Chii chinonzi PMI?
PMI yakaiswa munzvimbo yekudzivirira mabhanki ari kukukweretesa mari. Ichinobatsira bhengi kuti ipezve kana iwe ukange uchinge uchitsiva pane chikwereti chako uye uende mukugadzirisa. Hazvidziviriri iwe, wakwereta, chero zvakadaro. Kana iwe ukarega kubhadhara, iwe ucharamba uchirasikirwa neimba yako. Havasi vashandi veimba ye inshuwarisi uye hazvizodziviriri zvinhu zvenyu kana nzvimbo yako kana imba yako ichiparadzwa. iripo kuti ibatsire bhenji kuti ipezve kana iwe ukange uchingotadza pane chikwereti chako.
Ndinogona Kudzivisa PMI?
Iwe unogona kukwanisa kuponesa PMI yunishuwarenzi kuburikidza nokutora chikwereti chechipiri kune mari yakawedzerwa yaunofanira kukwereta. Iyi ndiyo mafomu ekugadzira mari. Mari yako yezvikwereti inenge iri 80/20 kana 80/15/5, uye iyo mitanhatu iri kubhadhara pasi iwe wawakachengetedza iwe pachako. Kana ukasarudza kuita izvi, zvakakosha kuziva kuti unoda kuwedzera mari yezvikwereti zvose pamwe chete paunenge uchitarisa kuti unogona kukwereta sei.
Iwe unogona kunge uri nani pakuchengetedza kubhadhara kuripo kweimba yako .
Uyezve, kana uri chikwereti chekwereti, unogona kunge uchiripira mari yako nehuwandu hwemari. PMI inogona kutariswa sechinhu chisina kunaka, asi zvinoenderana nemari yako yauri kutarisa. Kana uine PMI pane chikwereti chechikwereti chakaderera, unogona kuguma uchiponesa mari munguva refu, panzvimbo yekubhadhara chikwata chapamusoro chehupenyu hwose hwechikwereti.
Zvakakosha kutarisa mufananidzo wose pakusarudza chikwereti chako.
Nzira yakanakisisa yekudzivisa PMI ndeyekuchengetedza mari yekubhadhara iwe usati watenga imba. Izvi zvinogona kutora nguva uye zvinogona kugumbura kana iwe uchinzwa uchimanikidzwa kutenga imba ikozvino. Zvisinei, kuwedzera kwakakwana mumba mako kunogona kuita kuti zvive nyore kwauri kutenga imba yakanaka uye inotora kuvharwa kana uchida kutengesa imba yako munguva yemberi nekuda kwekufamba. Iyo inogona kukubatsira kuti urege kudzikatira pasi paunotora chikwereti chako. Nenzira yakawanda, inoita kuti shanduro yose yekuve neimba iri nyore zvikuru.
Ko PMI Inonditsigira Kana Ndisingakwanisi Kuita Mari Yangu?
Vamwe vavanidzi vembavha vanofunga zvisiri izvo kuti PMI ichavadzivirira kana vasingakwanisi kubhadhara kana kuti vangafunga kuti vane mvumo yeimba yemusha ne PMI. Izvi hazvisizvo. Iyo inishuwarenzi yebhangi iwe unofanirwa kubhadhara. Kana ukarega kubhadhara, iwe unogona kurasikirwa neimba yako, uye zvakakosha kuve nechokwadi kuti unonzwisisa izvi. Chero bedzi uine chikwereti pamusha mako, iwe unofanirwawo kuva neimba yemu inshuwarisi. Inotarisirwa nebhangi, asi iwe unofanirwa kuva nayo kunyange mushure mekunge iwe wakabhadhara imba yako.
Ndingakwanisa Kubvisa PMI?
Zvakakosha kuziva kuti iwe unogona kubvisa PMI kana wakabhadhara chikwereti chako pasi kuitira kuti iwe uwane chikamu makumi masere chete pamusha wako.
Zvisinei, izvi zvingatora nguva yakareba kupfuura iwe, nokuti chikamu chikuru chekutora kwako kutanga kunowedzera kune unofarira, uye zvishoma chaizvoizvo zvinotungamirirwa newe. Vamwe vanokwereta vachakubvumira kuti murasire PMI mushure memakore maviri ekubhadhara nguva.
Mabhandi haazogadzirisa PMI iwe pachako kana iwe uchizosvika pakusvika kuti iwe hausisina hanya nazvo. Kana iwe uchiziva kuti iwe wakavaka kukwana kwakakwana mumba mako, unogona kudana bhagheni yako uye uite kuti vaongorore chikwereti chenyu kuitira kuti mudiwa we PMI uregere. Izvi zvichaita kuti imba yako ibhadharwe mari yakawanda mune ramangwana. Kana uri kutenga imba isina chikwereti kuburikidza nepurogiramu yakafanana neFHA chikwereti , iwe unofanira kutora PMI muone kana iwe uchigadzirira bhajeti yako itsva. Izvi zvinokuchengetedza kuti urege kutenga mamwe musha kupfuura iwe unogona kuwana .