Iwe usati wasvika mumugwagwa wakazaruka, iva nechokwadi chokuti uri inshuwarisi
Zvingave iwe uri muchengeti wemotokari akachengetedzwa uyo ave ari purogiramu imwe yemishandiro yemishuwarisi kwemakumi makumi emakore kana mutyairi itsva anotarisa kutenga motokari yechipurisi yekutanga, inobhadhara kuziva chauri kutsvaga uye kuti ungasarudza sei best deal.
Zvakakosha kuyeuka kana kutarisa maongorori, munhu wese achave neruzivo rwakasiyana. Vazhinji vekutakura inshuwarisi zvikuru kwazvo nezviuru zvevashandi izvo zvinopararira mumiganhu yenyika. Sarudza kambani iyo yakanakisisa hairevi 100 muzana kukwana. Zvinoreva huwandu hwezviitiko zvakanaka uye netariro hwakanaka.
Asi kana iwe usingazivi kuti unotanga kupi, mashoko akanaka ndeokuti tiri pano kuti tibatsire kuratidzira makambani emakambani ehurumende yveshuwarisi kuti uende nayo, saka ramba uchiverenga kuti uone kuti chii chatakapa chiedza chemavara.
01 Best Overall: Erie Insurance
Vanhu vakawanda vanobvumirana nepamusoro pezvikonzero zviviri kana zvasvika kune makambani ehurumende yehushuwarisi inofadza kugutsikana uye kukwikwidzana kwemari. Kana iwe uchirarama muItaly, Indiana, Kentucky, Maryland, New York, North Carolina, Ohio, Pennsylvania, Tennessee, Virginia, West Virginia, Wisconsin kana Chirongwa cheColumbia, unogona kuwana imwe yepamusoro-rated inshuwarisi makambani maviri inoti kugutsikana uye kukwikwidzana kwemari, uye ndiyo Erie Insurance.
Erie inotengeswa kuburikidza nekambani yezvimiririra vamiririri. Kuzvimiririra vashandi vepfuma yakawanda kune vatengi nokuti vane ruzivo rwehuwandu hweinishuwarenzi vatakuri. Iwe unogona kugamuchira zvinyorwa zvakawanda nefoni imwe chete.
Erie akazarurirwa bhizinesi muna 1925. Vakagamuchira AM Best's rating yeA + iyo inonzi Superior rating. Simba rezvemari rekambani ye inshuwarisi inokosha kufunga. Kana kambani yeInishuwarenzi isiri kuita zvakanaka mune zvemari, vangave vasingakwanisi kubhadhara zvikwereti zvenyu kana zvichiitika nengozi. Makambani eInishuwarenzi anoongororwa neU.S. based based ratings agency AM Best uye akapiwa gari rezvemari kubva F kusvika kuA ++.
02 Kumhanyira, Zvakanakisisa Kwazvo: Nyika yose
Iwe unogona kunge uchiziva jingle yavo inobata, asi Nationwide inosarudzo yekufunga nezvemotokari yemotokari. Havasi ivo chete vane basa guru revatengi, asi vanopawo purogiramu inoparara inokubvumira kuti ude kuderedzwa kwako ne $ 100 gore roga roga iwe usingapindi mutsaona uye vanopawo zvikwereti zvakanaka zvekutengesa imba yako uye auto inshuwarisi .
Nyika yose yakatangwa muna 1920 uye inhare ye Fortune 100. Vane AM Best's rating yeA ++, iyo ndiyo yakakosha zvikuru. Uye shanduro yavo yefaira iri nyore kushandisa, iyo inonyanya kukosha kune vatengi. Iwe unogona kubhadhara bhadha yako, ona inshuwarisi makadhi pasina kupinda mukati, tarisa mitemo yako uye utange motokari kuda kubva kupi zvako.
Nyika yose inopa huwandu hwakawanda hweinishuwarenzi. Musha, motokari, mutengesi, furazi, upenyu nemhuka, kutaura mazita mashoma. Mitemo inowanika kuUnited States mumasangano 46.
