Kuwana iwe unobvumirwa kuti uwane kadhi rechikwereti ndiro nhau huru. Asi kuziva kuti iwe unobvumirwa kuti uwane kadhi rechikwereti rine chikwereti chiduku chekwereti kunogona kuvhiringidza. Iwe unogona kunge wakanga uchivimba nekadhi rechikwereti rine chidimbu chechikwereti chechikwereti chinomwe chete kuti chibvumirwe kwemazana mashoma madhora. Kunyange zvazvo zvingasaita sezvinokosha, zvinogona kuva zvakakosha kuchengeta kadhi rechikwereti kunyange zvazvo rine chikwereti chechikwereti chakaderera.
Nei Chikwereti Chako Chakanyanya Kuderera?
Panogona kuva nezvikonzero zvishomanana kuti kadhi rako rechikwereti rakabvumirwa kune chikwereti chakaderera chikwereti.
Kutanga, rudzi rwekadhi rechikwereti rawakakumbira rungapa vose vanoita kadhi pamwe chete. Izvi zvinowanzoitika kune mabhizimisi ezvitoro zvemakadhi emakadhi uye makadhi emakwereti e-subprime, asi zvinogona kuitika kune mamwe makadhi emakwereti, zvakare. Nhoroondo yakashata yekwereti , kana kusava nekodzero yekwereti, inogona kuvawo mhosva. Miharuro yepamusoro yekadhi yemakadhi kana mari shoma ndeimwe zvikonzero zvawakabvumirwa kuti uwane chikwereti chiduku.
Kutarisana neKuderera Kwishoma Kadhi Kadhi
Kunze kwekuti iyi kadhi rechikwereti ine chikamu chakanyanya kuderera kupfuura mamwe ose makadhi enyu ekwereti, musaivha. Kana usina chikwereti chekwereti chakasununguka kana uri kushanda kuti uvakezve chikwereti chako chekwereti , chikamu ichi chakanyanya chikwereti chikwere chinogona kukubatsira kuti uwedzere chikwereti chako. Chikamu chekwereti chiri nani chichakubatsira iwe kugamuchirwa pamakadhi echikwereti nemiganhu yakakwirira.
Chikwereti chako chikoro chinopindura zvakanakisisa kana uchichengeta zvikwereti zvako zvekadhi rechikwereti zvichienderana nechechi chikwereti. Izvi zvinogona kuva zvakaoma kana une kadhi rechikwereti rine muganhu wakaderera.
Asi, ikozvino, shandisa kadhi rechikwereti rekutenga zvishomanana chete uye iva nechokwadi chekuti iwe unotora nguva yako mwedzi mumwe nomumwe. Iko yakanakisisa kadhi rechikwereti ibhari ndeye 30% kana pasi pekwereti yako chikwereti. Kuzviisa pachena, ndiwo $ 100 pane kadhi rechikwereti rine $ 300 chikwereti chikamu.
Kuwana Chikwereti Chekuwedzera
Vamwe vane kadhi rechikwereti vanozosimudza chikwereti chako chechikwereti mushure mekunge wakashandisa kadi yako zvine mwero kwemwedzi inoverengeka.
Nguva yacho inopesana nekwereti kadhi rechikwereti, asi inogona kubva kumwedzi mitanhatu kusvika pagore. Kana iwe usina kutora chikwereti chechikwereti chechikwereti mushure memwedzi mitanhatu, unogona kutumira chikwereti chako chekwereti kuti ubvunze chikwereti chekwereti kuwedzerwa . Vamwe vanokubvumira kuita izvi kuburikidza nenyaya yako yepaIndaneti. Kana zvisina kudaro, unogona kudana basa revatengi kukumbira chikwata chekukwereta chikwereti.
Kana kukura kwako kukumbira kunorambidzwa, uchawana tsamba kukuudza kuti sei. Shanda mukuvandudza chikwereti chako munzvimbo idzi kuitira kuti iwe uwane chikwereti chikuru chekwereti panguva inotevera.
Mushure memwedzi inenge mitanhatu yekushandiswa kwekadhi rechikwereti, iwe unogona zvakare kuedza kushandisa kadhi rechikwereti nemumwe mukadhi wemakadhi. Panguva ino, kuedza kwako kuwana chikwereti chikuru chekwereti kunogona kubudirira.
Pakupedzisira, kana iwe uchikwanise kuzviwana, unogona kuwana kadhi rechikwereti rakachengetedzeka uye ubhadhara mari yakachengetedzwa yakachengeteka. (Chikwereti chako chechikwereti chinowanzoenderana nekuchengeteka kwako mari). Kunyange iwe usingadi kusungira mari yako nenzira iyi, inogona kukubatsira iwe kubva pakachengetwa makadhi ekwereti inotaurwa pamusoro pekwereti yako yekwereti semamwe makadhi echikwereti.
Kuva nekadhi rechikwereti rine chikwereti chikuru chekwereti mharidzo yako yechikwereti ichaita zvakanaka uye ichaita kuti iwe ugozobvumirwa kune kadhi rechikwereti nguva dzose ine chikwereti chakakwirira.
Chero bedzi iwe uchichengetedza kadhi rako rechikwereti rakamira zvakanaka , kuchengetedzwa kwako kuchengetedzwa kuchadzorerwa apo iwe uvhara kadhi rechikwereti kana kuti rakashandurwa ku-akhawunti isina kuchengeteka.