Lincoln National Life Insurance Company inoshandiswa neLincoln Financial Group. Iyo kambani yakatangwa muna 1905 uye inowanikwa muRadnor, Pennsylvania.
Iyo ikambani ye Fortune 500, inotarirwa 247 kunze kwe500 uye inoshambadzirwa nekambani yepamusoro ku NYSE pasi pechiratidzo LNC . Iyo kambani iriwo pane runyararo rwaBaron rune mazana mashanu uye rinotarirwa 220 kubva kune 500. Zvose mari yeLincoln Financial Group yakazosvika $ 223 mabhiriyoni muna 2013.
Lincoln Financial Group maitiro emabhizimisi akaparadzaniswa kuita zvikamu zvina kusanganisira inshuwarisi yehupenyu , annuities , kudzivirirwa kweboka uye chirongwa chekurega basa . Lincoln Financial Group inobatanidzwa mumabasa akawanda ehupenzi anosanganisira iyo Lincoln Financial Foundation iyo inopa mari inodarika $ 10 mamiriyoni gore negore kunharaunda iyo inoramba iine bhizinesi rakasimba.
Upenyu HweInishuwarenzi Inotora Zvimwe
Lincoln National inopa vashandi vayo mutsara wakazara wemishonga inshuwarisi yeupenyu inosanganisira:
Nguva - Indarama yemishonga yemazuva ehupi inopiwa neLincoln National Life Insurance Company inosanganisira mitemo ine 5, 10, 15, kana makore makumi maviri emiganhu inopa mubayiro wekugadzirisa. Vatsigiri vezvekuwedzera vanowanikwa neshoko remishuwarenzi yehupenyu hunosanganisira: kuregererwa kwevashandi vepa premium - kubhadhara mari yepayimusi inogona kuregererwa kana bhizinesi inenge yakaremara zvachose; Vana vehutano inshumo yemainishuwarenzi - Vanopa kupa nguva kwenguva refu yevana; uye iyo inokurumidza kubhadhara mutasvi - Unogona kugamuchira chikamu chekufa kwekufa kana iwe ukavaka chirwere chisingaperi. Vose vari kutasva nguva yehupenyu hutungamiri hwehutano uye varipo pane mari yakawedzerwa kumutengo wepurogiramu.
Zvose - Mutemo uyu unopa inshuwarisi yeupenyu husingagumi pamwe chete nemari yekuunganidza mari. Mamwe mazano emagadzirirwo uye zvibvumirano zvinowanikwa nehutano inshuwarisi yehupenyu kuburikidza neLincoln National kushandura purogiramu kuti yakwanise zvaunoda. Zvimwe zvingasarudzwa zvinosanganisira kukurumidza kubatsirwe, kukurumidza kubatsirana nehutano hwakanyanya, kuipa kwekufa kufa, nguva yevana, kushaya hutachiwana, kuvimbiswa insurability, zvishoma zvishoma kufa nekubatsirana nevatasvi venguva refu.
Zvimwe Zvisikwa Zveupenyu Hwose - Chimwe chisarudzo chinobatanidza inshuwarima yehupenyu kwenguva yakawanda nemari yakawanda kukoshesa uye kushandiswa kwepurogiramu uye maitiro ekufa mazano. Kune zvirevo zvinopfuura gumi nezviviri zvehupenyu hwehupenyu hunowanika kuburikidza neLincoln National.
Mamwe mashuwarisi eupenyu huripo kuNew York.
Mari Inogadzikana
Lincoln National Life Insurance Company ine mari yakajeka uye inokwanisa kukwanisa kusungirwa mari uye pamwe nekubhadhara chero zvipi zvayo zvakataurwa. Uku kukwanisa kunoratidzirwa nehuwandu hunopiwa nemasangano ehurumende yepamusoro yveshuwarisi :
AM Best - A + Superior
Moody's Investor Service - A1 (Chechipiri Yakakwirira Kupfuura 21 Kuwedzerwa)
Standard & Poor's (S & P) - AA- (Chechina Chepamusoro Zvikuru)
Bhizimusi Bhizinesi Bureau Rating
Lincoln National Corporation, kambani yemubereki weLincoln National Life Insurance Company, ine "A +" rating neBBB uye yakange iri kambani yakagamuchirwa kubva muna 1939. Kwemakore matatu emakore, pane zvikwereti zvizere 92 nevakawanda vavo kuva munzvimbo dzezvinetso nezvibereko kana mabasa.
Pros & Cons
Lincoln National Life Insurance Company chikamu cheLincoln Financial Group uye inopa sarudzo yakazara yehushandi yemishandisi yeupenyu. Uine simba rakanaka rekushaya mari, iwe unogona kuvimba mukukwanisa kwaro kubhadhara zvikwereti uye kuramba uine mari yakachengeteka.
Imwe mukana ndeyokukwanisa kutarisira zvese zvido zvako zvekugara kwenguva refu zvakadai semishuwarenzi yehupenyu, mahedheni ekugadzirisa, nekugadzirisa basa rekurega basa nekambani imwe. Inishuwarenzi yehupenyu huri kukwikwidzana nemari. Kukanganisa kwe inshuwarisi yehupenyu ndekwekusakwanisa kugamuchira purogiramu paIndaneti.
Contact Information
Kuti udzidze zvakawanda nezve inshuwarisi yehupenyu nemimwe michina yakapiwa, shanyira Lincoln Financial Group website kana kudana 1-800-487-1485.