03 Best Claims Kugutsikana: Hartford
Maererano neJD Power Hartford yakasimudzira kukwanisa kugutsikana kwemotokari. Kuwana kubvunzwa kutarisirwa nokukurumidza uye kwakakodzera kunokosha kune vatengi. Panguva yekurasikirwa ndeye apo iwe unoda kambani ye inshuwarisi iwe unogona kuvimba nayo. Hartford yakaratidza kune vatengi vakawanda vanogona kufamba nevatengi kuburikidza nematongerwo emitemo uye motokari dzichagadziriswa nenzira yakashata.
Hartford yave iri mune bhizimisi makore anopfuura 200! Vanopa mazano akazara evanhu pachavo uye vatengesi vatengesi. Hartford inowanika mundima 42. Vanopa Lifetime Renewability, zvinoreva kuti iwe unogona kuchengeta hurongwa hwako chero bedzi iwe une chiremera chekubvumirana uye uchibhadhara nenguva. Vanopawo New Car Replacement kugoverwa, saka haufaniri kunetseka nezvekurasikirwa kunze kwekudonhorera kana kurasikirwa kwese kuchiitika musati mota iri nemwedzi gumi nemashanu kana iwe ukabata makiromita gumi nemashanu.
Chinhu chakajeka pamusoro peHartford ndivo vanochengetedza imba imwechete Abraham Lincoln akambova nemugove.
04 Best for Competitive Price: Geico
Kana uri kutsvaga mari yakawanda kubva kune imwe kambani inonyatsozivikanwa, Geico yunivhesiti inogara iri yakasarudzwa kushandiswa muUnited States, uye kazhinji inouya ne ton tema rekodzero yekufambisa kwakachengeteka uye mamwe magetsi ekuchengetedza. Vanewo zvirongwa zvakawanda zvevatyairi vasina simba.
Geico inyanzvi yekutengesa inshuwarisi yekambani, zvinoreva kuti kutengesa kwose kwakapedzwa paIndaneti. Izvo zvakakwana kune vanotyairi vachitsvaga mabheti asina maturo. Nemhaka yokuti vanoyambuka pamusoro pemunhu wepakati, mutambi weinishuwarenzi, kambani inoponesa mari uye inopa mutengi zvimwe zvekuchengetedza. Kana iwe uchinakidzwa nekuti inshuwarisi inoshanda sei, kutenga paIndaneti inopikisana chaizvo.
Nguva dzose ugare wakatarisira zvidhauriro zvisinei nokuti inishuwarenzi. Iwe uri mutyairi wakachengeteka usina zviitiko zvekunyora kwako here? Wakaisa zvakachengetedzwa zvakachengeteka uye anti-theft equipment pamotokari yako here? Iwe uri mudzidzi wevadzidzi here kana iwe unoda kutengesa imba yako nemotokisi yemotokari yega pamwe chete? Zvose izvi uye nezvimwe zvinogona kukuchengetedza mari mumayero emwedzi pamwedzi, saka iva nechokwadi chokuti uzvitengese zvakanaka uye uzvibvunze pamusoro pekutengesa nguva dzose paunenge uchitsvaga mubvunzo.
05 Best for Drivers High-Risk: Bristol West
Sangano rehurumende risingaregereard re Farmers Insurance, Bristol West inshuwarheni inowanikwa munzvimbo dzose kunze kweAlaska, Hawaii, Massachusetts, North Carolina, Rhode Island, Vermont, Washington DC uye West Virginia. Iine hutano hwakanaka hwehutano hwemari uye chikamu chekunyunyuta kwakanaka.
