Mabhanji dzimwe nguva anopa mari kuvaridzi vomunharaunda mukufambisa
Cash yekiki haisi mhinduro kune nhamo yeimba yeimba yose, asi inogamuchirwa kune vamwe. Shure kwezvose, matambudziko maviri makuru emabhanki anotarisana kana kutora musha mukugadzwa ndeye mamiriro eimba uye kubvisa vanhu varo. Ichi ndicho chikonzero mari yekiyi ndiyo sarudzo yakakurumidza uye nyore kune mabhengi akawanda. Cash yekiki ndiyo izwi rakachengetwa pasi pezvikwata nemabhangi kwemakore, asi iyo subprime mortgage kusanganiswa kwe2007 - iyo yakatungamirira kuhuwandu hwakawanda hwekugadziriswa - yakamanikidzwa mabhengi akawanda kuti atange mari yezvigadziriswa zvinowanzoenderana nekuita .
Chii Cash Che Keys?
Mari yezviki ndiyo nzira yeimba yekumba mukutsvaga - kana vashandi vanogara mumisha yakatarisana - kugamuchira mari mukutsinhanisa kupa zvikoni uye kubuda pamba. Bhizinesi rinowanzosvika pachibvumirano nevanogara veimba yakatarwa, iyo inoda kuti imba icheneswe uye yasara iri mumamiriro akanaka. Chibvumirano chinowanzoisa musi chaiwo wekuti imba ichave yakabviswa, kusanganisira chivimbiso kubva kune vagari vati havazoiti:
- Vandalize imba.
- Tora imba yezvigadziri zvitsvene, midziyo kana mhangura.
- Siya mapoka ezvipfuwo shure.
Nei Mabhizimisi Kubhadhara Mari yeKeys
Mabhangi haasi mune bhizinesi rekutora zvivako, asi kana bhanhire rine chikamu cheimba kumba kuburikidza nekuenderera mberi kwekuenderera mberi , inotarisirwa iyo kusvikira yatengesa. Kana bhangi iri kushandisa mari yekugadzirisa kukanganisa kunokonzerwa nevanogara, iyo mari inowedzera kubhadhara kwebhangi. Inogonawo kutora zviuru zvemadhora kuti adzinge muridzi wemba kana kuti muvakidzani uye inogona kuva nguva inopedza kuenda kudare.
Mari Inobhadhara Zvii?
Nhamba yacho inotaurirana. Bhanji haisi kupa zvinokonzera mari yekiki; iyo nzvimbo inowanzowedzera nyaya yacho. Kazhinji, zvuru zvishoma. Kuti uende kunze, izvi zvinonzwisisika mari yaungatarisira kuti uwanezve:
- Chechengetedzwa pane imwe nzvimbo, pamwe nerekutanga yekutanga uye yekupedzisira.
- Movers
- Lori iri kukodzwa
- Utility deposits
- Dzimba dzenguva duku dzakaita semotel
Dzimwe nguva mabhangi anobhadhara mabhonasi apo vagari vanobvuma kuenda kunze pakarepo. Zvose zvinoenderana nebhangi uye chido chayo chekushanda pamwe nemunhu. Hazvifanirwi kupa chero munhu mari mari, asi.
Usabvunza bhangi mari yakawanda kupfuura iwe unofanirwa kutamisa; izvi zvinogona kudzoka, uye chipo chacho chinogona kubviswa . Iva akanaka, uine ruremekedzo uye unonzwisisa, uye unogona kuwana mari yaunoda kubva paimba.
Cash for Keys Munguva Pfupi Yakatengesa
Kubatsirwa kweHAFA kutengeswa kwenguva pfupi yezvivakwa zvinotora nzvimbo inoshandiswa kuva bhengi shoma rekutengesa raizobhadhara chikwereti kusvika ku $ 3,000 pakubatsira kwekuenda kune imwe nyika kuti ishande pamwe nekutengeswa kwechidimbu. HAFA zvishomanana kutengesa hazvina kubhadhara muridzi-vashandi vasingagari mumisha yekubhadhara mari. Mukutsinhanisa mumiririri anobvumirana kubvumira imba yacho kuratidzirwa uye kubva pamba iri mumamiriro akanaka. Pakuvhara, muridzi wacho anowana cheki.
Zvisinei, nhau dzakaipa HAFA yakapera musi waDecember 31, 2016, sekudhindwa.
Vashandi Vanowanzowana Cash Cheys?
Dzimwe nhau dzakaipa ndezvokuti pane zvishomanana uye zvishoma zvishomanana kutengesa sezvo makore achienderera mberi. Foreclosures zvichida haichazoperi sezvo kune nguva dzose vanhu vanozvipira kana vasingazivi vachizviwanika mumatambudziko emari.
Vanorasikirwa nebasa, vanoona chiremba mamiriro ezvinhu avo vasingakwanisi kuwedzera kana kuipa. Vamwe vanhu vanorasikirwa nemisha yavo nekuda kwekusagadzirisa nyaya kana kuti nekurambana.
Chero bedzi paine zvipfeko, vanhu vacharamba vachizviwana vaine mari yakaomeswa uye vasingakwanisi kuita zvavanofanira kuita. Kana izvozvo zvikaitika, uye vanhu vane mari yekuti vaende kubva kune imwe nzvimbo uye vaende kune imwe nzvimbo, ndiyo iyo mabhenji anowanzopindira uye kupa mari sechikonzero chokubva pamba.
Mabhangi haaitirwi kupa mumwe munhu chero mari zvachose. Ita kuti unofadze kana vachidaro.
Panguva yekunyora, Elizabeth Weintraub, CalBRE # 00697006, ndiye Broker-Associate kuLyon Real Estate muSacramento, California.