Mamiriro ako ega ega achaona kana nguva yakarurama
Mamwe mazano ekupa mazano anoti iwe unofanirwa kubata pane yako sarudzo dzekushandira zvinguva yakareba. Usazvienzanisa kusvikira vaswedera pedyo nemagumo ekupedzisira. Mukutaura, zvichida, izvi zvinopa mukana mukana wekuwedzera mutengo kuonga.
Asi izvi zvingasava nguva dzose mazano akanaka. Mamiriro ako ezvinhu, iwe unonyaradza hutano nehutano, mamiriro ako emitero, uye zvimwe zvimwe zvinhu zvinofanirawo kufungwa.
Heano zvinhu zvipi zvishanu zvinorema sezvo iwe uchiedza kuuya nemhinduro yako yega yega panguva yakanakisisa yekuita basa rako rekushandira.
Zvaunoda Zvemari
Kana uri kubata zvisarudzo mukutarisira kuti mutengo wekutengesa uchakwira kumusoro, funga zvaunoda zvino zveko mari kana uchienzanisa nezvingaita zvekuwana mari. Kana uchida mari ikozvino uye zvaunosarudza zvinokosha, kushandisa ikozvino chinhu chaicho. Imwe yepamusoro yemari mune ramangwana haisi chokwadi.
Iwe unogona kunge uchida kushandisa zvishoma nokuti:
- Iwe une chikwereti chakanaka chekwereti chaungabhadhara.
- Iwe hauna mari yakakwana yekuchengetedza uye iwe unoda gorozi guru remvura zuva rimwe kana mari yekukurumidza.
- Iwe unoda mari yekubhadhara pasi paimba.
- Iwe une imwe iyo inokurudzira mukana wekutsvaga iwe waunofunga une zvimwe zvingaita kunze kwekambani yekambani.
- Iwe unoda mari yekudzidzira mwana kumakoroji.
The Risk / Return Tradeoff
Pane chimwe chezvinhu zvinoshandiswa mumashandi emabasa enyu anonzi time value.
Kana pane makore mazhinji akasiyiwa kusvikira zuva rapera, kukosha kwemazuva ndiko kukwanisa kwekuwedzerwa kwepamangwana. Nenguva inokosha inouya mukana wekuti nzvimbo inogona kuwira pasi. Iyo inowanikwa iwe yaunenge uchiziva kuburikidza nekudzidzira nhasi inogona kupera.
Iwe ungada kuisa njodzi kubva patafura uye mberi kwezvimwe zvinowanikwa zvimwe kana:
- Nhamba yakakosha yehupfumi hwako-zvinopfuura 10 muzana-yakatomirwa musangano rekambani.
- Mari yakawanikwa nhasi inogona kukurudzira kuwedzera kwehuwandu hwemari hunobva pane zvido zvako zvemari.
- Iwe hausi kufunga kuti tarisiro yekambani yekambani inotarisa.
Mutero-Kuronga Mikana
Kuronga mutero kunosanganisira kuronga mari yako inotarisirwa uye kudhakwa pamusoro pemakore anotevera. Kushandisa zvese zvaunogona kuita mugore rimwe chete zvinogona kukupinza mubhaketi yakakwirira. Ikoko kunogona kunge kune zvikonzero zvemitero yekuita zvimwe zvasarudzo zvino uye kumirira kusvika gare gare kuti uite vamwe. Zvingava zvine musoro kushandisa chikamu chezvaunosarudza gore negore panzvimbo yekumirira kusvikira zuva rokupedzisira razovashandisa zvose.
Mamiriro Edzikahwe
Kuda kwechinhu chako chekambani uye kusagadzikana kwemashamba emamiriro ekutengeswa sekuzara kunofanira kufungwa. Zuva harirevi nguva dzose. Izwi iri rakanyatsogadzirwa munyaya yeCNN Money pamusoro pekushandisa shanduro dzekutsvaga:
"Munguva ye tech tech bubble, somuenzaniso, vashoma vashandi vanochengetedza vakawana mukana muzvikwata zvavo zvepamusoro-soro. Kushandura pepa kunowanikwa mune zvingasarudzwa mumari chaiyo-kunyange zvazvo uchiita "mangwanani" maererano neuchenjeri hunowanikwa-hunoratidzika kunge hwakanga huri kungwarira pakuonazve. "
Nhamba Yezvokusarudza / Mushandi Wekutsvaga
Kana yako iri yakanyanyisa, yakakwirira-yakawanda-inofanirwa imba, unogona kutevera dzimwe nzira dzakapfuura kune munhu asina zvidzidzo zvishoma. Murairo wakanaka wokutevera ndewekuti kana iwe usinganzwisisi, usazviita. John Olagues, munyori weKutanga Kwekushandisa muUkashandiswa KweZvashandi, anotaura pamusoro pekushandiswa kwemashandiro ekugadzirira mashizha. John ndiye aimbova Stock Options Market Maker kubva kuChicago Board Options Exchange uye Pacific Package Exchange muSan Francisco.
Anoti iwe unogona kuderedza njodzi uye kuwedzera zvingadzoka kuburikidza nekushandisa nzira dzakakosha dzinosanganisira kutengesa foni uye kutenga kunowedzera kambani yekambani. John anotsindira kuti kana achienzaniswa neanoedza-uye-kutengesa zano, nzira dzakasarudzwa nzira ndeimwe nzira yakanakisisa yekuderedza njodzi uye kutora nguva yakasara yakasara pane zvaunogona kuita.
Johane anotsanangura mafungiro ake muna 5 Golden Rules for Managing Employee Stock Options . Ramba uchiyeuka kuti mazano aya akakwirira anonyatsogadziriswa nevaya vane basa rekushandiswa kwezvikwata izvo zvingakodha $ 500,000 kana kupfuura.
Usatora zvinyoronyoro mutemo wegunwe uye uchengetedze zvese zvisarudzo kusvikira pakuguma. Chimbofunga zvinhu zvose kuti uite chisarudzo chinokodzera zvaunoda.