Kadhi rechikwereti rinodikanwa kune zvakawanda zvezvino kutengesa. Zvisinei, kuwana kadhi rechikwereti risina basa kune ngozi, kunyanya kana usina mari. Zvisinei, kune vamwe vatengi vanogara vaine mari yakawanda, vasingangobatsiri kubva kubasa.
Kuva nebasa hakusi mari yekodhi yemari
Makomhodhi akawanda ekadhi rechikwereti anongokumbira basa rekuita kana basa uye nezvekuwana mari. Iwe unogona kungofanirwa kusarudza kana iwe uri mudzidzi, mushandi wehurumende, unogadzira musha, unoshanda iwe pachako, kana kusashanda.
Mamwe mapurogiramu anogona kukumbira zita remushandirwi wako, asi anokubvumira kupinda "Hapana" kana iwe usina mushandirwi. Iwe unogona kuwana kuti mamwe maitiro haabvunzi kuti vashandise ruzivo pane zvose. Kana ruzivo rwemabasa ruchikumbiro pamushandi wekadhi rechikwereti, unotenderwa zviri pamutemo kupindura mashoko acho nokutendeseka.
Mari inowanikwa inokosha
Kunyange kana iwe usingafaniri kupinda muurongwa hwebasa, kadhi yekadhi yemakadhi inoda kuti iwe ureve mari yako yegore rose. Iwe unogona kusanganisira alimony, kutsigirwa kwemwana, kana chero imwe mimwe mari yaunoda kufungidzirwa kubhadhara chikwereti chako chekadhi rechikwereti. Kuti uverenge mari yako yegore rose: kuwedzera mari yevhiki nevhiki ne 52; kuwedzera mari yemwedzi nemwedzi ne24; kuwedzera mari yaunogamuchira imwe neimwe yevhiki ne 26, uye wowedzera mwedzi wemari ne12.
Kunyoresa Mamwe Mamwe Mamwe Mapato
Kana iwe uri munhu mukuru pane makore makumi maviri nemashanu, unogona kushandisa mari yomumwe munhu pamushandi wako wekadhi rekwereti kana iwe unogona kutarisira kuve nekwaniso yekuwana mari iyo kubhadhara mabhiriro ako.
Somuenzaniso, kana wawakaroorana naye achigara achiisa imwe mari yakawanda kuakaunti yako, unogona kushandisa mari inoshandiswa semari yako. Kana, kana iwe wakagovera kambani nemumwe munhu uye unogona kuwana mari yose, unogona kushandisa nguva dzose semari yako. Zvisinei, kana mumwe wako, shamwari yako, kana mubereki asingatumiri mari kwauri uye iwe hauna kubatana kwekambani navo, haugoni kushandisa mari yavo pamushandi wako wekadhi.
Wana Chikwereti Chekwereti Nomumwe Munhu
Imwe nzira yekuwana kadhi rechikwereti risina basa ndowokutora kadhi rechikwereti nemumwe munhu sevane kodzero yakagadziriswa kana seine mubati wechipatendi. Somunhu anoshandiswa, une kodzero yekushandisa kadhi rechikwereti, asi pasina kodzero yemutemo yekubhadhara. Nhoroondo yako yekwereti uye chikwereti hazvibvunzwi kana iwe wawedzerwa semushandisi wemvumo.
Kuve mubatanidzwa wekuchengetedza nyaya kunopa iwe zvose kodzero uye mabasa ekushandisa kadhi rechikwereti. Kana iwe ukashanda pamwe chete, mari yako yekusvika uye chikwereti chekwereti inofungidzirwa pamwe chete neyeimwe inoshanda. Zvisinei, kana mumwe munhu anokumbira ane mari yakakwana, unogona kubvumirwa kune kadhi rechikwereti kunyange iwe usina basa.
Edza Kadhi Yakachengetedzwa Yakachengeteka
Kunyange zvazvo wakachengetedza kadhi rechikwereti kambani inowanzobvunza nezvebasa rako uye mari yako, iwe unogona kunge uchibvumirwa kune imwe yemakadhi ekwereti nokuti uri kuita kuchengetedzwa kwekuchengetedza sechibvumirano. Pamwe neGeor One Secured MasterCard , somuenzaniso, unogona kuita kuchengetedzwa kwekuchengetedzwa kwepamusoro kwe $ 49 ye $ 200 chikwereti chikwereti, zvichienderana nekukwereta kwako. Iyo inokunda kuchengeteka kwako, iyo inowedzera chikwereti chako chemari chichava.
Usati waita kadhi rechikwereti usina kutanga uine basa, nyatsofunga kuti iwe unokwanisa kubhadhara chikwereti chekadhi rechikwereti.
Kana iwe uchibvumirwa kuti uwane kadhi rechikwereti uye iwe hauna nzira yekudzorera zvaunenge waita, iwe unotarisana nezvinetso zvekwereti: kubhadhara kwekupedzisira, kubhadhara-mvumo, uye kukweretesa chikwereti.