agutsikane.
Top 50 yeWadhi
Muna 2015, pamwe chete Inishuwarenzi yakatumidzwa kuWorld Top List yeWard Group yegore rechitanhatu rakatevedzana.
Inishuwarenzi Products
Disability Inishuwarenzi : Urema hwehurema hwekuremara hunobva muInishuwarenzi yakabatana inogona kukubatsira kuti udzorere mari yako yaunogara uchiita kana iwe ukaremara. Izvo urongwa huripo 50% yezvakanaka zvako zvekugara kwenguva yakatarwa nguva inotevera nguva iyo iwe unenge wakaremara zvachose. Coverage inogadziriswa kwemakore makumi matanhatu kana makumi manomwe kana chibvumirano. Batsiro inobhadharwa zvakananga kwauri kwemakore maviri.
Njodzi Inishuwarenzi : Mubatanidzwa weInishuwarenzi yepamusoro yechipfuviso chekuwedzera inopa rubatsiro rwekurumidza pakuburitswa nemitero yakabhadharwa kwauri.
Hapana kuderedzwa kwezvibvumirano kune zvipi nezvipi zvinenge zvaitwa uye iwe unogona kuchengeta mutemo wako kunyange kana iwe ukashandura vashandi. Bhuku rinowanika kune zviitiko uye zvirwere zvakabatwa.
Supplemental Health Insurance : A supplemental health insurance plan rinogona kukubatsira kubhadhara mari yehutano kana hurongwa hwehutano hwehutano hwehutano huchibva huripo kubhadhara kubhadhara mari uye mamwe mabasa ezuva nezuva. Zvimwe zvirongwa zvepurogiramu zvakakosha zviripo kuti zvibatsire kubhadhara kurapwa kwakakosha uye chirwere chinoratidzira mari
Upenyu hweInishuwarenzi yehupenyu : Kana hupenyu hwako hwehupenyu hwehutano husingawanikidzi mhuri yako nehuwandu hwekudzivirirwa kwavanoda mushure mekunge musipo kuti muzvichengetedze, inshurensi yehutano yehupenyu huripo inokwanisa kubatsira kuzadza iyo fumbi.
Zvikwereti zvakawanda zvehushuwarisi hwehupenyu huripo huripo kuburikidza neChishanu Inishuwarenzi iyo inowedzera kubhadhara mari yekubhadhara mari kune avo vanobatsirwa pane mari yakabhadharwa kubva muhutano hwehupenyu hwehutano inshuwarisi.
Ichi ndicho chiitiko chakakosha chinobatsira mhuri yako nemari yekupedzisira, dzimba dzemari uye kunyange kutora mari.
Medicare Supplemental Inishuwarenzi : Medicare Supplemental Inishuwarenzi yeInishuwarenzi inowanikwa kubva kuAndibatanisi Inishuwarenzi haipi kusati yabuda mumamiriro ekugadzikana kana nguva yekumirira, kukwanisa kusarudza vanachiremba vako, kwete mafomu ekutsvaga, kusarudzwa kwezvigadziriswa zverongwa uye mureza usina kubhadhara mutengi wemumiririri ane mvumo yekupindura chero mibvunzo.
Pros uye Cons
Pros
Kusanganiswa Inishuwarenzi ndeye mutungamiri anotungamirira wekuwedzera inshuwarisi uye inowanikwa muUnited States. Iyo ine simba rezvemari uye yevashandi mahesero.
Kana uri kutsvaga nzira yekuwedzera nayo hupenyu hwako hwemazuva ano, njodzi, kutarisirwa kwakanyanya, inshuwarhu yehutano kana chirongwa cheMedare; Kusanganiswa Inishuwarenzi ndiyo nzira yakanaka yekutarisa paunotenga kutenga zvakakosha pane inishuwarenzi .
Cons
Hasi zvese zvinoshandiswa mumitemo zvinowanika mune imwe nyika.
Contact Information
Kuti uwane mamwe ruzivo pamusoro peMishandisirwo Emishuwarenzi Akabatanidzwa, kugamuchira chirevo kana kuwana sangano rekugara; iwe unogona kushanyira Combined Inshuwariti yewebhu kana kudana 1-800-490-1322.