Michigan State Minimum Limits of Liability
Michigan yakawanda mitoro yemiganhu inogadzirirwa nekukuvadzwa mumuviri pa $ 20,000 pamunhu mumwe kusvika ku $ 40,000 mujeri.
$ 10 000 ndiyo inoshandiswa pakuparara kwepfuma. Zvimwe zvipfumbamwe chete zvehurumende zvinobvumira miganhu yakaderera yezvakafanira.
PIP, Pamwe Pakukuvara Kudzivirirwa, ndiyo chikamu chezvokurapa chemutemo weMichigan uyo kambani yemari yehupfenyuro inotarisirwa. MuMichigan, vanotakura inshuwarheni vane mhosva yekubhadhara kurapwa kwechiremba kusvika ku $ 500,000. Michigan auto inshuwarisi mitemo ine mazano akasiyana ePIP anowanikwa.
- Kugadziriswa nehutano zvinoreva kuti hutano hwehutano hwehutano huchabatsira kubhadhara mari yekukuvadzwa mumatambudziko emotokari. Kuva nehutano hwehutano inshumo kuburikidza nemushandirwi kunobatsira kuderedza mari yemotokari yemotokari. Chero chipi zvacho chako chikuru hachifukidze, yako auto motokari inotora zvasara. Hapana Medicaid kana Medicare inokodzera kugadziriswa kwehutano nokuti havazobhadhara kukuvara kwezvokurapa nemhaka yengozi yemotokari.
- Kurongeka nekurasikirwa kwemari kuchabhadhara mubairo wako pane izvo hutano hwehutano hwehutano huripo. Saka kana uremara hwako huchipfuura kuburikidza nemushandirwi wako 60%, motokari yako yemishuwarisi inofanirwa kuvhara 40% inosara kuitira kuti iwe uwane mari yako yakazara panguva yakaremara.
- Kugadziriswa nezvose kurasika kwechiremba uye kurasikirwa kwemari kunosanganisira zvose zvekurapa uye kurasikirwa kwemari yakanyorwa pamusoro apa.
- Zvokurapa zvakakwana zvinoreva kuti auto auto inshuwarheni ichabhadhara yako yose yezvokurapa mari. Kurapa kwakakwana kwehutachiona kunodhura kuwedzera kunopesana nehutano hwakarongeka nokuti kambani yeinishuwarenzi ichange iine mutoro wega wezvokurapa zvikwereti kana ukakuvara mumotokari. Deductibles inowanzosarudza pane zvekurapa. Kana iwe ukasarudza kubhadhara, iwe uchava nemhosva yekuripa panguva yekurasikirwa.
Property Protection Insurance, PPI
Vatyairi vose veMichigan vanotarisirwa kutakura 1 000 000 kugoverwa kwekuparara kweimba. Munyika dzakawanda, nzvimbo yako yekukuvadza kuvhara mari yakatorwa seyo nhamba yechitatu mumiganhu yemhosva. 20/40/10 kugoverwa kwaizouya ne $ 10 000 kugoverwa kwekuparara kweimba.
A Michigan motokari yerinisitiri yehurumende inonyora pasi zvishoma zvishoma nemiganhu yekuparara kwemunda, zvisinei, inoshanda chete kune kunze kwehurumende . Chero chipi nechipi chakakonzerwa nehupfumi chinowanikwa muMichigan chakavharwa pasi pekuparadzanisa kwakasiyana kunonzi "inshuwarisi yekuchengetedza" kana "PPI" kwenguva pfupi. Saka kana iwe uri kuMichigan ugare uye uchidzinga kunze kwehurumende nguva dzose, iva nechokwadi chokuti uwedzere chidimbu chako chemiganhu yemiganhu kuitira kuti unogona kuva nechokwadi kuva nekugovera zvakakwana.
MCCA
Vose vanofambisa madhigiriji eMichigan vanofanirwa kubhadhara mari yeCastastrophic Claims Association yeMichigan . Mari yacho yakasiyana neMichigan uye inoita kuti vatyairi vese vanochengetwa vese vave nehuwandu hwehutano husingagumi pavanokuvara mumatambudziko emotokari. Imwe motokari yemishuwairi haifaniri kudiwa kuti ive nemari ye MCCA ndiyo motokari yekuchengetedza nehuwandu hwekugoverana chete dzakanyorwa pane zvematongerwo enyika.
Optional Coverage
- Uninsured and Underinsured Motorist
- Dzimba Dzimba Dzakashata
- Comprehensive
Chirango cheUno Uchapupu hweInishuwarenzi muMichigan
Sezvazviri ikozvino, Michigan haina purogiramu yakazvigadzirira panzvimbo yekuona vatyairi vasina uninsured. Uchapupu hunodiwa panguva yaunovandudza kubhadhara kwako uye inotarisirwa mumotokari yako nguva dzose. Kukundikana kupa uchapupu hwehushuwarisi kumapurisa kunogona kukonzera chirango.
- Laisensi yako inogona kumiswa
- Ikopa yako yekutendera haisi kuzovandudzwa, kutamiswa, kana kuchinjwa
- $ 50 dzakanaka uye zvingangodaro zvimwe zvikwereti zvinodiwa nemutemo
- Purogiramu yako yearenda inogona kubviswa
Kuziva yeMichigan yemotokari yunivhesiti ndeye danho rokutanga rokuva mutevedzeri wemvumo yepamutemo uye yekutengesa . Zvakakosha kuti urege kungonzwisisa kuti chii chinodiwa asi kuti chinoshanda sei. Michigan inenge isina mhosva uye ine mitemo yakawanda yakasiyana. Shambai mumitemo yenyu yemishuwarisi yeMichigan musati matora kumigwagwa kuti muve nechokwadi chekuti mitemo yenyu inoshanda kwauri kwete kwete newe.