Sei uchida kutumira mutero unodzoka, uye unozviita sei?
Sei uchida kutumira mutero unodzoka, uye unozviita sei?
Kana iwe uine basa nemari yekubhadhara nguva dzose, iwe unenge wava kutokwanisa kutora mitero! Mitero yaunokwereta pamari yako inobviswa kubva pamari yako uye yakabhadhara kuhurumende nehurumende.
Saka sei uchiri kuda "kutora mitero" gore rega rega?
Chikonzero Nei Uchida Kuisa Mutero Wokudzokera
Kana uchitanga, mari yako yekubhadhara inowanzo isiri yakarurama: Zvisarudzo zvaunoita paunenge uisa misha yako yekubhadhara pakutanga kwebasa rako inogona kuita kuti iwe uite pasi-kana kupfuura-kubhadhara mitero yako.
Uyezve, unogona kukwanisa kuderedza mitero yaunokwereta-uye nokudaro, kuwana mari yemitero yawakabhadhara-nokutora zvimwe zvitsauko kana zvikwereti zvinowanikwa mumutsetse wemutero. Pano flip-side, iwe unogona kunge uine mari yakawedzerwa isingabatanidzi mubhadharo yako yaunotarisirwa kuti uite, uye izvo zvingaguma iwe uchibhadhara zvakawanda mumitero.
Mugumisiro weizvi zvose ndeyekuti unofanirwa kutora mutero wekudzorera gore rose. Nenzira iyi, yakagadzirirwa kuti iwe unokwereta mimwe mitero kupfuura izvo zvawakatobhadhara kune hurumende nehurumende, kana uine chikwereti chekubhadhara kwemitero yawakatobhadhara.
Mutero wako wekubhadhara kwemutero wegore rekutere unofanirwa kana musi waEpril 15 wegore rinotevera. Somuenzaniso, mutero wako wekubhadhara wegore ra2017 uchave wakakodzera musi waApril 17, 2018.
Nzira Yokudhinda Mutero Wokudzoka
Pane nzira nhatu dzinokosha dzekutora mitero yako.
- Dhinda faira yako nemaoko, uchizadza fomu inonzi 1040, maererano nemirairo inopiwa ne IRS; uye kutumira iyo ku IRS, pamwe chete nemari ipi zvayo yaunokwereta.
- Shandisa chirongwa chepurogiramu kana webhusaiti yebasa rakafanana neTurboTax kana H & R Block. Basa racho rinokufambisa mumibvunzo yakawanda pamusoro pemari yako uye zvigadziriswa zvingaita, zadza 1040 yako, uye (kana iwe ukasarudza) ita iyo pakombiyuta iwe.
- Wana rubatsiro rwemhizha kubva kumubhadhadha kana mutengesi wemutero , uyo achashanda newe kuti awedzere kubhadharwa kwako uye kuzadza mutero wako wekudzorera iwe.
Chokutanga chisarudzo. Kana iwe uchienda nechisarudzo chechipiri, iwe unogona kunge uchida kubhadhara mari, kunyange zvazvo mamwe mapurogiramu iye zvino anopa kusunungura kusununguka kana kudzoka kwako kuri nyore. Chisarudzo chechitatu-rubatsiro rubatsiro-ruchaita kuti uwane mari.
Kuti Mitero Yako Yakagadziriswa sei
Muchidimbu chaunoda kubhadhara mumitero yakatarwa kunyanya nemari yako yose. Hurumende yehurumende inoshandisa nzira yekufambisa mitero , izvo zvinoreva kuti mari yakawanda yauri kuita, iyo yakakwirira yako inobhadhara mutero uri. Iyi mitengo inotarirwa nezvikwereti zvemitero ; somuenzaniso, kana iwe ukaita pakati pe $ 91,900 uye $ 191,650, uri mune 28 muzana mutero bracket. Zvisinei, chete chikamu chemari yako inopfuura $ 91,900 ichakwaniswa pane iyoyo 28 kubva muzana. Nokudaro, zvinopesana nekutenda kwakakurumbira, kuwana kukudzwa kunokuita kuti uende mubhaketi yakakwirira yepamusoro hakurevi kuti iwe unomutsa kuunza imba shoma shoma!
Kana uine basa remazuva ose, waunoshandira achakupa fomu inonzi W-2 ; izvi zvinosanganisira ruzivo pamusoro pekubhadharwa kwavakaita, uye zvakadini zvakatodzwa mumitero. Idzi ruzivo runobva rwaendeswa kumutero wako wekubhadhara, uye ndiyo nzira yakakosha yekuona kuti iwe une chikwereti chei-kana kuti chikwereti-mumitero. Vanhu vanozvidzivirira uye vashandi vekambani vanoshandisa maitiro akadaro anonzi 1099s, uye mamwe maitiro anogona kupiwa kwauri kubva kumabhangi uye mafemu ezvekutsvaga uko kwawakawana mari inowanikwa.
Mashoko ekuwana mari pano ari ose akatumirwa kune yako 1040 .
Zvisinei, mari yaunowana mari iyo inonyanya kutengesa inogona kuderedzwa nezvinozivikanwa sekuderedzwa . Somuenzaniso, kana iwe ukapa $ 2,000 kune zvikwereti zvakakodzera uye zvisina mari mu 2017, unogona kuzvitora iwe paunotora mitero yako muna spring 2018. (Cherechedza kuti izvi hazvirevi kuti yako yose yebhadharo inowanikwa ne $ 2,000, asi pane kuti iyo inowanikwa mari inoshandiswa kugadzirisa mutero wako inoderedzwa neizvi-izvo, uyewo, inoderedzera yako inobhadhara mutero unotengeswa nemamwe mari.) Mitero yefero inogona kusarudza kuti iite zviduku zvakadai, asi kunewo kuregererwa kwakakwana , kwevakawanda mafiritsi, achasimudza ari akakwirira kudarika kuwanda kwezvakabviswa zvadzo. Purogiramu yemitero kana kuti prepreti ichakwanisa kuita chisarudzo ichi nyore.
Kuwana Kubhadharwa Kwako (kana Kubhadhara Bhiri Iyo)
Kana ukangopinda mashoko ose akakodzera pamusoro pemari yako, kubhadhara, uye zvikwereti, iwe uchakwanisa kuenzanisa marari-kana iwe une chikwereti chemari, kana iwe wakakwereta kubhadhara mari.
Kana iwe uine chikwereti chemari, iwe unogona kungotumira mari iyo kuhurumende yakakodzera yehurumende (iyo IRS uye / kana dhipatimendi renyika yako yemari) pamwe chete nemutero wako wekudzokera; kana zvakanyanya kudarika iwe unogona kuripa zvose kamwechete, iwe uchakwanisa kugadzira chirongwa chokubhadhara. Kana iwe uine chikwereti chekubhadhara mari, une zvishoma zvingasarudzwa zvekugamuchira mari yako (s), kusanganisira kutumira tsamba kana kutumira zvakananga kubhengi rebhangi.
Usakanganwa kuchengetedza kopi yemutero wako wekudzorera zvinyorwa zvako-zvichauya zvakanaka apo uri kutora mitero yako gore rakatevera, uye richauya zvechokwadi mukana kana IRS ine mibvunzo uye inosarudza kuongorora iwe.