Ndinotsvaga mazwi ari paGoogle, uye ndinowana makambani akawanda, mazano, mashuwarisi ehurumende uye annuity agents vanonditengesa gore rimwe chete, asi hapana imwe nzvimbo inondibvumira kuti ndipinde nepurogiramu ndisingafaniri kutaura nemunhu. Usandibata zvisiri izvo, isu tose tinoda rubatsiro, uye isu tose tinoda kudzidza zvakawanda pamusoro pemarikiti, asi zvakadini kana ndichingoda kugara uye kutsvakurudza michina, kubatsirwa, uye kunyange kutonga zvinyorwa zvangu kuti ndione kuti vanoita sei?
Muzuva rino nezera rekuti "Zviite Iwe pachako" kupi kukwanisa kutsvakurudza, kudzidza, kumhanya pfupiso, uye kutenga chigadzirwa ichi zvakananga?
Imhizha Yepamusoro Inopesana Nekuvhiringidzwa Kwekuparadzira Kwavo
Isa izvi nenzira yakajeka; unogona kutenga motokari, kubhadhara motokari, kutenga inshuwarima yehupenyu kwenguva refu, auto inshuwarisi, mutual funds, mashizha, zvisungo, uye chero chinhu chipi zvacho chaunogona kufunga pamusoro paIndaneti. Sei usingaiti mari? Mhinduro yangu ndeyokuti makambani haadi kuvhiringidza kuparadzirwa kwemashoko avo . Sezvakaita ini pandaiva mwana mwana mukaka wedu waiiswa kumusuwo wepamberi - kwete zvakare. Kuvhiringidzika kunowanikwa kune imwe nzira yekupa vatengi. Kuchinja kunowanzova kwakanaka, uye nzira yekutenga annuities iri kuchinja zvakare.
Kwete Zvipfeko Zvose Zvakawanda Zvikuru Kunzwisisa. Vamwe Vanotora Direct Distribution Model Zvakakwana.
Steve Jobs aizivikanwa kuburikidza nekuita zvinhu zvakaoma sezvinobvira kune mutengi. I-iPhone ine bhomwe rimwe, uye kugunzva chinyorwa kuti uite chiri nyore kushandisa.
Tarisa chii chakaitika nepfungwa iyoyo! Mhedziso yangu yechipiri pamusoro pokuti iwe haugone kutenga chikwereti paIndaneti ndechokuti zvigadzirwa zvave zvakaoma zvikuru kuti zvitsanangure. Ichokwadi, vazhinji vanoshanda havagoni kuzvitsanangura zvakanaka . Asi, kune tariro. Pane zvibvumirano zvina zviri nyore uye zvinokosha zvepagore zvinowirirana nehuwandu hwezvido zvekutengi / mutengesi:
Single Premium Immediate Annuity (SPIA)
Zita iro Steve Jobs ane ushamwari. Imba yega yega inowanikwa mu annuity inotanga mwedzi wemari mari yako pakarepo, uye yakavimbiswa hupenyu. Kana, sezvandinofarira kutaura kuti iCHI CHINHU CHOKWADI ikozvino contract contract. Kana iwe uchida MITIRO YAKASIMBIKA ZVINO tsvakurudzo pa SPIA.direct.
Inoshandiswa Inowanikwa Annuity (DIA)
Zvakare, zita rinoreva zvose ... Kusarudzwa, kusvikira nguva iwe unotsanangura mari yaunotora pamwedzi kuti utange, uye yakatenderwa hupenyu. Kana, sezvandinofarira kutaura, inongova CHINHU CHOKWADI chikamu chegore. Kana iwe uchida CHIKAMU CHOKWADI, pane zuva rakatarwa, tarisa maDIA pa DIAS.direct.
Anokodzera Kuwedzererwa Kwemakore Anonzi Annuity Contract (QLAC)
Ndinoshuva kuti iyi yainzi Gwaro Rinofanira Kudiwa Rinodiwa. Inoshandisa zvakafanana neDIA neinongobatsira yekushandisa mari yeIRA nekuiisa iyo pakati pemakore makumi manomwe nemakumi mashanu nemakumi mashanu pasina kudikanwa kushandiswa kwemashoma. Zvakare, izvi zvinogadziriswa KUBATSIRA PASI, pane imwe nguva, uye hapana RMD inoda kuderedzwa annuity. Dzidza zvakawanda pamusoro peQLACs paQLAC.direct.
Gore Rakawanda Rakavimbiswa Gore Rakavimbiswa (MYGA)
Zvinyorwa zvisiri izvo, Kufarira kwakagadzirirwa kwenguva yakatarwa. Inoshanda kana iwe uchida mutemo wakavimbiswa nehutano hunofanirwa huchidikanwa panguva imwechete.
Ndinofarira kudana izvi HAPANA CHINHU chebvumirano chebvumirano. Ongorora zvese zvaunogona pa MYGA.direct.
Icho Chinhu Chiri, Iye zvino Unogona Kutsvakurudza Makore Ezvinyorwa Zvakananga!
Pane nzvimbo inonzi Annuities.direct apo chero munhu upi zvake anogona kudzidza zvakawanda pamusoro pezvipupuriro izvi uye kuti vanoshanda sei, uye kunyange kutamba zvinyorwa zvavo. Zvinokwanisika kutenga kambani ye annuity yakananga here? Mhinduro yacho inenge hongu. Sei zvichida? Makambani ekubhadhara anoda kuti munhu wose ave nechokwadi chekubhadharwa kwegore negore kuti zvikwanise. Hazvina kurwadziwa. Zviri nyore, kusununguka-pasina, uye zvachose mutengi achisarudza kuisa hongu kana kwete. Haisi yakakwana (iyo ingadai iri kungoshandiswa zvakananga), asi zvakanyanya kunaka kupfuura kuudzwa zvingatenga. Sezvo Steve Jobs akati, "Nzira iri nyore ndiyo nzira yakanakisisa." Ikozvino zvinoita kuzvitsvakira zvitsvaga nekutsvaga gore rakanaka rakafananidzwa nemamiriro ako ezvinhu.