Nzira yekuverenga mutero weimba
Ndeapi chaizvo mitero yemitero?
Imitero yemitoro inonzi "ad valorem" mutero - iyo izwi iri rechiLatin kune "maererano nekukosha" - saka zvinotevera kuti inotarirwa zvichienderana nekuongororwa kwehuwandu hwepfuma yako.
Zvikoro zvekubhadhara mitero yemunharaunda, masangano emoto uye makiraibhurari, uye inogona kuva chinhu chikuru chekubhadhara mari yeguta rako kana nzvimbo. Mimwe mitero yemitero inoratidzira zvinyorwa pamusoro pekuti mari yako yakawanda inoenda sei kune humwe hurumende uye mari yevanhu.
The Property Assessment
Kukosha kweimba yako kunotsanangurwa nehofisi yemutero wemunharaunda yako. Imba yekuongorora inogona kuitwa gore roga roga kana kunyange kamwe chete pamakore mashanu. Izvo zvinoenderana nemamiriro emamiriro enyika kana kuti emunharaunda. Iwe unofanirwa kugamuchira kukosha kwako kukosha kutanga, uye ipapo yako yefa yemutero mushure pfupi.
Iko kuongororwa kwakavakirwa pamusorosoro wemutero wekutsvaga kwemari yeimba yako. Kukosha kunowanzosvika pane imwe yenzira zvitatu:
- Kuenzanisa kwekutengesa: Muongorori achafananidza zvinhu zvako kune zvimwe zvinhu zvakadai izvo zvakatengeswa munzvimbo yakapfuura munguva yapfuura yapfuura. Iye achazogadzirisa zvinhu zvinogona kuita kuti zvinhu zvako zvive zvishoma kana zvisingakoshi kudarika izvo zvakatengesa, zvakadai sekiyeki yakagadzika yawakaisa mune izvo zvinokonzera vamwe makicheni kuti anyadzwe.
- Nzira inobhadhara: Muongorori anoverenga kuti ingadai yakadhura yakawanda sei kubereka imba yako kubva pasi, kusanganisira zvinhu uye basa. Iye achaita kuti uwedzere kuwedzera kana nzvimbo yako yakakura, uye wedzera kukosha kwenyika yako.
- Nzira yekuwana nayo: Izvi zvinoshandiswa zvikuru kune zvekutengeserana nebhizimisi. Muongorori anoyera mari yakawanda yaungatarisira kuigamuchira kana chivakwa chacho chichitsvaga zvichibva pane zvimwe zvinhu zvakadai sekubhadhara mari yekuchengetedza, inshuwaridhi mari, uye mahara ekubhadhara mari.
Kuverenga Mitero Imba
Kuongororwa kwepfuma yako kunowanzowedzerwa nemutero wemutero wemunharaunda, dzimwe nguva inonzi mairiraji yemari kana mill yemari. Imwe yemagetsi yakaenzana nechegumi chezana rimwe kana $ 1 ye $ 1 000 yemari yeimba. Hurumende dzakasiyana dzinogona kutengesa mhando yemitengo. Kazhinji kune imwe nzvimbo yemitero inobva kune imwe chete yemarara. Nharaunda dzinowanzotarisa kuti mari yakawanda inowanikwa mune imwe nguva yakatarwa, ega kugadzirisa mari yekuenzanisa nekukwira mari iyoyo kuburikidza nekubhadhara mitero.
Funga kuti imba yako inotarisa $ 250,000. Nharaunda yako yemunharaunda inowanikwa ndeye 45. Wedzera huwandu hweimba yacho ne4,5 muzana kuti uuye pamutero wako wemutero: $ 11,250 pagore. Kana kero yako yemutengo inongova nemakore gumi nemashanu, mutero wako wekubhadhara ungaderera kusvika $ 3 750 zvichienderana nehumwechete.
Kuda Mari Mitero Kunobhadharwa
Mutero unobhadhara unogona kubhadharwa sechikamu chemari yako yekubhadhara mari pamwedzi kana mugore roga roga kana mugore roga roga kubhadhara kunowanikwa zvakananga kumunharaunda wako wekutengesa mutero. Dzimwe nzvimbo dzinogonawo kugamuchira mhirizhonga pamwedzi.
Cherechedza: Mitemo yehurumende nemunharaunda inochinja kakawanda uye ruzivo rwuri pamusoro harungaratidzi kuchinja kwezvino. Uyezve, hurumende uye masunharaunda zvingashandura nzira dzavo dzekuongorora uye mitsara yezvikwereti gore negore. Taura nemutemo wemunharaunda yako yepamusoro kwehuwandu hwepamusoro-kune-zuva zvekugara kwako, kunyanya kana uri kufunga kutenga imba uye iwe unoda kutarisira kuti mutero wako wekubhadhara uchava chii. Mashoko aya ari munyaya ino haasi mazano emitero uye haisi kutsiva mazano emitero.