Kutsvakurudza Kunoratidza Mafambisi Akaderera Anoratidza Best Best Achiita Mari
MuWall Street Journal nyaya inonzi Low Fees Outshine Fund Star System, mutevedzeri weMangota wekutsvakurudza mari inoti mari "yakaratidza kuti ndiyo inonyanya kusimbisa kunze uko." Izwi iri rinomira nokuti Morningstar ine yavo pachake yekuchengetedza hurongwa hwekutengeserana mari , pamwe nemari ine imwe nyeredzi yose kusvika kusvika kune nyeredzi nyeredzi.
Iyo inowedzera nyeredzi, zviri nani mari. Mumashoko eWall Street Journal, mutungamiri akaenderera mberi achitaura izvozvo maererano nekutsvaga mari shoma "Nyeredzi system, sechiyero chekugadziriswa-kushandiswa kwekugadzirisa, inenge isina zvishoma zvishoma."
Chimwe chinyorwa, Best Predictor Mutual Fund Performance, inotaura kuti "mari yakaenzana ndiyo inonyanya kusimba yekushanda. Mune imwe nguva imwe nguva-nguva uye data-kumweka kuongororwa, mari shoma-mari inorova mari yakawanda-mari. Iwe unofunga kuti iwe unenge huri nani huri nani kana uchibhadhara zvakawanda, saka nei zvakadaro iyo mari yakakwirira inoratidzika kuti inounza kudzoka kwakaderera?
Nei Kutsika Kwemari Kunoguma Mukuvandudza Kushanda
Sezvo mumwe purofesa wezvematongerwo enyika anozivikanwa (Eugene Fama) anozivikanwa kuti anoti, "hapasi mazana emadhora emadhora akange aripo kune kutora." Zvaanoreva ndezvekuti mari yemari inowanika pakanamatira pembe, pakarepo, kumamiriyoni - kuita kuti mabhiriyoni - evanhu vakachenjera kwazvo munyika yose.
Havasi kusiya mari patafura.
Mari inotarisirwa zvakakwana ine mari yakakwirira yepamusoro nokuti inoshandisa vaongorori kuti vatsvake data, uye inobvunzurudza mauto masangano emakambani iyo mari iri kufunga nezvekutsvaga mari. Inotenga mari kubhadhara vose vatsvakurudzi, kuitira kuti vakwanise kudzorera zvakakwirira nzira iyi inofanira kukurira zvakakosha mari.
Kazhinji yenguva dzose tsvakurudzo iyi haikwanisi kuunza hudzo hwakanaka apo iwe uchienzanisa nemigumisiro kune zvaungadai wakawana kuburikidza uchishandisa mari shoma shoma "yekusimudzira mari".
Mari dzinotarisirwa zvishoma nezvishoma zvinongotora sarudzo yezvinotsanangurwa zvinotarisirwa uye dzine maoko kana zvibvumirano zvinosangana nezvinodiwa. Semuenzaniso, hombe huru yekuchengetedza mari inenge isina mari inogona kuva nematokari ose ane kemusi yemakisi kupfuura ye $ 10 mabhiriyoni. Havadi kubhadhara vanhu vakawanda kuti vaite izvi. Zvinodhura zvinogara pasi. Uye iyo data inoratidzira iyi inodhura mari yekuita.
Saka iwe unowana sei iyo yakadhura mari yakaderera inoita mutual funds ? Mhinduro yacho iri nyore. Tenga nhamba yemari kana mari inenge isingatungamiri.
Zvaunofanira Kuchenjerera
Ndinowanzoona vanhu vasingazivikanwi nezvekutengesa mari yevanhu vanoshanda semumiririri akatapa (zvinoreva kuti vanogona kungosimudzira michina yekambani yavanoshanda), taurira vanhu izvo zvakasiyana nezvakataurwa munyaya ino iri pamusoro. Ndinoda kutenda kuti havasi ivo vanoreva nhema. Iko kushanda kwepamusoro kwemari pamwe chete nemari shoma zvakanyorerwa kwemakore. Kana chero munhu akaedza kukuudza zvakasiyana, ivo vanonyatsopomerwa.
Iwe unofanirwawo kuva wakangwarira wezvino "hot fund" list.
Paunotarisa kumashure makore mashomanana mushure mekuita kwekuita kwemari yakanyorwa pane imwe shanduro ye "mari yakanakisisa yekuwana" urongwa, nguva yakawanda iwe waive nehutano huri nani nekuva nekodhidhiki yekodhiriri yemari kana yekusarudzwa mari.