Kana uchinge watora mathikiti akawanda, akwegura kana kuti vaduku zvikuru, ane chikwereti chakaipa, ane motokari yemotokari, anoda kutenga chikamu chaunenge uchida chekutaira kana kuti ane chikwata chekufambisa kune dzimwe nyika, iwe unogona kuiswa se " kwete, "kana kuti akaipisisa mutyairi nemakambani einishuwarenzi. Pane chikamu chimwe chetatu chevatyairi mumugwagwa vane urongwa huno, uye makambani einishuwarensi akasiyana anotsanangura vatyairi vasiri nonstandard zvakasiyana. Kana iwe chete uine imwe kana maviri yezvataurwa pamusoro apa, zvingava pfungwa yakanaka kuona kana iwe uchifunga kuti wakatarwa pane imwe kambani yveshuwarisi usati wabhadhara mari yakawanda nokuda kwehurumende isingatariswi.
Asi kana uchinge wanyadzisa kukanganisa kwakakura uye uzviwana uchida SR-22, Bristol West inokosha.
Unoda kutarisa pane dzimwe sarudzo? Ona mutungamiri wedu kumushuwarisi wemotokari yakanakisisa yevanotyaira pangozi .
06 Best Motorcycle Owners: Kufambira mberi
Progressive yunishuwarenzi ine hutano hwakanaka huripo, asiwo maitiro akawanda ekuvandudza uye kuwedzera-ons. Kune avo vanofunga kuve mutyairi we rideshare, kambani inopawo inshuwaridhe ye rideshare mu 21 dzinotaura. Asi iyo Progressive inonyanya kukoshesa ndeye Motorcycle Insurance. Nhanho dzavo dzakakwikwidzana zvikuru uye dzinogona kukunda mitemo yakawanda kunyange kana mumwe wacho anotakura ane mitemo yakawanda yekutora. Mitemo inouya neyakashandiswa kugovera kusvika ku $ 3,000 uye kuwedzera kugoverwa kuripo.
Unoda mamwe rubatsiro kuti uwane chii chaunenge uchitsvaga? Verenga kuburikidza nemukana wedu wepamusoro wechikoro motokisi inshuwarisi .
07 Best for Farm Farmers: Farm Bureau
Uri kutsvaga yunishuwarenzi uyo anozivikanwa nekudzivirira mamiriyoni akawanda emhuri mairi, mapurazi maduku nezvose zviri pakati? Farm Farm iwe wakabata. Kukwanisa kuvhara motokari yako, imba, uye furazi zvose nemuteresi iyeye zvinoita kuti zvinhu zvive nyore.
Farm Bureau yakagadzirirwa kusangana nemurimi wehutano hwemurimi wehutano huripo. Vakasimbiswa makore 75 akapfuura uye vane AM Best Best yeA iyo inovaisa muHutori hwakanaka hwemari.
Purazi Bureau inoda kubatana kwegore negore iyo inouya nemuzhinji wezvipo. Chengetedza mari pamitikiti nemasevisi munharaunda yako. Ramba uripo pane zvekurima. Uye kuwana ruzivo rwezvirongwa zvekudzidzisa uye zvehupurogiramu.
08 Best for Members of the Military: USAA
Ungano yeUnited Services Automobile inopa hurumende zvingasarudzwa chete kumashure ehondo uye nemhuri dzavo. Iyo kambani ine mikana yakaisvonaka uye simba rezvemari uye inosarudzo huru yevashandi vekushanda servicemen nevakadzi pamwe nevakuru veterans. Ivo vanozivikanwa nokuda kwebasa ravo rinoshamisa revashandi uye vane mamwe ematengo akaderera mumhizha.
USAA inopa zvakawanda kupfuura kungo inshuwarisi chete. Vanopawo mikana yakawanda yebhengi yakadai sokusununguka kuongorora nekukwikwidzana kadhi rechikwereti chekwereti. Tarisira kunzwisisa kweupenyu hwemauto uye inshuwarisi inoda kuU.SAA. Nhengo yese yebasa inofanirwa kuongorora USAA, mhuri dzakawanda dzisiri dzehondo dzinofunga kuti dzinogona!