Ndinokwanisa Kushanda Kana Kutenga Zvandakatengesa Pfupi?

Zvakanaka kubvunza pamusoro pemiganhu yepamutemo yekubhajisa kana kutengesa pane kutengeswa pfupi . Kuchenjera kutanga kutora mazano epamutemo uye wechipiri, shandisa semhepo kubva kune imwe kambani inokukurudzira kuti udzoke kumba kwako kwekambani kutengesa nechinangwa chokuchidzorera zvakare mumugwagwa. Iyi kambani haisi shamwari yako. Iko kambani inokuona iwe se "chiratidzo" - mari inobatsira. Icho chiri chimiro chakamirira kuti chigone uye chigadzirire pane nhamo yako.

Kambani yekutengesa shoma uye kutengesa chikamu chemafu chekuita mari. Icho chiri pasi pemamiriro mazhinji evanhu anofungidzirwa kuva pfupi kutengesa chikwereti chekubiridzira . Kana usina kusava nechokwadi, bvunza FBI zvazvinofunga nezvekambani yako yekuchengetedza imba.

Chinhu pamusoro pevaridzi vemhuri vari kutambudzika vachitaura kune vatsigiri vekubhadharira pamba, zvakanaka, yakangofanana nekukandwa mumatangi e shark neropa reropa. Pane chete kuguma kwechiitiko ichocho, uye hachina kunaka. Kana imwe nguva imba yako ichienda kusina kukwana, kunze kunouya mhumhi mune zvipfeko zvemakwai. Iwe hauzive kuti ndiani angavimba naye. Iwe hausi kuda kurasikirwa neimba yako asi iwe haugoni kubhadhara mari yekubhadhara chikwereti zvakare, uye iwe une chikwereti chakanyanya kupfuura imba inokosha. Kutengeswa kwepfupi kunofanana nekutengesa kwako kwakanakisa, uye zvinogona kunge zvakanaka, asi nekuda kwekusachena kwako uye kusina ruzivo munyaya idzi, zvikwata zvinogona kukubatsira iwe, uye zvichadaro.

Sei kutengesa kana kutengesa kumashure kwekutengeswa pfupi kungave kubhadhara chikwereti

Kubhadhara chikwereti kunowanikwa apo ruzivo rwakachengetwa kubva kune chikwereti chako icho, kana uyo anopa chikwereti achiziva nezvazvo, angaita kuti chikwereti chirambe kutengeswa kwako kwekanguva .

Inonzi inodhonza uhweya pamusoro pemutengi wemaziso. Izvo hazvisi kuzarura.

Mabhandi makuru akadai seBhange reAmerica , Wells Fargo, uye JP Morgan Chase vakabata kune mahedheni akaitwa nevashambadziri uye shady agents uye, kunyanya, makambani ane makaro akangogadzirirwa kuita mutambo kune vakadzvinyirirwa.

Zvinotevera ndezvipi zvezviito mabheji akawanda anorambidza zvakananga, zvichida kuburikidza nehutano hwehurefu hwemaoko , iyo yakasainwa nemapoka ose kana kuti tsamba yekutengeswa shoma pfupi iyo pachayo:

Iva nemhosva kana iwe ukakumbirwa kuti uite imba yako, kutumira musoro, kune mumwe munhu kana kambani asati apedza. Dzimwe makambani asinganyengeri anonyora chiito chako uye ipapo gumbo uye anotarisana nebhangi rako semukuru, pasina kubatanidzwa kubva kwauri. Asi, iwe uchiri kukonzera chikwereti chako.

Apo Senguva Pfupi Yokutengesa Leaseback kana Kutenga Dzoka haisi Kutenga Chikwereti Chekubiridzira

Kunyangwe iwe ungada kuwona vatyairi sevatumwa vetsitsi, ava varume havasi vatumwa. Hapana ngirozi pamusoro pekambani inobvisa imba yako uye inotora mazwi pasi apa iwe unogona kuripa kuburikidza nemhuno kuti uutenge zvakare. Vachakutengesa zvakare zvakanaka, nenzira yepamusoro pekukosha kwayo kwemashamba panguva iyoyo.

Kana wakweretesa wako achinyatsobudisa pachena uye asingarambi, unogona kuita zvakawanda zvaunoda.

Asi uyo anokweretesa angangodaro. Kana iwe uchipfuurira mberi, uwane zvinyorwa kubva kune wako chikwereti kuti zvakanaka kuti udzore kumashure kana kutengesa kutengeswa kwako kwekanguva. Nokudanidzira nenzwi guru, kuwana mazano emutemo. Handisi gweta uye handigoni kukupa mazano epamutemo.

Kutengesa kutsva kweFannie Mae kunogona kukupa chikwata chekubhadhara uye / kana kutengesa. Fannie Mae ibhizimusi rinotsigirwa nehurumende, zvinoreva kuti rinonyanya kupiwa nehurumende. Uye hurumende, kwete mapoka ega ega, inogona kuita zvibvumirano pamwe newe. Ramba uchifunga, zvakadaro, kuti Fannie Mae haasi shamwari yako kana.

Zvose mune zvose, iwe unowanzova nani kuti utengese imba yako sekutengeswa pfupi, kubuda kunze uye kubhadhara chimwe chinhu kwemakore mashomanana, uye uchatenga imba yakafanana neyaimbova yako pangangodaro hafu yemari yadzo yepakutanga . Mutambo iwoyo uri kutambidzwa kunze kwenyika yose, uye iyi ndeyechokwadi.

Ndiyo nzira dzechokwadi "dzisina zvigaro zvakabatana" zvishomanana kutengesa mabasa.